Independent Banker

APRIL 1, 2021

Photo by Robert Severi. Unlike our credit union counterparts, we pay taxes, and those tax dollars are spent at home to ensure our communities grow. The more things change, the more they remain the same. As we kick off Community Banking Month, I can’t help but reflect on that statement and the changes of this past year. While we have been challenged far beyond our wildest dreams, community banks have stayed the course in keeping the focus on our communities.

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Community Community Bank Taxes Capital 103

SWBC's LenderHub

APRIL 1, 2021

Have you ever asked yourself why people do business with your financial institution? When I ask our clients that question, the answers I get are usually: “We offer low rates on loans and higher rates for savings”. “We give exceptional service”. “We’re easy to do business with, have online and mobile banking, and offer free checking”.

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How To Mobile Online Marketing 97

Bobsguide

APRIL 1, 2021

Hedge funds are increasingly looking to high-tech, quantitative methods to beat the competition, which in turn is changing how tech vendors place themselves within the financial ecosystem according to market participants. “Whilst we do use some vendor systems, a lot of what we do that give.

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Course Report System Marketing 88

BankInovation

APRIL 1, 2021

Sathish Muthukrishnan, the chief information, data and digital officer at Ally Bank, has seen plenty of automation projects hit a brick wall, and can attribute this to three pitfalls: A lack of a clear vision; no sponsorship within the business; and not measuring the results of the automation. “When I say results, whether it is […].

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Data 98

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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

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Banking Exchange

APRIL 1, 2021

Bitcoin was first seen as an obscure digital currency born from the 2008 financial crisis. In 2021, it’s viewed as digital gold. The Economy Technology Financial Trends Payments Feature3 Fintech Blockchain Feature Bitcoin Cryptocurrency.

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Bitcoin cryptocurrency blockchain Company 78

CFPB Monitor

APRIL 1, 2021

In what could be an important step towards needed regulatory updating to accommodate the growing use of artificial intelligence (AI) by financial institutions, the CFPB, FDIC, OCC, Federal Reserve Board, and NCUA issued a request for information (RFI) regarding financial institutions’ use of AI, including machine learning (ML). Comments on the RFI must be received by June 1, 2021.

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Risk Management Training Lending FDIC 78

Jack Henry

APRIL 1, 2021

This post was co-authored by Pat True and Susan Griffin. It’s still too early to tell how many small businesses will survive the events of 2020 and 2021. A recent study of small firms by McKinsey and Company estimated that as many as 1.5 million of the 31 million small businesses could fail as a result of the pandemic and the ensuing economic challenges.

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Study Company Lending 78

CFPB Monitor

APRIL 1, 2021

In addition to rescinding seven policy statements providing flexibility to companies in meeting certain compliance obligations during the pandemic, the CFPB has also rescinded its 2018 bulletin (2018-01) that announced changes to supervisory communications. The Bureau has replaced the 2018 bulletin with a new bulletin (2021-01). In the 2018 bulletin, the Bureau announced that it was adding a new category of findings that convey supervisory expectations to the existing category of matters requir

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Compliance Management Policies Report 78

BankDeals

APRIL 1, 2021

Tioga-Franklin Savings Bank offers its competitive Kasasa Cash, Kasasa Cash Back, and Kasasa Savers accounts in the greater Philadelphia metro area.

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Philadelphia Metro 90

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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

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CFPB Monitor

APRIL 1, 2021

Today, in a unanimous decision, the U.S. Supreme Court limited the reach of the Telephone Consumer Protection Act (“TCPA”) by narrowing what technology qualifies as an Automatic Telephone Dialing System (“ATDS”). Among other restrictions, the TCPA prohibits calls to phone numbers using an ATDS without prior express consent. The TCPA defines an ATDS as “equipment which has the capacity (A) to store or produce telephone numbers to be called, using a random or sequential number generator; and (B)

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Payments Source

APRIL 1, 2021

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Meeting Fintech Payments 152

CFPB Monitor

APRIL 1, 2021

After reviewing the legal developments leading to this surging litigation phenomenon and describing its use by plaintiffs’ attorneys, we discuss the courts’ position on mass arbitration, short-and long-term strategies for companies to consider in addressing the risks of mass arbitration demands, including revisions to arbitration agreements, changes to AAA’s fee schedule, and policy implications.

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Policies Strategy Groups Company 60

BankInovation

APRIL 1, 2021

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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

Lending

MyBankTracker

APRIL 1, 2021

Buying a home is an opportunity to earn equity and put down roots. And like many people, this is likely your largest purchase and asset. So naturally, you want to protect it. This is why you buy a home insurance policy. Most mortgage lenders require their borrowers to have an active policy. But even after you’ve paid off your home, home insurance can provide peace of mind.

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Company How To Policies Comparison 52

FICO

APRIL 1, 2021

It’s no surprise Africa’s tech ecosystem is increasingly being scrutinised by more and more big-money investors as the scale of the continent’s opportunities and the calibre of its start-ups draw greater global attention. At the end of last year, Amazon chief Jeff Bezos's personal venture capital fund joined a US$30 million funding round for African cross-border payments start-up Chipper Cash.

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Mobile Capital US Lending 52

Payments Source

APRIL 1, 2021

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Management cryptocurrency 118

BankDeals

APRIL 1, 2021

Chelsea State Bank (MI) is currently offering its competitive Kasasa Cash, Kasasa Cash Back, and Kasasa Saver accounts on a statewide basis.

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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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Payments Source

APRIL 1, 2021

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Fintech Lending 118

The Paypers

APRIL 1, 2021

Digital bank Meniga has partnered with retail payment network Visa to accelerate its expansion within the Asia Pacific region, according to the official press release.

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Regional Digital Banking Retail Payments 57

Payments Source

APRIL 1, 2021

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Fintech 87

The Paypers

APRIL 1, 2021

The cryptocurrency lending platform CoinLoan has announced launching its CLT token on the Bittrex Global exchange.

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cryptocurrency Lending 58

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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.

Compliance

American Banker

APRIL 1, 2021

Lending 95

Lending 95

The Paypers

APRIL 1, 2021

Entrust , a provider of identities, payments, and data protection solutions has announced the integration of its nShield hardware security modules (HSMs) with Microsoft Double Key Encryption (DKE).

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Security Data Payments 36

Payments Source

APRIL 1, 2021

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Mobile Payments 74

The Paypers

APRIL 1, 2021

Landesbank Baden-Württemberg ( LBBW ) has announced a cooperation with online treasurer Treasur Up to develop a digital solution for the management of currency risks.

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Online Management 39

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

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