Tue.Jun 17, 2025

article thumbnail

Big banks ramp up fossil-fuel financing, climate groups find

American Banker

In 2021, banks pledged to wind down their support for oil and gas. Last year they made a $162 billion U-turn, according to a new report from a coalition of advocacy groups.

Groups 46
article thumbnail

We Can Improve Your ROA – Test Us

South State Correspondent

The banking industry’s average return on assets (ROA) for Q1/25 was 1.16% – an improvement from the prior quarter and the one before that. Community banks between $100mm and $10Bn in assets recognized 1.13% ROA. Community banks are facing several primary challenges. If your community bank management team aims to improve your bank’s financial performance, then we might have an interesting proposition for you.

US 195
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Federal Reserve targets fraud

Payments Dive

Federal agencies took aim at payments fraud Monday, proposing more collaboration, including with states, to combat the rising problem, especially with respect to paper checks.

Fraud 284
article thumbnail

Senate stablecoin bill would unleash crypto banks nationwide

American Banker

As the Senate stands poised to pass a landmark bill establishing rules for stablecoin issuers, a provision allowing state-chartered uninsured banks to operate in states without prior approval is drawing concern from observers and opposition from state regulators.

article thumbnail

Stop Identity Fraud Before It Starts: The Verification Method That Works

Identity fraud costs businesses billions as fraudsters create perfect fake IDs that fool traditional verification methods. Visual inspection and OCR technology fail because modern fakes are nearly undetectable to human eyes and basic scanning. Even machine learning struggles with lighting, focus, and sophisticated counterfeits. The shocking truth: most verification only checks what you can see, ignoring the authoritative data hidden in ID barcodes.

article thumbnail

Illinois delays interchange fee law

Payments Dive

Gov. JB Pritzker has signed a bill that delays implementation of a controversial new law that would bar interchange fees on taxes and tips in Illinois.

Illinois 195

More Trending

article thumbnail

Cantaloupe scooped up for $848M

Payments Dive

The self-checkout kiosk company was purchased by 365 Retail Markets, a firm focused on self-service technology and backed by private equity firm Providence Equity Partners.

Retail 195
article thumbnail

Bank acquisitions announced in Ohio, Florida

ABA Community Banking

FSB Financial has applied to buy Republic Banking Co. in Ohio. Commerce Bancshares has agreed to buy FineMark Holdings in Florida. The post Bank acquisitions announced in Ohio, Florida appeared first on ABA Banking Journal.

Ohio 52
article thumbnail

Zūm Rails partners with Western Union Canada

The Paypers

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News Zūm Rails partners with Western Union Canada Tuesday 17 June 2025 15:15 CET | News Zūm Rails has announced its partnership with Western Union Canada in order to support real-time cross-border money movement.

article thumbnail

Don’t Let Your PR Go on Summer Vacation: How to Keep the Media’s Attention Throughout the Season

William Mills

Summer might be slow, but your PR shouldn’t be. While competitors are sitting on the beach and ghosting their inboxes, your brand has a golden opportunity to stand out.

How To 87
article thumbnail

Why Tech-Forward Tax and Accounting Firms Have the Inside Track to the Future

Speaker: Joe Wroblewski, Sales Engineer Manager

Automating time-consuming manual tasks can save your firm hundreds of hours–and thousands of dollars. But it can also have longer-lasting benefits, like helping you attract and retain the next generation of CPAs, and we don’t need to tell you how important that is amid the current generational staffing crisis in the tax and accounting profession. You'll want to save your seat for this new webinar with industry expert Joe Wroblewski, where we'll explore how to: Maximize ROI with Cost-Effective Te

article thumbnail

How Zelle and Payrailz Pay a Person Differ (and Why it Matters)

Jack Henry

Now that warm weather is here, I’ve returned to my Saturday morning ritual of visiting our neighborhood farmer’s market to satisfy my craving for the pungent bulbs only “Garlic Guy” can provide. He’s just one of the many Zelle contacts I keep in my phone, along with my daughter, some colleagues from work, and a smattering of other people I pay digitally.

article thumbnail

Unzer rolls out with Wero from EPI

The Paypers

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News Unzer rolls out with Wero from EPI Tuesday 17 June 2025 13:22 CET | News Unzer , a payment platform for SMEs in Germany, Austria, and beyond, has partnered with the European Payments Initiative (EPI). With the collaboration, Unzer aims to support the launch of Wero, a new European digital payment method.

article thumbnail

CFPB extends compliance date for small business lending rule

American Banker

The Consumer Financial Protection Bureau cited ongoing litigation and cost benefits in extending compliance by roughly a year with reporting data on the race, ethnicity and gender of small business loan applicants.

article thumbnail

Luxembourg banks unite to introduce digital payment wallet Wero

The Paypers

European Payments Initiative (EPI) has announced that five local banks in Luxembourg are joining forces to launch the Wero wallet along with an instant A2A payment solution.

article thumbnail

Case Study: Anchor Loans Cuts Doc Prep Time by 90% with GoDocs Automation

Anchor Loans, one of the nation’s top private lenders, turned to GoDocs to modernize its document preparation process and keep pace with growing loan volume. By automating doc generation and integrating seamlessly with internal systems, Anchor Loans drastically reduced prep time and minimized risk—without adding headcount. Learn how GoDocs helped Anchor Loans begin finalizing loan packages in just minutes, enabling faster, more scalable lending with real-time compliance across 48 states.

article thumbnail

Trust in the Future of Finance: Key insights from M2020 Asia

Tomorrow's Transactions

Steve Pannifer, Senior Vice President of Digital Identity at Fime, summarizes the key insights and discussions from Money 20/20 Asia in Bangkok, Thailand – a prominent event that brings together the Asia-Pacific payments ecosystem to delve into the latest opportunities within the industry. One of the main themes at Money 20/20 Asia this year was… Continue reading Trust in the Future of Finance: Key insights from M2020 Asia The post Trust in the Future of Finance: Key insights from M2020 A

Maine 39
article thumbnail

Fintech industry pushes back on FIDA limits in EU consultation response

The Paypers

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News Fintech industry pushes back on FIDA limits in EU consultation response Tuesday 17 June 2025 13:38 CET | News Several European fintech representatives have submitted a formal response to the European Commission’s latest proposals to simplify the FIDA.

article thumbnail

How Can I Improve My Commercial Loan Application

Commercial Lending USA

Master commercial loan application secrets from Commercial Lending USA to improve your chances of acceptance for your US real estate or small business.

Lending 45
article thumbnail

ADZ Worldline Payment Solutions launches Pay by Link

The Paypers

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News ADZ Worldline Payment Solutions launches Pay by Link Tuesday 17 June 2025 14:43 CET | News AZN Worldline Payment Solutions has launched Worldline Pay by Link, a secure and convenient way to take payments online or physically.

article thumbnail

Live Demo - Supercharge your Month End Close

Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

article thumbnail

Illinois interchange law delayed, but risks for banks remain

American Banker

Illinois Gov. J.B. Pritzker, a Democrat, signed a bill that delays the implementation of the interchange law for a year while banks fight it in court.

article thumbnail

In Case You Missed It – 6.18.25

Shared iDiz

A look at the GENIUS Act. Making your CU’s mission the a priority. Helping members through the ups and downs of real life. Putting an end to penny production. The importance of social media and AI. Here’s what we noticed, in case you missed it: So, uh, is the GENIUS Act good or bad or… The post In Case You Missed It – 6.18.25 appeared first on CUiDiz.

article thumbnail

OpenPayd and Circle to offer fiat–stablecoin payment network

The Paypers

Subscribe News | Interviews | Voice of the Industry | Watch & Learn | Reports | Cross Border Ecommerce Research | Company Database | Events News OpenPayd and Circle to offer fiat–stablecoin payment network Tuesday 17 June 2025 14:53 CET | News OpenPayd has entered into a partnership with Circle to integrate stablecoin infrastructure into its financial platform.

article thumbnail

Zelle owner taps Fiserv to jump-start mobile wallet

American Banker

Early Warnings Services is teaming up with Fiserv to quickly drive uptake for its new Paze digital wallet with merchants and credit card issuers outside of its owner banks. Paze partnered with Worldpay earlier this month to unlock a similar distribution channel.

Mobile 41
article thumbnail

Commercial Lenders, Playing It Safe Is the Real Risk

Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.

article thumbnail

Gemini and Coinbase set to gain EU licences under MiCA

The Paypers

A recent Reuters report has unveiled that Gemini and Coinbase are close to obtaining regulatory approvals that would allow them to operate across the European Union under MiCA.

article thumbnail

JPMorgan hikes Sapphire Reserve fee to $795 in card overhaul

American Banker

The company also launched a similarly priced version for businesses as part of an overhaul marking JPMorgan's latest volley in the ultra-competitive world of premium credit cards.

Cards 36
article thumbnail

Silverflow teams up with xpate

The Paypers

Silverflow has teamed up with xpate to update its payment processing services, resulting in improved acquiring services and real-time payment capabilities.

article thumbnail

Still Paying for Old Milk

Realwired Appraisal Management Blog

Sunk costs are like old milk in the fridge. You’re pretty sure it’s turned the corner, but you’re afraid to open it. Same for your legacy appraisal platform provider. The longer you cling to “the way we’ve always done it,” the more expensive your loyalty becomes. Your team has been frustrated…for a long time.

52
article thumbnail

Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.