Tue.Apr 07, 2020

What happened to capitalism?

Chris Skinner

I’ve spent my life in an economy that focuses upon money, greed, growth and profit … what was that all about? We are suddenly living in a world where everyone is being told to stay home and do nothing … and get paid for it. Well, if you’re in a … The post What happened to capitalism?

Demand for real-time payments rises amid COVID-19 pressure

Mobile Payments Today

The economic fallout of COVID-19 has increased demand for real-time payments by small business and consumers as revenue sources begin to dry up and consumers and businesses face deadlines for bill payment and essential goods

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Things worth reading: 8th April 2020

Chris Skinner

Things we’re reading today include … Have the banks played a blinder? Donald Trump ‘lost $1bn in a month’ from coronavirus lockdown WeWork sues SoftBank after withdrawal of $3bn deal U.S.

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Better.com profits from low interest rates and recent layoffs

Bank Innovation

Laid-off hospitality workers can start new careers as loan officers with Better.com. The digital mortgage lender plans to hire 1,000 new employees this year and is targeting hospitality workers who have lost their jobs due to the COVID-19 crisis.?

ABCs of Data Normalization for B2B Marketers

Data normalization. It’s not a far stretch to suggest that the topic isn’t exactly what gets marketers excited in their day-to-day workflow. However, if lead generation, reporting, and measuring ROI is important to your marketing team, then data normalization matters - a lot. In this eBook, we’ll break down the ins and outs of data normalization and review why it’s so critical for your marketing strategies and goals!

Pay By Text

Mobile Payments Today

Get Paid Faster with Pay by Text Payments

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Creating Consumer Centric and Compliant Payment Solutions in the Text Channel

Mobile Payments Today

This White Paper helps navigate the regulatory environment to offer text solutions

SoFi acquires Galileo for $1.2B to broaden reach 

Bank Innovation

In a year of major fintech acquisitions, SoFi today announced a $1.2 billion deal to acquire Galileo, a financial services API and payments platform that powers big names like Chime and Robinhood.

Maintain Business Continuity with Digital Payment SolutionsFor

Mobile Payments Today

Does your business have an effective business continuity plan to deal with a crisis

Preparing For The Unknown With Artificial Intelligence And Machine Learning


“We cannot outright predict a pandemic any more than we can predict a data breach or an account takeover,” DataVisor CEO and Co-Founder Yinglian Xie recently told PYMNTS.

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The 2019 Technographic Data Report for B2B Sales Organizations

In this report, ZoomInfo substantiates the assertion that technographic data is a vital resource for sales teams. In fact, the majority of respondents agree—with 72.3% reporting that technographic data is either somewhat important or very important to their organization. The reason for this is simple—sales teams value technographic data because it makes essential selling activities easier and more efficient.

An Overview of a Fully Integrated Payment Solution from a Mission Oriented, Value Driven Payment Processor

Mobile Payments Today

Simplify how you bill and collect payments. Any method, anytime, anywhere

Healthy Snack Company Rewrites Its Wellness Story


When the chapter is finally written on business during the COVID-19 crisis, there will be stories of the companies that simply fell victim to the virus through no fault of their own. Then there will be the companies that saw chaos and brought order, and made the best of a disaster.

Digital dragon: Navigating Asia’s digital banking market


Across Asia, a revolution in payments, banking, e-commerce and services is underway. Underpinned by mobile, digital and open data, established brands and new entrants alike are redefining banking for customers who will seldom set foot in a physical branch.

eCommerce Numbers Spike Across Categories


As March sales and earnings reports start to show up this week, new data indicate that eCommerce sales for essential and nonessential retail will show a dramatic spike. The increase is logical, given the shelter-in-place orders aligned with COVID-19.

The Time-Saving Power of Intent Data for Sales

By using the power of intent data, capturing buyer interest has become more feasible for sales. Not only that, but using it will save immense time during your workflow; a win-win on all fronts.

How the digital dollar proposed for coronavirus recovery could transform identity

Payments Source

The coronavirus has accelerated a move toward a public option for digital wallets that would tie government authentication to payment transactions. If successful, this could be the catalyst for a national digital identity system. Federal Reserve Digital payments Coronavirus Financial inclusion

Podium Lands $125M To Expand Contactless Payments Over Messaging


Customer messaging and relationship startup Podium has notched $125 million in a Series C funding round led by YC Continuity, the company announced on Tuesday (April 7). Other investors included Sapphire Ventures, Alkeon Capital, Recruit Co., IVP, Accel, Summit Partners and GV. Podium has raised $92.6

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Q4 2019: US credit card issuer snapshot


Key themes Receivables growth of 4% YoY in Q4, slightly above the 3.5% YoY growth in Q3. Purchase volume YoY growth of 7% in Q4 is lower in comparison to Q3 YoY growth by ~100 bps, and lower than Q4 2018 YoY growth by ~130 bps. Chase and Capital One continued to lead YoY purchase….

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Leveraging Open Banking To Build The New Trust Ecosystem


Everyone wants to build a smoother, faster and more efficient financial services journey — that isn’t a point of disagreement or friction.

How ZoomInfo Enhances Your Database Management Strategy

Forward-thinking marketing organizations have continuously invested in a database strategy for enabling marketing processes. Download this ebook to learn how to maintain a strategy that includes refreshed information, database cleanses, and an accurate analysis at the same time.

SoFi to buy payments firm Galileo for $1.2 billion

Payments Source

The acquisition would give SoFi control of a technology platform that is currently used by some of its competitors in digital banking. Fintech Payments M&A SoFi

Bottomline CEO: How FinTech Gets Creative To Extend Coronavirus Relief


It’s all hands on deck as companies across industries take measures to aid the national and global response to the coronavirus pandemic.

Interview with Alan Scott about how Stablecoins will change our world.

Daily Fintech

Stablecoins is a big wave of change in in Fintech. So I was delighted when Alan Scott agreed to speak to me about how Stablecoins will change our world. Alan Scott is currently Managing Director EMEA at 24 Exchange.

Mastercard Pledges $250M In Help For Small Businesses


Recognizing that Main Street is being hard hit by the coronavirus pandemic, Mastercard committed $250 million over the next five years to support small- to medium-sized businesses (SMBs), according to a press release.

How ZoomInfo Enhances Your ABM Strategy

For marketing teams to develop a successful account-based marketing strategy, they need to ensure good data is housed within its Customer Relationship Management (CRM) software. More specifically, updated data can help organizations outline key accounts for their campaigns. And to begin the targeting process, marketing teams must develop an Ideal Customer Profile (ICP) with appropriate firmographic and behavioral data to ensure they’re going after the correct audience.Download this eBook to learn how to start improving your marketing team's data!

How fintech can save small businesses on the brink

Payments Source

Lenders and government guarantors can use loan technology to bring immediate relief to business owners, former OCC official Jo Ann Barefoot says. SBA Fintech Federal Reserve Commercial lending Coronavirus Small business lending Commercial banking Small business

Jack Dorsey Designates $1B In Square Equity To COVID-19 Relief


Square and Twitter CEO Jack Dorsey said he will donate 28 percent of his wealth to help fund coronavirus relief, according to a report by CNBC. Dorsey will contribute $1 billion in Square equity.

The CARES Act: Can it help your business?

ATM Marketplace

The Coronavirus Aid, Relief and Economic Security Act signed into law at the end of March provides new loan programs that vary depending on a company's size, in addition to new unemployment and tax benefits

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Funding Options Strikes Open Banking Deal With 20 Alt Lenders


Through small business finance broker Funding Options, around 20 alternative lenders will now have the power to receive open banking data directly to begin making loans, AltFi reported Tuesday (April 7).

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Data-Driven Marketing 101

This eBook highlights how data-driven strategies empower marketing campaigns through personalization tactics.