Tue.Sep 17, 2019

When digitalisation stops and humans step in, it all falls to pieces (American Express)

Chris Skinner

I saw a list on Facebook the other day about being old.

How To 317

How U.S. retailers can benefit from strong customer authentication in Europe

Mobile Payments Today

While Strong Customer Authentication does not apply directly to U.S. merchants, there are significant implications for retailers that have operations in Europe and gaining a SCA delegation can provide significant benefits

Retail 315

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Greenlight is putting education at the core of its banking offering

Bank Innovation

Greenlight Financial, which just raised $54 million in Series B funding, is acquiring customers by pitching itself as a personal finance and banking hub for kids. Greenlight is a digital-only banking startup that is designed to teach kids how to manage their finances as they grow into adulthood.

Things worth reading: 18th September 2019

Chris Skinner

Things we’re reading today include … Big banks score win as U.S.

ABCs of Data Normalization for B2B Marketers

Data normalization. It’s not a far stretch to suggest that the topic isn’t exactly what gets marketers excited in their day-to-day workflow. However, if lead generation, reporting, and measuring ROI is important to your marketing team, then data normalization matters - a lot. In this eBook, we’ll break down the ins and outs of data normalization and review why it’s so critical for your marketing strategies and goals!

Burger King Now Accepts Bitcoin

PYMNTS

You want fries with that crypto? Might have to wait a bit, especially on the international stage. For some, bitcoin and cryptos — beyond a means of speculation — are a solution in search of a problem.

More Trending

How FinTechs Help Merchants With GDPR Compliance

PYMNTS

FinTech firms are keeping a pulse on the latest regulations and helping their clients comply with them. The European Union’s General Data Protection Regulation (GDPR), for instance, went into effect last May, and penalties are just starting to be enforced.

Learn From A Pirate - Negotiating Bank Products With Customers

Banker to Banker

Those Somali pirates are a wily bunch. While pirate attacks off the coast of East Africa are down, the average ransom is up. Most of the increase can be attributed to going after more modern ships and with better negotiating tactics.

U.S. Bank: Machine Learning Is Banks’ Best Bet Against Fraud

PYMNTS

Banks lost about $4 billion to account takeover (ATO) fraud attempts last year and fraudsters have been reluctant to abandon the scheme as this year progresses.

Fraud 270

Wells Fargo’s Digital Cash plants seeds for bigger blockchain opportunities

Payments Source

Giants like Facebook, JPMorgan Chase and Walmart are all pushing blockchain for myriad use cases, and now Wells Fargo has joined the fray with its own spin on the distributed ledger technology. Blockchain Cross border payments pso intraday lead Wells Fargo JPMorgan Chase Bank of America

The 2019 Technographic Data Report for B2B Sales Organizations

In this report, ZoomInfo substantiates the assertion that technographic data is a vital resource for sales teams. In fact, the majority of respondents agree—with 72.3% reporting that technographic data is either somewhat important or very important to their organization. The reason for this is simple—sales teams value technographic data because it makes essential selling activities easier and more efficient.

Mobile Banking Users Want More Control — But At What Cost?

PYMNTS

Impending 5G technology holds a great deal of promise for many industries, especially for financial institutions. A 5G network could markedly improve mobile banking apps’ speed, security and ease of use. Mobile banking apps have already enjoyed mass adoption, but what are consumers using them for?

Mobile 267

4 things FIs can do to stay ahead of fintech startups

ATM Marketplace

It seems like everyone is jumping into the financial space these days. With traditional tech and fintech startups making waves, here are four ways traditional FIs can stay relevant

Spend Visa Expansion Allows Canadians To Use Crypto Like Debit Card

PYMNTS

FinTech Spend has announced it has expanded its Spend Visa Card to Canada where cryptocurrency users can use crypto like a debit card anywhere that Visa is accepted, according to a press release.

Cards 257

Payments giants battle it out for the new breed of retail customer

Daily Fintech

Jessica Ellerm is a thought leader specializing in Small Business and the Gig Economy and is the CEO and Co-Founder of Zuper, a neowealth disruptor in Australia. Payments processor Adyen has prized eBay away from PayPal and a high profile customer from Square.

Retail 119

The Time-Saving Power of Intent Data for Sales

By using the power of intent data, capturing buyer interest has become more feasible for sales. Not only that, but using it will save immense time during your workflow; a win-win on all fronts.

Shopify Debuts New Features For CBD Merchants

PYMNTS

The multi-channel commerce platform Shopify is rolling out new features to help merchants sell hemp and hemp-derived cannabidiol (CBD) products online and in physical stores wherever it is legally allowed, Shopify said in a press release on Tuesday (Sept. Retailers in the U.S.

Tools 251

Why Wells Fargo is jumping on the crypto bandwagon

Payments Source

It's not a reaction to JPM Coin, the banks says, but a way to speed up international payments for corporate clients. Digital currencies Digital payments Faster payments Distributed ledger technology Blockchain Remittances pso cardline lead 2 Wells Fargo JPMorgan Chase

What Is Powering The Emerging Pawnaissance?

PYMNTS

While short-term lending in general has a pretty rough reputation, the pawn loan is the most ill-regarded arena in an already unloved category of consumer lending. By definition, a pawnbroker offers loans on items that are not accepted as collateral by traditional banks or lenders.

Ohio 244

Travelex ventures into B2B payments

Payments Source

Travelex is rolling out a suite of B2B payment services through a new API-based platform and sandbox. B-to-B payments Cross border payments M&A Payment processing

How ZoomInfo Enhances Your Database Management Strategy

Forward-thinking marketing organizations have continuously invested in a database strategy for enabling marketing processes. Download this ebook to learn how to maintain a strategy that includes refreshed information, database cleanses, and an accurate analysis at the same time.

The Rapid Rise Of Social Credit Scores 

PYMNTS

The most common association with the term “social credit score” is with China.

Shopify, already in Canadian pot, starts U.S. CBD platform

Payments Source

The Ottawa-based company plans to offer tools including online store design, payment, shipping and marketing in more than 40 states to merchants of hemp-derived cannabidiol, which was legalized in December and is found in everything from skin creams to snacks.

Tools 111

PODCAST: Solving Instant Payments Ubiquity Problem

PYMNTS

Consumers live in a real-time world. Their use of mobile devices fuels the expectation that what happens on the other side of a click or a swipe will be delivered in real time — or as close to it as possible. That expectation increasingly extends to how consumers want to access their money.

How To 239

Fintechs and payment companies are squeezing banks out of small business credit

Payments Source

With more players joining the lending industry, it's becoming a more crowded space, and business owners weighing their options are a bit overwhelmed, says Luke Intuit's Luke Voiles. ISO and agent Small business Fintech Lending Digital payments

How ZoomInfo Enhances Your ABM Strategy

For marketing teams to develop a successful account-based marketing strategy, they need to ensure good data is housed within its Customer Relationship Management (CRM) software. More specifically, updated data can help organizations outline key accounts for their campaigns. And to begin the targeting process, marketing teams must develop an Ideal Customer Profile (ICP) with appropriate firmographic and behavioral data to ensure they’re going after the correct audience.Download this eBook to learn how to start improving your marketing team's data!

How Voice Will Capture The Connected Commerce Frontier 

PYMNTS

A massive sea change has happened in the world of retail – albeit so subtly and swiftly that most consumers probably never even felt it happen.

California may point the way forward on payroll advances

Payments Source

A proposal to define wages-on-demand would protect consumers and serve as an example for others. Payroll payments Payroll services Payroll Payday lending Deposit advances Consumer banking

Goldman Leads Trulioo’s $70M Raise To Expand Global Digital ID

PYMNTS

Trulioo , the global identity verification provider, has raised $70 million in new funding, eyeing growth in its core digital identification efforts, the company announced Tuesday (Sept.

Subscribe by 30 September 2019 and get a 50% discount off your first year fee

Daily Fintech

Purchase a subscription by 30 September and pay just US$71.50

Data-Driven Marketing 101

This eBook highlights how data-driven strategies empower marketing campaigns through personalization tactics.