American Banker

OCTOBER 30, 2020

Many eateries that relied on outdoor dining to survive the pandemic could see revenues plummet as the weather turns cold.

Regional 73

Regional Industry Lending 73

Payments Dive

OCTOBER 30, 2020

Omnichannel marketing is a key factor in reaching and retaining customers today. Whatever channel a customer may be using, there is one thing they expect: a personalized experience. Mark Aldred, head of international sales for Auriga shares his insight on this topic.

Marketing Strategies 395

Marketing Strategies Marketing Strategy 395

Perficient

OCTOBER 30, 2020

Often times when building content models inside of a CMS, it’s important to consider the various types of editors and the permissions they may have within the eco-system. One technique that I find highly effective is to limit the amount of fields a user may see based on their CMS role. Removing non-essential fields from your every day content authors leads to system robustness and higher adoptability.

System 309

System Security 309

PYMNTS

OCTOBER 30, 2020

Maybe it’s a byproduct of that which shall not be named — by which we mean the pandemic — but PYMNTS’ Provider Rankings have been remarkably calm and unwavering throughout 2020, including our latest Provider Ranking of Personal Loan Apps , a category of intense interest. We’re not saying there are absolutely no changes, but few enough that we should be able to make short work of summing up the hottest personal loan apps out there.

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Fintech Lending Mobile 282

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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

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Perficient

OCTOBER 30, 2020

Sitecore revealed a few more details about their upcoming content-as-a-service (CaaS) offering at the virtual Sitecore Symposium 2020. Based on my (very anecdotal) reading of Twitter and Slack, responses from the Sitecore community seemed to be mixed. Marketers and developers alike seemed to be cautiously optimistic about Sitecore’s new direction.

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Resources Tools Study Community 294

Perficient

OCTOBER 30, 2020

As we’re creeping up on longer nights and Halloween this weekend, some of us may be looking for a flashlight soon. Maybe we have one and it’s in a drawer with dead batteries, maybe someone borrowed it and didn’t put it back last time, maybe it’s time to stop wasting time with the junk flashlight of years gone by and get a new one. However you go about it, you are looking for that flashlight because you want to be able to see where you’re going and what you’re doing in the dark.

Video 294

Video US Data Management 294

PYMNTS

OCTOBER 30, 2020

The great digital shift hits us where we live, literally. In an interview with Karen Webster, Khaled Naim , co-founder and CEO of Onfleet , which provides last-mile delivery management software to merchants, said year-over-year delivery volume has been surging amid the pandemic, with triple-digit increases in some segments, double-digit increases in others — and no signs of stopping.

Software 236

Software Retail Operations Trends 236

Accenture

OCTOBER 30, 2020

When the global pandemic ends, banks should anticipate that the rate of fraud will likely have grown faster than at any other point in history. In some cases, losses could be material; losses to individuals and smaller commercial customers could be devastating. Moreover, fraud will not decrease when infection rates go down, because cyber criminals will be wielding new tactics and techniques against organizations that are more vulnerable than ever, thanks to greatly expanded attack….

Fraud 195

Fraud Security Cyber Security 195

PYMNTS

OCTOBER 30, 2020

It cannot be overstated how integral non-cash payments are to the global economy, with the United States processing more than 174.2 billion of these payments in 2018 alone for a total of $97.04 trillion. Cash payments are quickly falling to the wayside, with only 26 percent of all U.S. consumer purchases made with cash. Digital payments are fraught with obstacles, however.

Operations 228

Operations Payments Compliance System 228

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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

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Payments Source

OCTOBER 30, 2020

MoneyGram's digital offerings are attracting different types of consumers into the company fold, CEO Alex Holmes said during the third-quarter earnings call.

Payments 218

Payments Company 218

PYMNTS

OCTOBER 30, 2020

"New government policies ultimately changed the way the majority of businesses interacted with customers, with new phrases like 'buy online, pick up in-store' becoming part of the nomenclature," says Andre Machicao, senior vice president of CyberSource, Visa. Here, Machicao explains how his firm helped clients protect themselves from escalating fraud risks with the COVID-triggered wave of CNP payments.

Fraud 224

Fraud Resources Policies Online 224

Bobsguide

OCTOBER 30, 2020

The European Securities and Markets Authority’s (Esma) new stress tests expose a lack of preparation among asset managers, highlighting the importance of regtech providers in risk assessments. “The industry has been relying heavily on independent regtech providers who offer solutions.

Management 186

Management Security Industry Marketing 186

PYMNTS

OCTOBER 30, 2020

Ant Group indicated on Thursday (Oct. 29) that retail investors in mainland China made over $2.8 trillion of orders for their part of its offering, which is taking place in both Hong Kong and Shanghai at the same time, The Wall Street Journal reported. Individual investors in Hong Kong have rushed to purchase into the initial public offering (IPO), as they wager that Ant Group will spike in value following its public debut on Thursday (Nov. 5).

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Groups Retail Report Fintech 223

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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

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ATM Marketplace

OCTOBER 30, 2020

Traditional ATM Acquiring architecture needs an infrastructure upgrade to be able to remain relevant within the context of more digital channels and changing customer behaviors. Happily, technology has evolved and a channel integration model has emerged, which looks to be able to solve many of the problems that ATMs are coming up against.

ATM 131

ATM Software Technology 131

PYMNTS

OCTOBER 30, 2020

Sportswear giant Under Armour reported a third-quarter profit of $38.9 million, partly driven by a revenue jump of 19 percent in the footwear category, the company said in a statement on Friday (Oct. 30). The Baltimore-based chain also announced the sale of its MyFitnessPal workout platform to private-equity firm Francisco Partners. The deal is valued at up to $345 million.

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Payments Source

OCTOBER 30, 2020

Mastercard has rolled out a set of AI-powered tools to thwart fraud and data breaches across banks' ecosystems, particularly to benefit acquirers’ online merchants.

Tools 137

Tools Security Fraud Data 137

PYMNTS

OCTOBER 30, 2020

Card-skimming devices hidden on gas station card readers or carefully integrated into ATMs used to be especially troubling for merchants and consumers, but retailers and financial institutions (FIs) have stepped up their measures to protect physical card readers in recent years. Those efforts have reduced the threat of fraud at physical payment terminals, but many consumers are now shifting to shopping digitally.

Cards 192

Cards Online Fraud social media 192

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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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Payments Source

OCTOBER 30, 2020

Before bringing biometrics to any new payment form factor, careful consideration is needed to ensure the technology can be seamlessly integrated into the existing infrastructure, while maintaining the highest levels of security, says Fingerprints' Henrick Nilsson.

Security 126

Security Technology Payments Fraud 126

PYMNTS

OCTOBER 30, 2020

After what’s felt like a drumbeat of bad news about rising COVID-19 caseloads and economic problems around the world, there’s finally been a few breaths of good news. U.S. and European gross domestic product are bouncing back, while U.S. consumer spending is improving as well. The Commerce Department reported Friday (Oct. 30) that U.S. personal consumption expenditures rose 1.4 percent in September, continuing a trend that began in the summer of Americans slowly spending more money.

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Survey Trends Data Online 190

MerhantsBanks

OCTOBER 30, 2020

Merchants Financial Group, Inc. (MFGI) has announced financial results for the third quarter and a forthcoming dividend payment to shareholders, according to MFGI President & CEO Gregory M. Evans. As a result of solid earnings performance, the MFGI Board of Directors authorized retention of a semiannual dividend of 75 cents per share to shareholders during […].

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Report Groups Payments 98

PYMNTS

OCTOBER 30, 2020

Sam’s Club is teaming up with DoorDash to deliver same-day prescriptions across 41 states, the companies said in a statement on Friday (Oct. 30). Deliveries will be handled by DoorDash's white-label fulfillment platform, Drive. . “Our partnership with DoorDash to launch this new service allows us to not only give our members more convenient healthcare options, but also delivers on our commitment to their overall wellness needs,” said John McDowell , vice president, pharmacy operations and divisi

Meeting 181

Meeting Operations Study Community 181

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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.

Compliance

BankInovation

OCTOBER 30, 2020

Bank Innovation sat down this week with Christian Kitchell, Bank of America's head of AI solutions who also leads Erica. "Ultimately, what we want to do is be able to get to a universe of one, which is to say, every client will have a unique experience based on their situation, their needs, their relationship with […].

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America Innovation 98

PYMNTS

OCTOBER 30, 2020

Stripe has grown its partnership with Mindbody to fuel advanced digital and brick-and-mortar experiences for wellness clients in North America and throughout Europe, according to an announcement emailed to PYMNTS. “As the global wellness industry goes through a seismic shift, fitness studios, spas and salons are adapting with technology to stay connected with their customers,” said Dan Chandre , SVP of payments at Mindbody.

Payments 180

Payments United States America Technology 180

TrustBank

OCTOBER 30, 2020

This week, the US reported record growth for the 3 rd quarter — 33.1% on an annualized basis. However, due to the record decline, GDP is still 3.5% lower than it was at the beginning of the year. Somewhat in contrast, China’s reported GDP makes it the first major economy to return to its pre-pandemic growth path. While official figures have to be taken with a grain of salt and the exact the number is always questionable, the strength of the recovery seems legitimate.

US 98

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PYMNTS

OCTOBER 30, 2020

U.S. Judge Amit Mehta set a series of November deadlines in the antitrust lawsuit filed by the U.S. Justice Department (DOJ) against Alphabet’s Google, Reuters reported on Friday (Oct. 30). . The suit, filed Oct. 20 in the U.S. District Court for the District of Columbia, alleges that the search giant used its dominant position to stifle competition.

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Google District of Columbia Conference Washington 168

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

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