South State Correspondent

MARCH 5, 2022

Community banks face intense competition for profitable borrowers and relationships. With short-term interest rates rising and long-term rates still at historically low levels, all bankers should understand how swap spreads may provide a competitive lending advantage. In this current market, swap spreads are negative, and banks that can utilize swap spreads in pricing loans gain a substantial pricing advantage.

Community Bank 195

Community Bank Lending Community Regional 195

TheGuardian

MARCH 5, 2022

Transactions to be cut off after Ukrainian president Volodymyr Zelenskiy urged companies to take action • Mastercard and Visa block in Russia does not stop domestic purchases • Russia-Ukraine war: live updates Visa and Mastercard have announced tonight they will be suspending operations in Russia over the invasion of Ukraine. Visa said in a statement that it would cut off transactions “over the coming days” and consequently cards issued in Russia would not work abroad as well as foreign issued c

Operations 98

Operations Cards Company 98

Jeff For Banks

MARCH 5, 2022

Winter Squalls It’s mid-February and I’m watching a snow squall outside, reminding me that it can be bright and sunny one moment and turbulent the next. As we try to navigate our way through this volatile time in the markets and in the economy, we seem to get surprised almost daily by large moves in the stock markets, already in correction territory, in the bond markets with rapid interest rate increases, in the highest inflation in 40 years, and in the tense situation surrounding Russia and Ukr

Marketing 78

Marketing Policies Community Bank Community 78

American Banker

MARCH 5, 2022

Operations 36

Operations Cards Payments 36

Advertisement

Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

Lending