Affirm mulls consumer, merchant fee increases
Payments Dive
DECEMBER 2, 2022
The buy now-pay later provider is contemplating increases in the interest rates charged to consumers for some of its loans as it targets profitability for next year.
Payments Dive
DECEMBER 2, 2022
The buy now-pay later provider is contemplating increases in the interest rates charged to consumers for some of its loans as it targets profitability for next year.
ATM Marketplace
DECEMBER 2, 2022
ATMs need to deliver a consistent experience to keep customers satisfied. An often-overlooked detail about the ATM experience is that the consistency of the machine's performance is highly dependent on the quality of the electrical power driving it.
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Payments Dive
DECEMBER 2, 2022
Fintechs like Womply and Blueacorn provided the “paths of least resistance” for fraudsters bilking the federal Paycheck Protection Program, a House subcommittee said Thursday.
The Paypers
DECEMBER 2, 2022
Banque de France and the Banque centrale du Luxembourg worked together on an experimental Central Bank Digital Currency (CBDC) initiative.
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
BankInovation
DECEMBER 2, 2022
National Bank of Canada (NBC) is set to continue its digital innovation strategy through hiring technology-focused talent. “We will continue to invest in our people, focus on deepening our client relationships, capitalize on our momentum in digital innovation and leverage our collaborative models to drive growth across the country in the years to come,” Chief […].
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
BankInovation
DECEMBER 2, 2022
TD Bank reported an increase in technology and employee-related expenses to meet growth within its digital channels during the bank’s fourth-quarter earnings call on Thursday. WHY IT MATTERS: The $1.4 trillion TD Bank attributed the year-over-year rise in non-interest expenses to its “strategic investments in our people, in technology and in new capabilities in our […].
The Paypers
DECEMBER 2, 2022
US-based payments processing company Stripe has launched its own fiat-to-crypto on-ramp in order to allow clients to exchange dollars for cryptocurrencies.
The Banker
DECEMBER 2, 2022
The US approach of offering large sums of money for information has proven highly effective. Should the UK follow suit? By Greg Glynn and Jorge Lopes of Forensic Risk Alliance.
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
The Paypers
DECEMBER 2, 2022
India-based fintech platform KreditBee has raised USD 80 million in a series D funding round with participation from MUFG Bank aimed at diversifying its product portfolio.
American Banker
DECEMBER 2, 2022
The Paypers
DECEMBER 2, 2022
Superapp Grab has announced a partnership with credit reporting agency CTOS to extend its buy now, pay later (BNPL) service to non-active users in Malaysia.
American Banker
DECEMBER 2, 2022
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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
The Paypers
DECEMBER 2, 2022
Kenya-based fintech Cellulant has started a business in South Africa after testing the market and looks to wrap up fundraising for further expansion plans.
American Banker
DECEMBER 2, 2022
The Paypers
DECEMBER 2, 2022
Thought Machine , a cloud-native banking technology company, has announced it is powering Trust Bank , a Singapore-based cloud-native digital banks.
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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.
The Paypers
DECEMBER 2, 2022
UK-based fintech Atlantic Money has expanded its remittance solution into three more European markets, France Italy, and Spain.
American Banker
DECEMBER 2, 2022
The Paypers
DECEMBER 2, 2022
ING Germany has announced allowing customers to use "ING Cash" in the Banking to Go app.
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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.
The Paypers
DECEMBER 2, 2022
Teampay , a US-based spend management company, has closed a USD 47 million Series B led by Fin Venture Capital.
American Banker
DECEMBER 2, 2022
CFPB Monitor
DECEMBER 2, 2022
The CFPB’s Office of Research recently issued a blog post regarding its analyses of the impacts of higher mortgage interest rates on borrowers and potential homebuyers. The analyses are based on first and second quarter Home Mortgage Disclosure Act (HMDA) data filed by the 55 mortgage lenders that are required, based on their high volume of mortgage lending, to collect and submit HMDA data on a quarterly basis.
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
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