Mon.Jan 18, 2021

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[Podcast] What If Everything Really Is Digital?

Perficient

In an era where everything is considered digital, what really makes something digital? In Season 1, Episode 1 of the What If? So What? podcast , hosts Jim Hertzeld and Kim Williams-Czopek share their research on what makes something digital or not. They discuss examples of things that are definitely digital and some that aren’t quite the same – like whether or not bowling is a sport.

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APIs, Data Analytics Bring Cash Flow Control To The Back Office

PYMNTS

The pandemic is causing fluctuations in the global economy, and supply and demand shifts are causing many businesses to face liquidity stresses and limited credit access. These factors are putting companies to the test, especially in how they handle their corporate finances. There have also been shifts in how customers pay for goods and services, with s ocial distancing policies making contactless transactions essential and pushing consumers toward payment methods such as bank transfers and dig

Analytics 319
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Freezing Row and Column in HTML Table Using CSS

Perficient

An interactive and easy-to-use user interface always engages the user to work more. Whenever a grid/table structure is used to show the data a common scenario comes to show a scroll bar when data is more than a visual range. When the user scrolls the table using the scroll bar either the row header or column also scrolls, which is annoying for the user to identify the row/column.

Examples 340
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Retail 2021: The Five Things Retailers Should Be Talking About At NRF This Week

PYMNTS

Every year for the last 110 years , members of the retail trade group, known as the National Retail Federation (NRF), have assembled to discuss the slate of issues pertinent to its members. This week, NRF’s Retail’s Big Show , as it is commonly referred to, will host a virtual version of its four-day confab, including 90 sessions and 300 exhibitors who will speak to the future of retail in a post-COVID-19 environment.

Retail 309
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Digital Transformation: Accelerating ROI and Growth in Commercial Lending

Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

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EpiServer DXP Deployment API – Smooth Deployment Beta

Perficient

In my previous posts, we went over the deployment process in the EpiServer DXP environment. The first and the second post of the Deployment API series went through the original methods that allow for deployment into the DXP environment. Smooth Deploy is a feature that I have been looking forward to for a long time now. It is a great tool to bridge the gap during deployments for the developers, content editors, as well as the users.

Tools 340

More Trending

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bobsguide Awards 2020: Winners announced

Bobsguide

It's with great pleasure that we announce the 2020 bobsguide Awards. Given the levels of fluidity in markets and the increased rate of innovation required of the fintech community last year, the judges delayed many of the assessments as late as possible. Here, we have.

Community 158
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Infineon Debuts Employee ID, Mastercard Payment Card

PYMNTS

Infineon Technologies , which works as a semiconductor manufacturer, is doing away with employee identification cards at its Germany headquarters and instead implementing a new smart card solution that combines office building access and Mastercard contactless payments capabilities, according to a FinTech Intel report. The new tech is called the Campeon Card, according to the report.

Cards 270
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How Britain paid for war: bond holders in the Great War 1914-32

BankUnderground

Norma Cohen. This post contributes to our occasional series of guest posts by external researchers who have used the Bank of England’s archives for their work on subjects outside traditional central banking topics. In August 1914, Britain was the world’s wealthiest country. Yet there was no guarantee that government would be able to harness that wealth for World War I.

Capital 145
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Africa's B2B Produce Landscape Sows The Seeds Of Digitization

PYMNTS

In a geographic market as large as Africa, fragmentation within the food and agriculture industry has created plenty of points of friction and inefficiencies that disrupt B2B trade workflows — for both farmers and their buyers. Suppliers are often small, independent farming operations with limited resources available to focus on optimizing their B2B sales initiatives, whereas buyers similarly operate in a fragmented market with significant barriers to optimizing everything from vendor discovery

Security 240
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The State of Automation in Financial Services 2024 Report

In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

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Incremental steady change won't cut it for payment companies

Payments Source

Payment companies in the near future will need to address the impacts of industry consolidation, pricing pressures, regulation, card based technology solutions, and spotting the proper niche, says moneycorp Americas Bob Dowd.

Company 118
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Sequoia Could Put $7.2 Billion Into Auto1 With IPO Approaching

PYMNTS

Sequoia Capital has agreed to invest around 6 billion euros in Auto1 Group before the online car trading platform's initial public offering (IPO), Bloomberg reported Monday (Sept. 18), citing anonymous sources. Germany-based Auto1, backed by Japanese billionaire Masayoshi Son's SoftBank, has seen popularity as of late, as rival U.S. fund Lone Pine Capital reached a preliminary deal to buy around 50 million euros of Auto1 stock from DN Capital , an early investor.

Capital 234
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Nicole Williamson, Merchants Bank Mortgage Lender, Now Serving Lanesboro & Rushford

MerhantsBanks

Merchants Bank Mortgage Lender, Nicole Williamson, is now serving the Bank’s Lanesboro and Rushford locations, helping clients who are interested in home buying, building or refinancing. Williamson will be serving these new markets in addition to Rochester, where she has been a Mortgage Lender for Merchants Bank since 2019. She has more than 10 years […].

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UK To Require Companies To Pay Small Businesses In 30 Days

PYMNTS

The U.K. government is looking to crack down on companies that take too long to pay suppliers, according to a report from the Financial Times (FT). The effort is intended to relieve pressure on small- to medium-sized businesses (SMBs) facing cash flow troubles because of the ongoing pandemic. On Tuesday (Jan. 19), the government is planning to strengthen the Prompt Payment Code , which is currently only voluntary, to make it so that 95 percent of invoices for SMBs have to be paid within 30 days,

Company 221
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Why Is CRE Lending Stuck in the Past? Top 3 Reasons for Digital Resistance

Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

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Balance sheet lending slows at US banks

Banking Exchange

Q4 earning reports show major banks have cut loans to small businesses, focusing instead on strengthening their own capital position Management Feature The Economy Financial Trends Feature3 Fair Lending.

Lending 78
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COVID-19 Scams Target The Business Community

PYMNTS

With a second Paycheck Protection Program (PPP) on the way, small businesses have yet another chance to secure much-needed financial relief. But new concerns are mounting over the U.S. government's inability to curb the risk of fraud that emerged during the first round of PPP funding. Reports in The Wall Street Journal said the latest pandemic relief package allocates $284 billion in PPP loans for small businesses.

Community 219
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The CFPB’s new LEP guidance: What does it tell us?

CFPB Monitor

As we recently reported, the CFPB released new guidance on January 13, 2021, in an effort to give industry participants more concrete guidance about how to tackle the sometimes-daunting issue of serving customers in non-English languages. Director Kraninger announced the guidance in a blog post of her own , and reached out with telephone calls to announce the release of the guidance.

US 78
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How Decathlon Deployed QR Codes For Seamless And Secure Contactless Payments

PYMNTS

Contactless payments have surged in popularity over the past year, fueled by both an increased reliance on digital banking as well as the effort to contain COVID-19’s spread by preventing consumers and workers from having to touch point of sale (POS) system surfaces or handle cash. Mastercard revealed that 79 percent of its cardholders around the world now prefer contactless transactions, and there was a 40 percent increase in such transactions during Q1 2020.

Security 209
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Register Now: Sneak Peek Into Close Automation SkyStem Web Demo

Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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Our new diversity fellowship program

CFPB Monitor

I am truly excited to announce a new program that our Consumer Financial Services Group is launching this year, which is aimed at increasing the number of diverse lawyers – lawyers who have overcome one or more substantial obstacles in pursuing a legal career, come from a disadvantaged background, and/or are under-represented in the legal community – within the consumer financial services industry.

Groups 78
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ACI: Innovation Will Accelerate The Digital Economy In 2021

PYMNTS

Debbie Guerra, executive vice president of merchant payments and payments intelligence solutions at ACI Worldwide , dives into how digital transformation will be key to enabling businesses, individuals and entire economies to recover from the huge challenges presented by the pandemic. "Even after the pandemic subsides, the digital acceleration we experienced in 2020 will not — it is here to stay," she says in " A Look Forward: What Executives Wish for America and the World in 2021.".

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Anchorage Approved to Become First Digital Asset Bank

Banking Exchange

OCC conditionally approves the conversion as Anchorage co-founders hail “major milestone” for crypto industry Technology Financial Trends Feature3 Feature Blockchain.

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Singapore FinTech Grab Mulling US IPO Of Up To $2 Billion

PYMNTS

Singapore-based FinTech Grab is mulling a U.S. initial public offering of at least $2 billion in the wake of failed merger talks with Indonesian rival Gojek. Sources told Reuters that Grab is looking to take advantage of the red-hot IPO market in the U.S. The pricing, size and timing of the deal have yet to be determined. If the company chooses to proceed, the IPO could be the largest market debut ever made by a Southeast Asian company on a foreign exchange.

Fintech 198
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Top 10 Benefits of Automating Loan Modifications for Commercial Lenders

Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.

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US Challengers Grow Users to 39M in 2020

Banking Exchange

Chime added 2 million new users in the first three quarters of 2020, according to new data Technology Feature3 Fintech Feature Financial Trends Retail Banking.

US 78
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British SMB FinTech Firm Tide Looks To Grow In India

PYMNTS

As part of its international growth plans, British business FinTech company Tide unveiled intentions for an experimental rollout in India in the first quarter of this year with a broader launch to come, Business Standard reported. Tide India is poised to come online in Q1 2021 beginning with an alpha pilot offering based on its international technology stack.

Fintech 196
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More than a third of UK shoppers blocked from paying with cash in Covid-19 crisis

TheGuardian

Action needed to protect nearly 10 million consumers reliant on cash network, says Which? Coronavirus – latest updates See all our coronavirus coverage More than a third of shoppers have been blocked from paying with cash since the start of the Covid crisis, prompting calls for urgent action to protect the millions who rely on the UK’s “critically endangered” cash network.

Groups 75
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HR Software Firm Personio Raises $125 Million In Series D Funding

PYMNTS

Human resources (HR) technology company Personio landed $125 million in new and preemptive Series D funding in an investment round that provides the company with a value of $1.7 billion, according to a Monday (Jan. 18) announcement. The new funding will speed up additional international growth, helping with the company’s aim of “becoming Europe’s leading HR platform” for small- and medium-sized businesses (SMBs), according to the announcement.

Software 191
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2024 Lending Outlook: Innovations and Evolutions in the Financial Sector

As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.