Tue.Mar 09, 2021

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Why You Should Include Success Measurement Metrics and Systems in UX Design

Perficient

A functional, seamless user experience is critical for businesses operating in digital spaces. Applying this concept to website design plays an important role in whether the website’s visitors can accomplish what they came for. An iterative design methodology is a great framework to introduce refined designs continuously, and although those designs may look great, how do you know if the design has improved the experience for your users and is making a positive impact on your goals?

UX 520
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Digital and sustainable: The twin transformation you’re ignoring

Accenture

The days of sustainability being a “nice to have” are over. Sustainability is now demanded by customers (and increasingly, governments), not just for the environment, but for overall societal good. With COVID-19 putting digital transformations on hyperdrive, it’s important to understand that digital transformation and sustainability have a symbiotic relationship.

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RabbitMQ Integration with Magento 2.4

Perficient

Previously, Magento was using MySQL adapters for messaging and cron jobs to ensure the delivery of messages. This wasn’t reliable and scalable. To combat this, you can integrate RabbitMQ, which adds asynchronous messaging capabilities to Magento and is also scalable and reliable. For example, RabbitMQ could be used where Magento needs to communicate with an ERP System.

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How e-commerce raised the stakes for online fraud

Payments Source

David Heun, associate editor of PaymentsSource, talks to Sara Hafner, head of financial partnerships at Forter, about how the growth of online shopping has raised the stakes for fraud prevention.

Fraud 165
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Digital Transformation: Accelerating ROI and Growth in Commercial Lending

Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

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Consolidating Institutions with the FR 2052a Complex Institution Liquidity Monitoring Report

Perficient

In my last blog I outlined the recent changes to the FR 2052a Complex Institution Liquidity Monitoring Report. Now I want to discuss the consolidations required for success. The first challenge faced by institutions looking to comply with the new reporting requirements and thresholds is to determine which subsidiary institutions must be consolidated.

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More Trending

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Whole Lotta Shakin’ Going On!

SWBC's LenderHub

The past two weeks have tested the edifice of what the super-popular Cathie Woods ARK ETF (AARK) describes as, “Companies relevant to the theme of disruptive innovation.” Not too surprisingly to us, the disrupters have failed miserably, so far.

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Rethinking ATM infrastructure

ATM Marketplace

Mark Aldred, head of international sales for Auriga, shares his insight and thoughts on ways the ATM industry should be considering in order to move forward in a post-pandemic future.

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Dwolla hires former Mastercard exec Dave Glaser as president, COO

Payments Source

Dwolla has appointed payments technology veteran Dave Glaser as the fintech's first president and chief operating officer.

Fintech 146
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Major UK pension funds worth nearly £900bn commit to net zero

TheGuardian

Church of England, Lloyds and the National Grid among those pledging to meet 2050 target Major pension funds that own assets worth £870bn, including those of the Church of England, Lloyds Banking Group and the National Grid, have committed to cutting the carbon emissions of their portfolios to net zero by 2050 or earlier, in another sign of big investors’ increasing focus on the climate crisis.

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The State of Automation in Financial Services 2024 Report

In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

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Payment innovation has ended traditional bank relationships

Payments Source

People open new accounts for a variety of purposes, often providing services banks don't provide, says FICO's Anna Hamilton.

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Listen: Finastra survey shows corporate banks expanding along three paths

BankInovation

Corporate banks will strive to become “platform players” in the next four years, a shift that will fundamentally be driven by automation. A platform player is a bank that offers a full ecosystem of third-party products and services to clients, one of three paths most commercial banks will pursue, according to Tim Tyler, a senior […].

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Digitizing cash flow can help save struggling businesses

Payments Source

Customers and partners will view an easy and reliable payment experience favorably, says Billtrust's Justin Main.

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Silicon Valley Bank-backed fintech scores $13.5M Series A

BankInovation

Zeni, a fintech that automates accounting and bookkeeping processes for startups, raised $13.5 million today in a Series A funding round. The round was led by Saama Capital, with participation from Silicon Valley Bank Financial Group, Sierra Ventures and former Google SVP Amit Singhal, among others. Palo Alto-based Zeni launched in 2019 and secured its […].

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Why Is CRE Lending Stuck in the Past? Top 3 Reasons for Digital Resistance

Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

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COVID-19’s impact on U.K. commerce, one year later

Payments Source

As the lockdown subsided and stores began to re-open, the habits of the British shopper had changed, forcing banks and merchants to adjust.

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Helping Customers Go Global Requires Going Local with Payments

Banking Exchange

Your bank’s business customers may be considering expanding their online efforts beyond U.S. borders to sell internationally Payments Feature3 Feature Financial Trends Customers.

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N26 teams with Dosh to boost mobile debit rewards

Payments Source

Mobile banking platform provider N26 is expanding its rewards program through a partnership with card-linked offer platform provider Dosh, enabling customers to earn cash back when using an N26 debit card.

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Brookings article on overdrafts could foreshadow increased CFPB attention to overdraft practices

CFPB Monitor

An article recently published by the Brookings Institution as an op-ed entitled “A few small banks have become overdraft giants” serves as a warning that bank overdraft practices are likely to face increased attention from the “new CFPB.”. Authored by Aaron Klein, a Brookings Senior Fellow, the article reports that overdraft revenues accounted for more than half of the net income of six small banks in 2020 and criticizes regulators for “tolerat[ing] banks that are mostly or entirely dependent on

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Register Now: Sneak Peek Into Close Automation SkyStem Web Demo

Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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In pot banking, bigger isn't always better

Payments Source

With national banks awaiting federal decisions on marijuana banking policy, smaller institutions can capitalize on local laws. That’s the theory Colorado Ventures is putting to the test with a $5 million investment in AeroPay, which banks with Partner Colorado Credit Union.

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CFPB recruiting enforcement attorneys from other federal agencies

CFPB Monitor

Providing further confirmation that the CFPB plans to ramp up its enforcement efforts under its new leadership, the CFPB is recruiting one or more attorneys from other federal agencies to work in its Office of Enforcement. The position is described as a detail for 6 months, with a possible option to extend, in which the attorney would keep his or her position of record at the other agency while serving on the detail.

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Too many small banks are 'digital have-nots': FDIC innovation chief

American Banker

Community banks with meager tech budgets need help identifying the right systems for institutions their size and finding good partners, says Sultan Meghji, who recently joined the Federal Deposit Insurance Corp. in this newly created role.

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CFPB files lawsuit against payment processor and former executive officer

CFPB Monitor

In its second lawsuit filed under Acting Director Uejio, the CFPB alleges that BrightSpeed Solutions, Inc. and its founder and former chief executive officer violated the Consumer Financial Protection Act and the Telemarketing Sales Rule by processing payments for companies engaged in internet-based technical-support fraud. The lawsuit serves as a reminder of the risks to payment processors of failing to implement adequate policies and procedures designed to avoid establishing or maintaining re

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Top 10 Benefits of Automating Loan Modifications for Commercial Lenders

Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.

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Greensill Capital collapse shows City watchdog needs shake-up, say MPs

TheGuardian

MPs question how FCA could let Greensill operate unchecked in UK, claiming regulator is failing to protect firms and investors MPs have accused the UK’s Financial Conduct Authority of failing to protect businesses and investors swept up in the collapse of specialist lender Greensill Capital, saying the crisis “draws yet more uncertainty” over the efficacy of the City regulator, and that it is time for a review of its powers.

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Boost your Qantas Points balance in 2021

Qudos Bank

It’s fair to say that Australia is a nation of travellers. In fact, in 2019 we took a huge 11.3 million international trips. 1.

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Fears of a backlog as PPP deadline looms

American Banker

Lenders are preparing scores of Paycheck Protection Program applications to secure approval from the Small Business Administration by March 31, but unresolved error codes continue to hinder their efforts.

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JPMorgan shutting down Chase Pay digital wallet a year after discontinuing app

Payments Source

The option to transact using Chase Pay will be removed from all merchant websites and apps by the end of the month.

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2024 Lending Outlook: Innovations and Evolutions in the Financial Sector

As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.