Thu.May 16, 2019

Five phases of FinTech (2005-2027)

Chris Skinner

Three years ago, I blogged about three phases of FinTech. Three years later, I can expand on that theme and talk about five phases of FinTech.

Cashless payment capability boosts both cash and card sales in vending

Mobile Payments Today

Research confirms that cashless readers do not undermine cash sales in a vending machine. In fact, the cashless technology serves to improve both cashless and cash activity, particularly for machines doing lower volume sales

Cards 411

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Things worth reading: 17th May 2019

Chris Skinner

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Cashless payment shows disparate impact in vending machines than in traditional retail

Mobile Payments Today

Research confirms that cashless readers do not undermine cash sales in a vending machine. In fact, the cashless technology serves to improve both cashless and cash activity, particularly for machines doing lower volume sales

Retail 365

ABCs of Data Normalization for B2B Marketers

Data normalization. It’s not a far stretch to suggest that the topic isn’t exactly what gets marketers excited in their day-to-day workflow. However, if lead generation, reporting, and measuring ROI is important to your marketing team, then data normalization matters - a lot. In this eBook, we’ll break down the ins and outs of data normalization and review why it’s so critical for your marketing strategies and goals!

Study finds mobile surpasses PC enrollments

Bank Innovation

Mobile enrollments made some major leaps this year, surpassing even computer enrollments. According to a study from IDology, an identity verification and fraud prevention company, 61% of Americans used a smartphone to enroll in some sort of an account this year, while 56% used a computer or laptop.

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More Trending

Canadian Startup KOHO raises C$42m to Expand Banking Services

Bank Innovation

KOHO, a Toronto-based digital banking startup, has raised C$42 million (US$31 million) in a Series B round to add new products and services. KOHO, with its millennial friendly aesthetic and messaging, currently offers its users debit cards, personal finance management tools and cashback features.

Online Retailers Face New Threats From Hackers


Death, taxes and data breaches – those are perhaps the only sure things in life, and new evidence is emerging that hackers are finding increasing profit in targeting online retailers.

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How banks are using incentive compensation management to help increase revenue and drive growth

Insights on Business

In a competitive financial marketplace, banks are turning to incentive compensation management (ICM) solutions for competitive advantage.

Taco Bell To Open ‘The Bell’ Hotel


To provide consumers with an immersive way to experience its brand, Taco Bell is launching The Bell: A Taco Bell Hotel and Resort in Palm Springs, California for a limited time this summer.

The 2019 Technographic Data Report for B2B Sales Organizations

In this report, ZoomInfo substantiates the assertion that technographic data is a vital resource for sales teams. In fact, the majority of respondents agree—with 72.3% reporting that technographic data is either somewhat important or very important to their organization. The reason for this is simple—sales teams value technographic data because it makes essential selling activities easier and more efficient.

The future of cards, contactless and biometrics in payments

ATM Marketplace

With big players like Mastercard and Visa now mandating that all new cards and payment terminals issued must be contactless-enabled, global growth of the technology is set to soar in the next few years. This sets the stage perfectly for biometric payment cards

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What 98 Pct Of Consumers Miss About Protecting Their Cards From Fraud


From finding a nearby restaurant to finding a date, smartphone location controls are used by consumers for many cases. These mobile controls, however, also offer consumers a powerful tool for dealing with arguably higher stakes: the risk of credit card fraud.

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Silicon Valley Stock Exchange and the Saints of Wall Street

Daily Fintech

A week ago, the news of the Long Term Stock Exchange (LTSE) backed by some of the biggest names in Silicon Valley emerged.

Customer Service’s Future: Humans And Machines In Cahoots


The robots are coming, and they are going to take our jobs. A simplification, perhaps — but if one were looking for the simplest statement to explain the narrative following the era of automation, that would probably be it.

The Time-Saving Power of Intent Data for Sales

By using the power of intent data, capturing buyer interest has become more feasible for sales. Not only that, but using it will save immense time during your workflow; a win-win on all fronts.

Data As Experience: Designing For The User

Perficient Financial Servies

This is a continuation of my Data As Experience Series. My last post in this series focused on Context. Designing for The User. All too often, I see a report designer think more about how to make a report grab the right data than about what the end user really needs.

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Mastercard Revs Its Payments Innovation Engine


Take a minute and think of the morning rush at a favorite coffee shop. The beverages roll off what amounts to an assembly line before landing on the far counter.

Apple's former retail chief Angela Ahrendts joins Airbnb board

Payments Source

Ahrendts, 58, joins the home-sharing startup after a five-year stint overhauling Apple Inc.’s s retail operations. Retailers Gig economy Apple Airbnb

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Digital Marketplaces’ Growing Role In The Gig Economy


The gig economy has operated — and thrived — in a gray area. There has been a question as to whether workers are actually employees or contractors.

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How ZoomInfo Enhances Your Database Management Strategy

Forward-thinking marketing organizations have continuously invested in a database strategy for enabling marketing processes. Download this ebook to learn how to maintain a strategy that includes refreshed information, database cleanses, and an accurate analysis at the same time.

Poor variety is making stablecoins very unstable

Payments Source

The idea stablecoin environment has variety, diversity and is decentralized, argues Matt Branton, CEO of Neutral. ISO and agent Cryptocurrencies Digital payments Risk

The Future Of Customer Service Is Humans And Machines Working Together


The robots are coming, and they are going to take our jobs. A simplification, perhaps – but if one were looking to find the simplest statement explaining the narrative following the era of automation, that would probably be it.

EU regulators are overstepping with non-EU card fee caps

Payments Source

The most enlightened regulator or legislator can’t match the dynamic intelligence of billions of market decisions by consumers, merchants, banks, networks and processors, argues Eric Grover, a principal at Intrepid Ventures. ISO and agent Interchange fees Payment processing Cards

ACH Logs 9 Pct B2B Payments Growth In Q1


Data from the ACH Network shows growth in payment volumes and values across a number of classifications. That’s especially true in B2B payments, where the numbers show 9 percent growth year over year. More generally, the network reported that the total number of payments was up 5.8

How ZoomInfo Enhances Your ABM Strategy

For marketing teams to develop a successful account-based marketing strategy, they need to ensure good data is housed within its Customer Relationship Management (CRM) software. More specifically, updated data can help organizations outline key accounts for their campaigns. And to begin the targeting process, marketing teams must develop an Ideal Customer Profile (ICP) with appropriate firmographic and behavioral data to ensure they’re going after the correct audience.Download this eBook to learn how to start improving your marketing team's data!

Organizational Impacts

Perficient Financial Servies

The Doctors Mayo and Sisters of St. Francis created a unique model of teamwork in service to patients, which continues today. This is the fourth in a series of blogs on the subject of Cloud Transformation.

Payments Remain Key To Customer Service For Bank Of The West


Most consumers look at banking as a time-consuming chore. They have many options to choose from and their loyalty can be fickle, making onboarding and engagement challenging.

Why We’re Excited for NASCO Converge 2019

Perficient Financial Servies

Helping Blue Cross Blue Shield Companies Win in the Market. This year’s NASCO conference, Converge 2019, will kick-off June 3-6, 2019. This conference will be centered on where collaboration, innovation, and technology intersect.

Buffett’s Berkshire Buys $860M Of Amazon Shares


Warren Buffett’s Berkshire Hathaway revealed in a regulatory filing that it owned $860.6 million of Amazon shares at the end of March. The filing includes investments by Buffett and his portfolio managers Todd Combs and Ted Weschler.

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Data-Driven Marketing 101

This eBook highlights how data-driven strategies empower marketing campaigns through personalization tactics.