Perficient

DECEMBER 16, 2020

T he stakes have never been higher for your business to adapt and evolve. But how do you accelerate and scale your transformation cost-effectively? The answer – optimized global delivery. Follow this series and learn more about our nearshore software development capabilities from several members of our global consulting team in Colombia. In just over 20 years, Agile methodologies have secured its footing in developing software and digital products.

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Accenture

DECEMBER 16, 2020

Even before the pandemic, digital identity—various forms of authentication and identification such as passwords, pins, facial recognition, etc.—had become an integral part of our everyday life. COVID-19 has accelerated the need for businesses and governments worldwide to rethink their approach to enabling remote-identity verification over digital channels to facilitate day-to-day interactions.

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Perficient

DECEMBER 16, 2020

Why do we need a Kindness Campaign now in 2020? 2020 has been a challenging year for all of mankind, with a persistent pandemic coupled with natural calamities, the ride has been really rough. The upside to that is there has been lot of learnings in all fronts. Humanity, Courage, Selflessness, Sacrifice, Kindness, Conscious well-being of self and fellow beings, Judicious usage of available resources and more so have become the need of the hour.

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PYMNTS

DECEMBER 16, 2020

Bitcoin continued its ongoing surge in price Wednesday (Dec. 16), heading above the $20,000 mark for the first time ever — eclipsing its previous record high set in 2017. The price of a bitcoin traded higher by 5.6 percent, hitting around $20,600. CNBC reported that the surge was fueled by cryptocurrency fans along with a big boost from big-name investors such as Paul Tudor Jones and Stanley Druckenmiller.

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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

Lending

Perficient

DECEMBER 16, 2020

Here is your data & analytics blueprint. Clear vision and measurable outcome. Establish Sponsor buy in and level set expectations. Crisp delivery based on agile with timely deliverables called out. Open communication and cadence. Establish a RACI! Now comes the actual delivery and build. Data be the center and focus of everything (anyone else tells you otherwise is not looking at it in a holistic manner!).

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Perficient

DECEMBER 16, 2020

The current economy has elevated the old saying that ‘Cash is King’ to new heights. With the altered nature of business flows arising from the COVID-19 crisis, many enterprises face new challenges to their continued existence, much less success. Being aware of Working Capital balances and taking proactive action has never been more important to businesses of all sizes.

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PYMNTS

DECEMBER 16, 2020

With eCommerce volume way up for the holiday shopping season, we knew it was going to be a tricky year for gift shipping. The reports of potential delays and earlier-than-average shipping windows for Christmas delivery rolled in right on time in early December. UPS imposed shipping restrictions on some large retailers such as Gap, Nike, L.L. Bean Inc., Hot Topic Inc., Newegg Inc. and Macy’s as the shipping giant struggled with unprecedented demand from the pandemic-driven eCommerce surge.

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Perficient

DECEMBER 16, 2020

We are excited to share our successful completion of a two-year engagement migrating one of the largest managed care organization in the US to SharePoint Online. Together as partners, we migrated over 45,000 SharePoint webs and more than 70 TB of data to the cloud — making it one of the largest migrations of SharePoint to Office 365 ever undertaken.

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PYMNTS

DECEMBER 16, 2020

More than 100,000 eateries — or about one in six restaurants nationwide — have closed due to the pandemic, according to National Restaurant Association estimates. The industry as a whole lost $165 billion in revenue between March and July, and it is on track to lose $240 billion by 2021 — with the decline expected to continue until the pandemic abates.

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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

Report

Perficient

DECEMBER 16, 2020

Last week, AWS announced the addition of Customer Profiles for Amazon Connect , which allows agents to see the contact history of a customer along with data from external connectors such as Marketo, Salesforce, ServiceNow, and Zendesk at the very beginning of the customer interaction. This empowers agents to have more personalized interactions and increases their efficiency by removing the need to manually look up customers in other applications.

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PYMNTS

DECEMBER 16, 2020

Openpay , an Australian buy now, pay later (BNPL) provider, has officially launched in the U.S., according to a press release. BNPL refers to the practice of allowing customers to pay for goods in installments, usually four smaller increments. The purpose is to allow for people to afford items that might otherwise be too costly. Openpay focuses on "industries where it can make a real difference," the release stated, going on to list the healthcare, automotive, home improvement and education sect

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Payments Source

DECEMBER 16, 2020

Demand for food delivery has been strong during the pandemic, building on what already had been a strong demand for the $27 billion industry, according to NPD Group.

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PYMNTS

DECEMBER 16, 2020

A new lawsuit from multiple states alleges that Google used its digital advertising business to harm consumers, The Wall Street Journal (WSJ) reported. Texas Attorney General Ken Paxton 's office announced on Twitter that it would be pursuing such legal action. “This internet Goliath used its power to manipulate the market, destroy competition, and harm YOU, the consumer,” Paxton's office said in a tweet Wednesday (Dec. 16), according to WSJ.

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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

Lending

Payments Source

DECEMBER 16, 2020

Ultimately, whatever options banks and fintechs deliver for this next phase of the pandemic must appease not only the merchants but their customers as well.

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PYMNTS

DECEMBER 16, 2020

As FinTechs and other financial service providers drive commercial card adoption, virtual card technology becomes an increasingly popular focus of innovation initiatives, particularly as corporates demand solutions to support a remote workforce. This week's Commercial Card Innovation Tracker finds Barclaycard and Visa among the latest to embrace v-cards to elevate employee spend management and supplier payments.

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Payments Source

DECEMBER 16, 2020

FreedomPay and Sightline Payments are partnering to develop a cashless digital payments and patron loyalty platform for casinos, resorts and other gaming operators.

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PYMNTS

DECEMBER 16, 2020

In Europe, it’s a shot across the bow for U.S. tech giants. New draft rules tied to the Digital Services Act and Digital Markets Act (collected under the Digital Services Act Package ) would broaden European Union regulators’ power to rein in Big Tech. In fact, Big Tech (specifically, Amazon, Facebook and other U.S. companies) could become, well, smaller tech through breakups and limits on what they can do across the Continent.

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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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Bobsguide

DECEMBER 16, 2020

It’s the most wonderful time of the year! Well, except for the accounting community struggling with the year-end close. Most of the stress and frustration around closing the books is generated by unfit tools and the organisation of the process. Managing period-end close in accounting has.

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PYMNTS

DECEMBER 16, 2020

Ternio , a global FinTech platform, has integrated with Plaid , a financial data company, to help Ternio BlockCard bank accounts access faster and more secure connections to financial accounts, according to a press release. Through the integration with Plaid, Ternio users will be able to instantly authenticate bank accounts to help make transfers to their cryptocurrency-friendly BlockCard accounts, the release stated.

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Payments Source

DECEMBER 16, 2020

It isn't lost on Fiserv that consumers increasingly are moving to digital financial services. Its deal to acquire Ondot Systems, a digital card solutions platform, aims to capitalize on the shift.

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PYMNTS

DECEMBER 16, 2020

The Visa Foundation has launched several new initiatives aimed at providing nearly $5 million in capital to minority-owned small and micro-businesses (SMB) to help them weather the ongoing COVID-19 pandemic. The new push also includes a mentorship program for minority-led SMBs and the release of a new report, Supporting Social Equity by Boosting Small Businesses , that discusses how Black and African American-owned businesses have suffered a sharper drop in ownership than those owned by other et

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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.

Compliance

Payments Source

DECEMBER 16, 2020

Manual transaction monitoring doesn't scale to the acceleration of online activity, leading to many potential false negatives, and reduced efficiencies as teams demand quick growth and analysts take time to train properly, says Acuant's Jose Caldera.

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PYMNTS

DECEMBER 16, 2020

The Federal Reserve has upped its expectations for the end-of-year forecast, now predicting that the real gross domestic product (GDP) will fall by only 2.4 percent, CNBC reported. Citing the central bank's Summary of Economic Projections released Wednesday (Dec. 16), the bank upped its positivity. In September, the bank expected there to be a 3.7 percent fall.

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Banking Exchange

DECEMBER 16, 2020

The coronavirus pandemic has created turbulent conditions in ag lending in 2020 Risk Management Retail Banking Fair Lending Operational Risk Credit Risk Rate Risk Feature3 Feature Financial Trends Covid19 The Economy.

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PYMNTS

DECEMBER 16, 2020

“Buy a car entirely online, and have it safely delivered, contact-free.” So goes the pitch at online car-buying platform Vroom , which is turning to artificial intelligence (AI) and machine learning (ML) to further accelerate the transformation of the used car business. After a two-year test drive as a client of market data and analytics firm CarStory, Vroom announced on Tuesday (Dec. 15) that it is buying CarStory outright, calling the company the used car industry’s largest source of AI-powe

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

Lending