Credit card 90-day delinquencies rise to record: report
Payments Dive
APRIL 15, 2025
The percentage of U.S. credit card accounts past due for 90 days was the highest in 12 years during the fourth quarter, a Philadelphia Federal Reserve report said.
Tue.Apr 15, 2025
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Tuvalu marks ‘momentous occasion’ with unveiling of its first ATMs
TheGuardian
APRIL 15, 2025
All banking in the Pacific nation used to be done in cash but that is about to change on the main island of Funafuti Tuvalu, one of the worlds most remote nations, has unveiled its first ever ATMs, at the headquarters of the National Bank of Tuvalu in the village of Vaiaku on Funafuti, the countrys main island. Tuesdays ceremony marked a historic shift for the island nation of 12,000 people, which has never before had access to electronic banking.
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Worldpay delivers payments industry insights in DC
Payments Dive
APRIL 15, 2025
Executives of the merchant services company visited Capitol Hill this month to connect with congressional staffers and share their views on payments.
HSBC and Co-op Bank cut mortgage rates as Halifax and Lloyds ease rules
TheGuardian
APRIL 15, 2025
Lenders stepping up mortgage price war in apparent response to financial turmoil sparked by US tariffs UK lenders are stepping up a mortgage price war, with HSBC and the Co-operative Bank announcing fresh rate cuts, and Halifax and Lloyds Bank loosening their affordability rules to enable homebuyers to borrow more. The number of low-deposit mortgages that let buyers borrow up to 95% of a propertys value has hit a 17-year high.
Commercial Lenders, Playing It Safe Is the Real Risk
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Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.
NY AG alleges two wage access providers made illegal loans
Payments Dive
APRIL 15, 2025
The state’s lawsuits against DailyPay and MoneyLion seek to wind down their earned wage access practices in New York.
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KKR to acquire OSTTRA from S&P Global and CME for USD 3.1 bln
The Paypers
APRIL 15, 2025
Investment firm KKR has agreed to acquire OSTTRA , a post-trade services provider for over-the-counter markets, in a deal valued at USD 3.1 billion.
Banks need to engage directly in establishing global AI guardrails
American Banker
APRIL 15, 2025
The financial services industry is uniquely positioned to advocate for collaborative AI leadership. As a sector that depends on trust, transparency and global cooperation, financial institutions have a vested interest in ensuring that AI development aligns with these principles.
PayPal and TerraPay partner to expand access to cross-border payments in MENA
The Paypers
APRIL 15, 2025
PayPal has announced its partnership with TerraPay in order to expand secure and efficient access to cross-border payments across MENA.
OCC unsure if hacked bank data was sold on dark web
American Banker
APRIL 15, 2025
The Office of the Comptroller of the Currency says it's still reviewing compromised emails and attachments after hackers gained access to the regulator for over a year and has not ruled out exposure of customer or supervisory data.
Leverage Trellis Court Data To Identify More Investment Opportunities
Advertiser: Trellis
Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.
Findi completes BANKIT acquisition via TSI in USD 19.1 mln deal
The Paypers
APRIL 15, 2025
Findi , through its majority-owned subsidiary Transaction Solutions International, has finalised its acquisition of BANKIT for approximately USD 19.1 million.
Why fintech BNPL credit reporting is a tough lift for banks
American Banker
APRIL 15, 2025
Affirm is reporting consumers' buy now/pay later loans to Experian, following a February study with FICO. It's one of the first steps in credit reporting for BNPL, potentially complicating banks' assessments for other types of lending.
Banked acquires VibePay for Pay by Bank adoption
The Paypers
APRIL 15, 2025
Banked has acquired UK-based consumer payments app VibePay to accelerate global Pay by Bank adoption through customer and merchant incentives.
Crypto lending is growing thanks to decentralized players
American Banker
APRIL 15, 2025
A report from Galaxy, which builds crypto lending platforms, shows borrowers are trusting decentralized players after a centralized platform collapsed in 2022.
State of AI in Sales & Marketing 2025
Advertiser: ZoomInfo
AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.
U.S. Bank launches its U.S. Bank Business Essentials solution
The Paypers
APRIL 15, 2025
U.S. Bank has announced the launch of a checking account that includes card payment acceptance capabilities and zero-cost same-day funding.
Bank of America loan revenue rises, stock traders flourish
American Banker
APRIL 15, 2025
The Charlotte, North Carolina bank reaped the benefits of volatile markets and net interest income topped analysts' estimates in the first quarter.
Adobe partners with Antom to scale payment access across Asia for digital creators
The Paypers
APRIL 15, 2025
Adobe has joined forces with Antom to roll out an improved payment experience and personalised digital marketing offerings for its customers across Asia.
PNC increases provisions; quarterly earnings beat forecasts
American Banker
APRIL 15, 2025
The Pittsburgh-based bank cited "changes in macroeconomic factors and portfolio activity" for the 41% increase in provisions for credit losses.
Book of Secrets on the Month-End Close
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Sumsub partners with Volt to enable Open Banking-powered user verification
The Paypers
APRIL 15, 2025
Sumsub has announced its partnership with Volt in order to provide businesses and customers with improved Open Banking-powered user verification.
'A port in the storm': Why Citi isn't afraid of tariffs
American Banker
APRIL 15, 2025
CEO Jane Fraser said Tuesday that the bank is positioned well to handle shakiness in the global market, and is still working on its years-long overhaul.
Visa joins stablecoin consortium led by Paxos
The Paypers
APRIL 15, 2025
Visa has taken a step forward to become a member of the Global Dollar Network (USDG), a stablecoin initiative launched by US-regulated digital asset firm Paxos.
Bank of America touts readiness for 'whatever may be' ahead
American Banker
APRIL 15, 2025
As tariff turbulence continues, BofA is predicting a slowdown, not a downturn. But America's second-largest bank is also signaling that it's prepared for a more severe scenario.
The GTM Intelligence Era: ZoomInfo 2025 Customer Impact Report
Advertiser: ZoomInfo
ZoomInfo customers aren’t just selling — they’re winning. Revenue teams using our Go-To-Market Intelligence platform grew pipeline by 32%, increased deal sizes by 40%, and booked 55% more meetings. Download this report to see what 11,000+ customers say about our Go-To-Market Intelligence platform and how it impacts their bottom line. The data speaks for itself!
eToro and BNY extend their partnership to roll out stock lending programme
The Paypers
APRIL 15, 2025
Israel-based social trading-focused online broker eToro , in collaboration with BNY , has announced its plans to roll out a stock lending programme to allow users to earn passive income.
Dutch neobank Bunq takes first step in entering U.S. market
American Banker
APRIL 15, 2025
Bunq Tuesday announced it applied for a broker-dealer license with FINRA and the SEC and had a 65% increase in year-over-year profits.
Ozone API launches VoP guide for SEPA banks
The Paypers
APRIL 15, 2025
UK-based fintech Ozone API has launched a new guide to assist banks and PSPs across the SEPA in preparing for the upcoming VoP requirements.
Can AI fix customer service in payments?
American Banker
APRIL 15, 2025
Generative artificial intelligence has usurped its traditional counterpart as the next growing technology taking the payments industry by storm.
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