Mon.Apr 21, 2025

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Do You Have a Retail Checking Strategy? Here’s Why You Should.

SWBC's LenderHub

The financial world is a competitive one. Every aspect of a financial institution is consistently evolving to keep up with modern-day trends, needs, and technology. In an industry that is constantly on the move, effective strategies are key to staying ahead. The key to success lies in the customer experience. See why retail checking strategies are just what your institution needs to enhance loyalty, boost revenue, and unlock success.

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Fed, FDIC force more oversight of Discover

Payments Dive

The Federal Reserve and the FDIC penalized the card network for overcharging merchants on interchange fees and said the company must pay $250 million in fines, make restitution to merchants, and change its practices as a condition to merging with Capital One.

FDIC 271
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Self-service is evolving: Say hello to the Automated Retail and Kiosk Innovation Show!

ATM Marketplace

The Self-Service Innovation Summit is now the Automated Retail and Kiosk Innovation Show (ARKI), an event focused on the future of automated retail, December 10-12, 2025, in Tampa.

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Fiserv, Kansas to open fintech hub

Payments Dive

The hub will open later this year in Overland Park, Kansas, and help Fiserv better serve Midwestern customers, the company said in a news release Monday.

Kansas 270
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Commercial Lenders, Playing It Safe Is the Real Risk

Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.

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NatWest investors to scrutinise pay in last AGM before full privatisation

TheGuardian

UK government expected to sell remaining stake in bailed-out bank in coming weeks This week, NatWest will hold its last annual shareholder meeting before returning to full private ownership, with the government expected to sell its remaining stake in the bailed-out bank in the coming weeks. The bank, formerly known as Royal Bank of Scotland (RBS), will host shareholders on Wednesday at its sprawling Gogarburn campus in Edinburgh, the 350m complex that became a symbol of the excesses that led to

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Bad bots are taking over the web. Banks are their top target

American Banker

Bad actors use generative AI to create automated threats that are more sophisticated than earlier generations of malicious bots, and they are going after banks' APIs.

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The Pirate Playbook for Bank Efficiency

Realwired Appraisal Management Blog

The pirate patch wasnt about an eye injury. It was really about efficiency. Topside: Patch on the right eye, left eye adjusted to bright light.Below deck: Switch the patch to the left eye, right eye already adjusted to darkness. No downtime. Weve romanticized pirates.

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Synapse bankruptcy court orders Evolve Bank examination

American Banker

Fund That Flip, a former Synapse customer that says its customers are owed $243,861, won the right to demand answers and documents from Evolve.

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How to Compare New Construction Loan Rates Effectively

Commercial Lending USA

Navigate new construction loan rates, understand factors and fees, and get expert advice from Commercial Lending USA. Find optimal financing now!

How To 45
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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Want jobs growth? Then loosen the reins on banks in the US

American Banker

An administration willing to rethink longstanding regulatory norms could implement targeted reforms that unlock the potential for increased investment, innovation and job creation across the country.

US 54
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Swift launches Case Management for cross-border payment investigations

The Paypers

Swift has launched its Case Management solution for managing payment investigations that helps to identify and resolve issues when international payments are delayed.

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Virginia community bank announces its exit from BaaS

American Banker

MainStreet Bancshares in Fairfax has closed its banking-as-a-service subsidiary after the unit fell far short of meeting its revenue and deposit targets.

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House Democrats ask Treasury to exempt CDFI Fund from cuts

ABA Community Banking

House Democrats are urging Treasury Secretary Scott Bessent to exempt the CDFI Fund from a recent executive order directing it to scale back operations. The post House Democrats ask Treasury to exempt CDFI Fund from cuts appeared first on ABA Banking Journal.

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State of AI in Sales & Marketing 2025

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

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Comerica reduces 2025 guidance, may scale back investments

American Banker

The Dallas-based regional bank doesn't plan to halt in-progress investments, but it may adjust the pace of spending this year, depending on which way the economy goes. It also made downward revisions to its outlook for average loans, net interest income, fee income and expenses.

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Ramp reportedly angles for part of $700B US credit card program

Payments Dive

The fintech is seeking to handle a piece of the SmartPay federal employee charge card program, assisted by its close ties to the Trump administration, the media outlet ProPublica reported.

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Fed regulation, supervision take backseat in independence fight

American Banker

Federal Reserve officials have all but conceded their claims to bank oversight independence while holding fast to monetary policy independence. But whether that line will hold is an open question.

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FDIC cutting 1,250 staffers across "most" departments

American Banker

The agency is offering buyouts and early retirement incentives for employees, with layoffs possible if targets aren't met, as part of the Trump administration's overall downsizing of the federal government.

FDIC 66
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Book of Secrets on the Month-End Close

Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

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By firing Democrats, Trump takes NCUA into legal gray area

American Banker

The National Credit Union Administration insists it can still function with one board member, but legal experts and industry groups say any substantive regulatory actions could face serious challenges.