Chris Skinner
MAY 18, 2018
It’s very confusing these days. I turned up at a conference recently in a suit and tie and no one, literally no one, was wearing a suit or tie. No one had told me the dress code either, so I grinned and bared it. Then I got to another meeting … The post Suits you sir! appeared first on Chris Skinner's blog.
Bank Innovation
MAY 18, 2018
Neobanks, better established across the Atlantic in Europe, are starting to grow up in the U.S. as well. U.S. challenger bank Chime is growing by 100,000 accounts per month, according to CEO Chris Britt. The San Francisco-based challenger bank just crossed the one-million accounts mark, Britt told Bank Innovation, over a span of less than […].
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Payments Dive
MAY 18, 2018
Souheil Badran has been the face of Alipay in North America as the company continues to expand merchant acceptance in Canada and the U.S. to keep pace with the growing number of tourists visiting popular tourist cities every year.
Bank Innovation
MAY 18, 2018
Bank of America expects to be finished rolling out its AI-driven virtual assistant Erica by mid-summer. The bank first launched Erica in March and will continue rolling out Erica through June, according to an email sent to Bank Innovation. Here is a map of the states where Erica is live. See how Erica works in […].
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
Payments Dive
MAY 18, 2018
Real-time payments (RTP) have been proliferating globally since 1973, increasingly driven by the need for payments clearing to keep pace with today’s on-demand digital world.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Payments Dive
MAY 18, 2018
PayPal made the largest acquisition in its history Thursday when it announced an agreement to purchase iZettle, commonly referred to as the European Square.
Bank Innovation
MAY 18, 2018
PayPal’s $2.2 billion acquisition of Swedish small business commerce platform iZettle will boost its presence in 12 markets across European and Latin America, particularly in the physical retail space. The move highlights the increasingly overlapping businesses of PayPal and Square, of which iZettle is a competitor. Indeed, the announcement negatively impacted Square's stock, though briefly. […].
PYMNTS
MAY 18, 2018
In today’s digitally connected global economy, employers don’t need to think local when hiring freelancers – but thinking local still applies when paying the freelancers they employ. Gig workers , whether working for an employer in the same country or across the globe, prefer payments in their local currencies and for funds to be quickly deposited into their bank accounts.
Payments Dive
MAY 18, 2018
In today’s digital, on-demand world, we have instant access to information, products and services.
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
PYMNTS
MAY 18, 2018
JPMorgan , it seems, is underway with inching into cryptocurrencies. Among the first shots across the bow of making things official? Creating an official position. Fortune , citing Financial News, reported Thursday (May 17) that the firm has established a position to be known as “Head of Crypto-Assets Strategy.” The first executive named to the role is Oliver Harris, who had been at the helm of the “in residence” program for FinTech startups.
Bobsguide
MAY 18, 2018
Chief executive officers, chief risk officers and increasingly, chief information officers, all claim top spot in the finserv hierarchy but how important is the role of the chief marketing officer really? “It bothers me when I see a CMO placed higher than the CIO on the company’s.
PYMNTS
MAY 18, 2018
Rarely are the first ideas the brightest. Thomas Edison, for one, claimed to have found 10,000 ways not to make a lightbulb before ultimately producing a bulb viable for use. Getting a product right, after all, takes extensive testing and revising. That’s a lesson of which restaurants serving up mobile order-ahead are well aware. In the May Mobile Order-Ahead Tracker TM , PYMNTS charts the latest efforts of restaurants that are going back to the drawing board to refine their mobile apps, redraw
Payments Source
MAY 18, 2018
Bank executives say artificial intelligence will create jobs, while analysts say the opposite. Employees are anxious but willing to try to work with it. All agree AI is already making an impact.
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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
PYMNTS
MAY 18, 2018
After a few quiet weeks, U.S. B2B startups in the small business banking, expense management and analytics sectors led this week’s investment roundup, securing more than half of the $108 million raised. But it’s a startup in Africa that not only secured the largest investment round of the week, but set a new record in the process, raising $47.5 million in the largest investment round ever for a FinTech that operates exclusively in the continent.
Bobsguide
MAY 18, 2018
Determining what matters most when choosing a software vendor for your project is like asking what matters most when buying a new car. The answer is likely to be, “it depends.” It depends on whom you ask. It depends on budget, needs, goals and sensibilities. So, where do you begin and.
PYMNTS
MAY 18, 2018
Talk about analog to digital. The analog part? It’s been around for centuries. The digital part? In a way, it’s just getting started. The notary — he or she who draws up and certifies contracts and acts as an impartial witness — has a genesis that stretches back centuries. In one example, a notary association in England has been around since the 1300s.
Bobsguide
MAY 18, 2018
Open Banking initiatives, cultures and internal structures are taking off throughout the banking world, driven by regulation, consumer demand and banks making a transition into the next phase of the sector’s evolution, say market participants. “We have Open Banking initiatives from.
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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.
PYMNTS
MAY 18, 2018
Target is taking on the beauty market, bringing in augmented reality (AR) to develop its Target Beauty Studio. The retailer has also announced it will be rolling out men’s grooming departments in a select number of stores, according to Retail Dive reports. A collaborative project with Perfect Corp.’s YouCam Makeup app will allow customers in 10 stores the opportunity to “try on” different shades of makeup using a digital screen before they make a purchase.
Payments Source
MAY 18, 2018
The information you need to start your day, from PaymentsSource and around the Web. Today: U.K. turns to fintech experts to battle Brexit losses; Legal weed e-commerce expands; Monzo apologizes for being "late" with Apple Pay; Ethereum's founder has a new project.
PYMNTS
MAY 18, 2018
For years, pundits and industry experts have been predicting the end of brick-and-mortar business. But those rumors of demise may have been greatly exaggerated, with merchants like French-import Sephora expanding their network of physical locations in recent years. But while brick-and-mortar business rolls on, some changes have come – and are still coming – to the industry.
Payments Source
MAY 18, 2018
For Whole Foods, the potential to tap into the sheer volume of new customers via the Amazon Prime premium loyalty program is unprecedented, writes Tom Caporaso, CEO of Clarus Commerce.
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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.
PYMNTS
MAY 18, 2018
Paul Finch, the CEO of Early Warning Services , which launched P2P payment network Zelle last year, announced that he will leave the company in 2019. Finch, 55, cited the fact that he’s been with the company for 28 years and has been working almost nonstop as his reason for stepping down. “A little rest would not be a bad thing,” he said, according to American Banker.
Payments Source
MAY 18, 2018
Blockchain's potential for revolutionizing the world’s payment systems has captured the imagination in recent years, and last month Santander became the U.K.'s first bank to use the technology to create a new international payments service.
PYMNTS
MAY 18, 2018
There is no shortage of direct-to-consumer mattress brands as mattress sales move from brick-and-mortar retail to eCommerce. One brand, though, saw a market opportunity as brands like Casper and Leesa took off. Nectar Sleep Co-founder Craig Schmeizer said in an interview with PYMNTS.com , “We didn’t see a provider that was focused on a value orientation … [a] richer value proposition [and] trial period, longer warranties, after-sales support, [and a] free mattress cover replacement.” .
Payments Source
MAY 18, 2018
Businesses are already entering partnerships with some of the biggest players in the Chinese payments market, such as AliPay, and WeChat Pay, with the goal of offering tourists the ease of payments that they are accustomed to, writes Igal Rotem, CEO of Credorax.
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
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