Perficient

DECEMBER 17, 2020

A year and a half ago I published an updated view of Digital Responsibility as part of our Digital Essentials series. It challenged the notion that digital responsibility starts and ends with data privacy, and introduced the idea of incorporating accessibility, diversity, and inclusion into digital responsibility mandates. While some organizations had started considering these areas as part of their strategic digital programs in 2019, 2020 only accelerated these considerations.

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Strategy Innovation Video Google 348

PYMNTS

DECEMBER 17, 2020

Although the digital shift brought on by the pandemic has rapidly reshaped the entire retail industry, its impact on the grocery segment in particular has been especially pronounced. In fact, according to a new Omnichannel Grocery Report from ACI Worldwide and PYMNTS, 17.2 percent of all consumers have switched from in-store to online shopping. Ordering for home delivery has become particularly popular, as 23 percent of U.S. consumers — 57 million people — say they are ordering more groceries on

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Fraud Online Cards Retail 330

Perficient

DECEMBER 17, 2020

The New and Improved Microsoft Dataverse. As if 2020 didn’t hit us with enough changes, Microsoft revealed some new terminology that all Dynamics 365 and Power Platform users should be aware of. From November 2020 onward, the Common Data Service (a secure data platform utilized in the Power Platform and Dynamics 365) will be referred to as the Microsoft Dataverse.

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Data US Security Technology 340

PYMNTS

DECEMBER 17, 2020

End-to-end integrated payment and security software provider Sphere has announced its acquisition of Health iPASS , according to a press release. Health iPASS provides software for cloud-based patient engagement revenue cycle management, helping providers collect revenue and giving a streamlined healthcare payment experience. According to the release, the company's products help to speed up cash flow, lower claim denials and improve patient relations.

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Payments Software Branding Mobile 299

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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

Lending

Perficient

DECEMBER 17, 2020

Vertex has replaced Adobe Flash with HTML5 in O Series version 9.0. Access to the Vertex 9.0 user interface (UI) will be available after January 2021 using the major browsers other than Microsoft IE. So, access to Vertex O Series version 9.0 is not an issue. That’s not true of previous versions of Vertex O Series. Versions 6.0, 7.0 and 8.0 all use Adobe Flash to provide screens to the user via the user interface.

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Apple Google Security Groups 332

Perficient

DECEMBER 17, 2020

I’m sure if you haven’t seen, you’ve at least heard of the infamous sales scene from the 1992 film Glengarry Glen Ross. But if you haven’t, in this particular scene the character played by Alec Baldwin rants for 7+ minutes on why the under-motivated real estate agents should “Always Be Closing.”. The scene itself is harsh, but Alec Baldwin’s monologue is timeless.

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Training Survey Customer Experience Meeting 309

PYMNTS

DECEMBER 17, 2020

Amid the rallies that have marked all manner of asset classes in 2020 – where things hummed along to start the year, turned sour in the spring and then rebounded (nay, roared) into the waning months, bitcoin stands out. As of this writing, and as noted by CNBC , the marquee name of cryptocurrency stands out as it touches fresh new highs of about $23,000, eclipsing the highs seen as far back as three years ago, when bitcoin approached $20,000.

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Bitcoin cryptocurrency Course Cards 292

Jack Henry

DECEMBER 17, 2020

Soon, we will be back to “normal,” or at least something that resembles it. Promising vaccines are on the horizon. In some states, businesses are reopening. Holiday shopping is even underway. At the same time, millions of US-based businesses are preparing for 2021 and what it may bring. Through the sharp second quarter decline, many industry sectors saw gross revenues drop by more than 40%.

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US Industry Lending 167

PYMNTS

DECEMBER 17, 2020

U.S. cryptocurrency exchange Coinbase has filed with the Securities and Exchange Commission (SEC) for an initial public offering (IPO), according to a report from The Wall Street Journal (WSJ). This makes Coinbase the first major bitcoin company to go for the public markets, WSJ reported. It is the largest crypto exchange in the U.S. There are other crypto companies that trade publicly in the U.S., although none are as large as Coinbase, which was recently valued at $8 billion.

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Bitcoin cryptocurrency Massachusetts Report 271

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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

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Payments Source

DECEMBER 17, 2020

Openpay, the latest firm to enter the U.S.’s booming buy now, pay later instant-credit market, has hired a team clearly braced for heavier competition and regulation ahead.

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Cards Regulation Marketing 132

PYMNTS

DECEMBER 17, 2020

Digital fraud is a long-running problem for merchants, retailers, banks and businesses of all types. Account takeovers and shipping fraud increased by 347 percent and 391 percent, respectively, between 2018 and 2019, and the pandemic has only exacerbated these issues. Twenty-two percent of Americans have reported being targeted by pandemic-related fraud, for example, such as schemes involving fake personal protective equipment (PPE) merchants or fraudsters impersonating tax officials.

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Fraud Online Retail Examples 255

Payments Source

DECEMBER 17, 2020

The U.S. debit networks have always been strong supporters of open standards created through open, consensus building, says the Secure Remote Payment Council's Paul Tomasofsky.

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Security Payments Cards Mobile 127

PYMNTS

DECEMBER 17, 2020

Kakao Bank Corp. , a South Korean digital bank, has chosen Credit Suisse and KB Investment & Securities as its advisors for its upcoming initial public offering (IPO), Reuters reported. Citigroup , in addition, will serve as a co-advisor. The timing of the IPO hasn't been decided, although Reuters reported that analysts predict it will happen in the second half of 2021.

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Samsung Digital Banking Security Fintech 243

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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

Lending

Payments Source

DECEMBER 17, 2020

The interior of a car or truck is a fintech frontier — one that is undergoing a trial by fire during the pandemic, including as a point of sale venue for small merchants.

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Fintech Retail 105

PYMNTS

DECEMBER 17, 2020

Lawmakers are still debating the size and scope of proposed individual payments and enhanced unemployment benefits in the estimated $908 billion economic stimulus package being hammered out on Capitol Hill. On Monday (Dec. 14), a bipartisan group of senators unveiled a $748 billion package that would extend unemployment benefits into April 2021 and provide help for small businesses, according to Business Insider.

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Washington Analytics Payments Groups 235

Bobsguide

DECEMBER 17, 2020

Banks have struggled this year with increased fraud, the uncertain outcome of Brexit, pandemic dislocations as well as the long term trade frictions with China. This has pushed risk mitigation very high up on the agenda especially when it comes to cross-border trade transactions. Even before the.

Fraud 97

Fraud 97

PYMNTS

DECEMBER 17, 2020

In today’s top retail news, StockX has landed $275 million in a Series E funding round, while Rite Aid Corporation reported as part of its fiscal 2021 third quarter results that revenues rose by 12 percent. Plus, the convenience store vertical has seen $21.7 billion of consolidation deals unveiled in the past four months. eMarketplace StockX Nets $275 Million For Expansion.

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Retail Report Company Pennsylvania 226

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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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BankBazaar

DECEMBER 17, 2020

Here are our picks for “Top 5 credit cards to save on day-to-day expenses”. . Credit cards, when used smartly and responsibly, could be great tools to save on our expenses. The key is to choose a card whose benefits are best aligned with your unique spending patterns and monthly budget for credit card spends to ensure you’re always able to clear your full outstanding within the interest-free period every month.

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Cards Tools Online Management 97

PYMNTS

DECEMBER 17, 2020

FriendShip Kitchen, an Ohio-based chain of convenience restaurants, has become the first U.S. retailer to be certified as Safe Shop Assured by implementing contactless pickup using Paytronix’s guest engagement platform. FriendShip Kitchen said that its new FriendShip Curbside service allows customers to order and pickup restaurant food and groceries by placing an order through its new FSCurb.com site.

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BankInovation

DECEMBER 17, 2020

UiPath Inc., an automation software maker that could be valued at more than $20 billion, said it has filed confidentially for an initial public offering. The size and price of the offering hasn’t been determined yet, UiPath said in a statement Thursday confirming an earlier report by Bloomberg. The IPO could come in the first […].

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Software Report Innovation Strategies Strategy 95

PYMNTS

DECEMBER 17, 2020

The pandemic-fueled acceleration of online shopping has prompted Google to roll out an augmented reality (AR) tool to help people see how makeup will look before committing to a purchase. “With the holidays right around the corner, more than 73 percent of U.S. shoppers are planning to buy online,” Archana Kannan, group product manager of shopping for Google, said in a blog post on Thursday (Dec. 17).

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Google Charlotte Tools Online 218

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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.

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CB Insights

DECEMBER 17, 2020

Our State Of Fintech Preview highlights key investment trends, funding activities, and projections for 2020 (as of 12/12/20). KEY TAKEAWAYS: . Deals and dollars could see a decline from 2019 despite deals bouncing back in Q4’20. Seed/angel share may drop off in 2020 while Series B rounds could gain the most share. Seed and angel deals are projected to fall to 37% of total deal activity in 2020, down from 42% in 2019.

Trends 101

Trends Fintech 101

PYMNTS

DECEMBER 17, 2020

With every dark cloud comes a silver lining – or at least that’s how the old and oft-repeated expression goes. Said less often though, no less true, is the inverse corollary: For every silver lining, there is a dark cloud somewhere. A less sunny aphorism, to be sure, but one that is unfortunately applicable this week as two pieces of good news – the circulation of a vaccine for COVID-19 and signs of life in a stimulus deal out of Washington before Congress breaks for the holidays – are spotlight

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Fraud Taxes Washington Security 210

Jeff For Banks

DECEMBER 17, 2020

Now is the time for wishes. And if I were a branch manager, given all of the demands on me, here is what I would wish for: 1. Clarity of Expectations. Do you want me, your branch manager, to grow small business customers by being a trusted advisor to small business owners within a five mile radius of the branch? Why don't you tell me? 2. Clarity on Accountabilities.

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Management Training Operations ATM 78

PYMNTS

DECEMBER 17, 2020

The digital-first economy has spawned many new business models, and one that has taken flight during this end-of-the-year period is on-demand retail partnerships. They come in two flavors. In the first one, a service company partners with a retailer to be an exclusive on-demand service provider. (Think TaskRabbbit and IKEA.) In the second, a company sets up shop as the answer to the consumer eCommerce question: "How am I going to use this?".

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Retail California Exercises Industry 209

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

Lending