Payments Dive

SEPTEMBER 14, 2022

CEO Frank Bisignano said expenses related to “synergy work” have tapered off, with benefits becoming visible in the second half of the year.

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Gonzobanker

SEPTEMBER 14, 2022

As financial institutions look to evolve overdraft services, they should look at data to enhance customer service and manage risk. While there has been an abundance of political statements about excessive overdraft fees in banking, there has been a shortage of rational discussion to “unpack” this service with data regarding cost, value, and risk. Banks have the opportunity to evolve this product in a manner that truly services customer needs and avoids unintended consequences in consumers’ finan

Analysis 144

Analysis Policies Data Payments 144

ATM Marketplace

SEPTEMBER 14, 2022

For the 15th consecutive year, ATM Marketplace and KAL ATM Software have partnered to publish the ATM industry's most influential and insightful annual guide, "ATM and Self-service Software Trends and Analysis.

Analysis 97

Analysis ATM Software Trends 97

CFPB Monitor

SEPTEMBER 14, 2022

The results of a recent poll on buy-now-pay-later (BNPL) conducted on behalf of the Financial Technology Association (FTA) indicate that BNPL products are viewed favorably by a strong majority of adults who have used BNPL. The poll was conducted through online interviews of a sample of 2210 adults and the data were weighted to approximate a target sample of adults based on gender, age, race, educational attainment, and region. .

Regional 78

Regional Financial Technology Examples Report 78

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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

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BankBazaar

SEPTEMBER 14, 2022

W hile owning a home is a dream come true for most millennial s , if you don’t do the math right, you’ll end up despising what was meant to be a profitable investment. Advantages Of Owning A Home Compared To Renting . With sky-rocketing property prices and a gradual rise in Home Loan interest rates, many tend to opt for renting rather than buying.

Millennials 78

Millennials Taxes Payments Marketing 78

TheGuardian

SEPTEMBER 14, 2022

Australia Institute urges 60% income tax on earnings above $1m a year Follow our Australia news live blog for the latest updates Get our free news app , morning email briefing or daily news podcast The incumbent chief executives of Australia’s top 20 companies enjoyed a pay rise averaging 17.16% over the past year, more than nine times the average raise received by ordinary full-time workers, data compiled by Guardian Australia reveals.

Company 76

Company Taxes Groups Data 76

The Paypers

SEPTEMBER 14, 2022

A multi-country consortium comprising Europe’s most trusted identity experts has announced its proposal to deliver an EU digital wallet pilot.

Payments 73

Payments 73

BankInovation

SEPTEMBER 14, 2022

Banks and credit unions are looking to mobile offerings to ensure they have the digital products consumers now expect amid widespread adoption on the heels of the COVID-19 pandemic. Read More: Bank of America sees 1B digital logins in July The largest banks and credit unions by asset size to renew their partnerships with technology […].

Mobile 52

Mobile America Technology 52

The Paypers

SEPTEMBER 14, 2022

US-based fintech FIS has augmented the way SMBs gain access to embedded payments and finance through software providers with the launch of Worldpay for Platforms.

Software 69

Software Fintech US Payments 69

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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

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ABA Community Banking

SEPTEMBER 14, 2022

After a long legislative and regulatory advocacy effort, federal thrifts can finally elect "covered savings association" status, allowing them to exercise national bank powers without having to change their charters, holding companies or cultural identities as savings institutions. The post Podcast: How can federal mutuals and thrifts benefit from HOLA flexibility?

Exercises 52

Exercises National Company Community Bank 52

The Paypers

SEPTEMBER 14, 2022

Norges Bank officials have announced that Norway’s central bank digital currency (CBDC) prototype is based on Ethereum infrastructure.

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BankInovation

SEPTEMBER 14, 2022

White-label card issuer Optimus Cards has selected core provider Temenos’ open platform for composable banking to scale its cards-as-a-service business. The API-connected platform will process London-based Optimus’ transactions and manage customer accounts. Under the new platform, Optimus customers’ back-office systems can enable instant authorization from both customers’ accounts and crypto wallets, according to a release. […].

Cards 52

Cards System Management 52

The Paypers

SEPTEMBER 14, 2022

Estonia-based banking platform Tuum has partnered with Salt Edge to enable financial services providers in Europe deliver the full spectrum of Open Banking features.

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50

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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

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BankInovation

SEPTEMBER 14, 2022

A contributory database where lenders share knowledge helps the industry reduce fraud. Recent trends highlight the importance of lenders collaborating to address fraud before funding. Utilizing a feedback loop and multi-channel fraud checks increases Informed’s accuracy in stopping fraud. Fraud is not lender specific and significantly impacts the banking industry.

Fraud 52

Fraud Trends Industry Security 52

The Paypers

SEPTEMBER 14, 2022

Binance Canada , a blockchain and cryptocurrency infrastructure provider, has announced it will partner with MinervaAI , for the detection and investigation of financial crimes.

cryptocurrency 36

cryptocurrency blockchain 36

BankInovation

SEPTEMBER 14, 2022

(Bloomberg) --Coming soon from the world’s largest retailer: checking accounts. A venture that’s majority-backed by Walmart Inc. is poised to emerge from the shadows this month with digital bank accounts meant for the retail giant’s 1.6 million US employees and legions of weekly shoppers. In coming weeks, the company will start offering the accounts to […].

Retail 52

Retail Digital Banking US Company 52

The Paypers

SEPTEMBER 14, 2022

The Society for Worldwide Interbank Financial Telecommunication ( SWIFT ) has partnered US-fintech Symbiont in order to pilot a blockchain project.

blockchain 41

blockchain Fintech US 41

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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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BankInovation

SEPTEMBER 14, 2022

NEW YORK CITY — Data and customer authentication and messaging platforms are proving to be at the fintech forefront as 33 fintechs demonstrated their capabilities Monday during the first day of the FinovateFall 2022 conference in New York City. Auto lenders should keep an eye on four startups as they look to bolster their data […].

New York City 52

New York City New York Conference Fintech 52

The Banker

SEPTEMBER 14, 2022

While aware of the challenges ahead, the country’s huge network of small and mid-sized banks believe they are in a strong position and remain optimistic about the long-term outlook. Jane Monahan reports.

Community Bank 36

Community Bank Regional Community Report 36

The Paypers

SEPTEMBER 14, 2022

Data coming from the Municipality of Lyon has revealed that over a million public transport journeys in Lyon have been paid for via contactless card since this was made available in June 2022.

Cards 36

Cards Payments Data 36

The Banker

SEPTEMBER 14, 2022

As the world’s forests vanish faster than ever, the European Parliament moves towards tighter due diligence rules. But how effective are they? Philippa Nuttall reports.

Report 36

Report 36

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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.

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The Paypers

SEPTEMBER 14, 2022

US-based PayFac-as-a-Service startup Tilled has announced a partnership with British payments technology company Aevi to expand omnichannel and card-present functionality.

Payments 36

Payments US Cards Technology 36

American Banker

SEPTEMBER 14, 2022

Fraud 83

Fraud Technology 83

The Paypers

SEPTEMBER 14, 2022

Bottomline , a provider of financial technology, has acquired Nexus Systems , a provider of accounts payable (AP) and payments automation software.

System 36

System Financial Technology Software Technology 36

American Banker

SEPTEMBER 14, 2022

Fintech 69

Fintech Payments 69

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

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