Chris Skinner
NOVEMBER 18, 2018
The 11th of November. 11 November. 11/11. Not 9/11 or 5/11. 11/11. For Europeans and Americans, 11/11 means the end of the First World War. The Allies sat down and signed the Armistice Agreement with the Germans at 11:00 (Paris time) on 11th November, 1918, in Compiègne and ended the … The post OMG!!! Did you see #Alibaba’s Singles Day numbers???
PYMNTS
NOVEMBER 18, 2018
A Chinese company that develops facial recognition technology could be facing a ban in the U.S. According to the Financial Times , the facial recognition cameras are created by Hikvision , one of the world’s biggest CCTV companies, selling video surveillance throughout China and across the globe. However, its core components — from the chips that power its smart cameras to the hardware that stores high-definition footage — are made in Silicon Valley.
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Chris Skinner
NOVEMBER 18, 2018
The main blog headlines are … Will Ripple replace SWIFT? It’s a big week of FinTech in Asia with Money 2020 China and the Singapore FinTech Festival (SFF) all taking place in the same week. One of the headlines emerging from SFF was an interview with Brad Garlinghouse, CEO of … The post The Finanser’s Week: 12th November – 18th November appeared first on Chris Skinner's blog.
PYMNTS
NOVEMBER 18, 2018
Amazon has announced the developer preview of Alexa-hosted skills for Amazon Web Services. In a blog post on Thursday (November 15), Amazon said the new offering will automatically provision and manage a set of Amazon Web Services (AWS) cloud resources for developers skill’s back-end service. With an Alexa-hosted skill, Amazon said developers can build, edit and publish a skill without leaving the Alexa Skills Kit Developer Console.
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
The Financial Brand
NOVEMBER 18, 2018
The accelerating pace of technological change is the biggest challenge — and best opportunity — in today's financial services ecosystem. The post 10 Technologies That Will Disrupt Financial Services In The Next 5 Years appeared first on The Financial Brand.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
The Financial Brand
NOVEMBER 18, 2018
If true, most traditional banks and credit unions will be dead in 11 years and few will survive. Are we really counting down to banking's doomsday? The post Four Out of Five Legacy Banking Firms Gone By 2030, Analysts Warn appeared first on The Financial Brand.
PYMNTS
NOVEMBER 18, 2018
Japan’s Financial Services Agency (FSA) had a plan for crypto wallet service regulation on its meeting agenda for a recent gathering of its crypto study group, bitcoin.com reported. As it stands, crypto wallet providers aren’t currently treated the same way as cryptocurrency exchanges as they do not engage in cryptocurrency trading. Instead, these providers transfer and manage digital currencies.
PYMNTS
NOVEMBER 18, 2018
Visa , American Express and Mastercard are among the payment companies that are the subject of an inquiry by Brazilian regulators. According to a report in Bloomberg citing the Brazilian Administrative Council for Economic Defense or CADE , the Brazilian regulators are looking to see if the credit card companies ran afoul of payment network rules. Bloomberg noted that Visa said in an annual regulatory filing that it’s also looking into the country’s Elo Network as well.
PYMNTS
NOVEMBER 18, 2018
Chase has announced the launch of Chase Offers, which will allow customers to find deals and earn statement credits when shopping at their favorite retail stores. Customers who log into their Chase app can access Chase Offers from more than 150 merchants including retailers, restaurants, and many of the company’s existing merchant partners. Customers are able to select and add their chosen offers through the app — and then use them with eligible Chase credit and debit cards.
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
PYMNTS
NOVEMBER 18, 2018
Airbnb, the home-sharing company that is expected to go public via an initial public offering (IPO) in 2019, saw more than $1 billion in revenue in the third quarter, according to a report offering the first glimpse into the company’s revenue. CNBC , citing a memo Airbnb is expected to release, reported it is the first time the company has commented about its revenue in a public manner since its launch 10 years ago.
PYMNTS
NOVEMBER 18, 2018
The U.S. Securities and Exchange Commission late last week settled charges with two companies it charged with offering digital tokens in a manner that ran afoul of rules. According to the Securities and Exchange Commission (SEC) press release issued on November 16, the two technology companies agreed to register their digital token offerings as securities and to pay back investors.
PYMNTS
NOVEMBER 18, 2018
Student debt in serious delinquency — 90 or more days — rose to 9.1 percent in the third quarter from 8.6 percent in the previous quarter — the biggest jump in seven years. In fact, the total debt held by Americans rose to $13.5 trillion in the third quarter, according to the Federal Reserve Bank of New York in its Quarterly Report on Household Debt and Credit.
PYMNTS
NOVEMBER 18, 2018
A “link tax” might mean the end of Google News in the EU. Richard Gingras, the search engine’s vice-president of news, said while “it’s not desirable to shut down services” the company isn’t happy with Brussels’ current proposal to charge a link tax for using news stories. The move aims to to help struggling news publishers so that they’re paid if their articles appear in search results.
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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
PYMNTS
NOVEMBER 18, 2018
Apple ’s CEO believes that new regulations for the tech industry are “inevitable.”. According to the Financial Times , Tim Cook said in an interview that “the free market is not working” and that the tech industry should embrace regulation. “Generally speaking, I am not a big fan of regulation,” he said. “I’m a big believer in the free market. But we have to admit when the free market is not working.
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