Payments Dive

FEBRUARY 17, 2023

Despite a pause in payments required for federal student loans, younger borrowers particularly are showing higher credit card delinquencies.

Cards 436

Cards Payments 436

Perficient

FEBRUARY 17, 2023

In the first two blogs in this series, Getting Started On Embedded Finance and Embedded Finance: Bolstering Brand Experiences, we defined embedded finance and looked at the goals and strategies that firms should take at the outset of their modern embedded finance journey, as well as how and why firms should consider getting embedded banking. In this blog, we will look at how a non-banking firm can offer bank-like payments and loans to its customers.

San Francisco 275

San Francisco Cards Online Payments 275

TheGuardian

FEBRUARY 17, 2023

Alison Rose becomes group’s second-highest-paid boss after disgraced ex-banker Fred Goodwin The chief executive of NatWest, Alison Rose, received a £5.2m pay packet in 2022, becoming the bank’s second-highest-paid boss after the controversial ex-banker Fred Goodwin, after the lender reported its largest profit since before the 2008 financial crisis.

Report 115

Report Groups 115

ATM Marketplace

FEBRUARY 17, 2023

While historically a slow moving industry, the ATM industry is moving forward with a OS agnostic platform that aims to transform the industry. The platform, called XFS4IoT, aims to provide benefits to vendors, banks and users.

ATM 101

ATM Industry 101

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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

Lending

BankInovation

FEBRUARY 17, 2023

DocuSign announced a restructuring plan via SEC filing Thursday detailing its plans to cut “approximately” 10% of its roughly 7,000 employees as part of a reorganization effort. “The restructuring mainly impacts our worldwide field organization.

Maine 98

Maine Resources US Company 98

BankInovation

FEBRUARY 17, 2023

Bank of America is increasing its technology development spend 9% year over year in 2023 as the bank continues to invest in digitization. The $3.1 trillion bank will spend $3.7 billion on technology development in 2023, up from $3.

America 98

America Security Technology Retail 98

The Paypers

FEBRUARY 17, 2023

Germany-based technology company Siemens has issued its first digital bond on the Polygon blockchain in a bid to reduce paperwork.

blockchain 74

blockchain Technology Company 74

BankInovation

FEBRUARY 17, 2023

Despite strategic investments in cybersecurity, the financial services sector is no fortress. Attacks are constant regardless of the amount of money and talent poured into the sector, according to “Global Perspectives on Threat Intelligence,” a report released on Monday by cyberthreat intelligence firm and Google subsidiary Mandiant.

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Security Report Google Survey 97

FICO

FEBRUARY 17, 2023

Home Blog FICO A Digital Transformation Journey: The Humble Wallet Digital transformation cuts across the entire enterprise, but it’s also hitting closer to home as the humble wallet undergoes a transformation too by TJ Horan Vice President, Product Management expand_less Back To Top Fri, 02/17/2023 - 11:15 With digital transformation unfolding in front of us, banks are managing a lot.

South Carolina 52

South Carolina Fraud Management Payments 52

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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

Report

Commercial Lending USA

FEBRUARY 17, 2023

An equipment sale-leaseback is a way for a company to get money by selling its old equipment to a lender or investment firm and then leasing it back

Company 52

Company Lending 52

The Paypers

FEBRUARY 17, 2023

Canada-based mobile payment app CleverDo has partnered with UK-based Shufti Pro to secure its application via the latter’s identity verification (IDV) services.

Mobile 36

Mobile Security Payments 36

American Banker

FEBRUARY 17, 2023

Payments 85

Payments 85

The Paypers

FEBRUARY 17, 2023

Creative transformation company WPP has partnered with financial infrastructure platform for businesses Stripe to expand commerce and payments solutions for brands.

Payments 36

Payments Branding Company 36

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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

Lending

American Banker

FEBRUARY 17, 2023

North Dakota 81

North Dakota 81

The Paypers

FEBRUARY 17, 2023

Starling Bank has launched a one-year saver product for its SME customers with a 2.5% fixed interest rate over one year on balances of GBP 2.000 or more.

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36

American Banker

FEBRUARY 17, 2023

Online 78

Online Digital Banking 78

The Paypers

FEBRUARY 17, 2023

UK-based payments provider DNA Payments has partnered with Mastercard to deliver the Click to Pay payment solution to merchants across the UK and Europe.

Payments 36

Payments 36

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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

US

American Banker

FEBRUARY 17, 2023

Detroit 78

Detroit 78

The Paypers

FEBRUARY 17, 2023

Vexi , a Mexico-based neobank, has raised USD 8 million in a round led by Magma Partners , along with previous and new investors like Redwood Ventures.

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36

American Banker

FEBRUARY 17, 2023

Industry 60

Industry cryptocurrency Payments 60

The Paypers

FEBRUARY 17, 2023

Lithuania-based iDenfy has partnered streaming platform Today's Crypto to improve the latter's onboarding process without creating compliance risks.

Compliance 36

Compliance 36

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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.

Compliance

American Banker

FEBRUARY 17, 2023

Technology 57

Technology 57

The Paypers

FEBRUARY 17, 2023

UK-based embedded banking solution provider for SMEs BankiFi has announced the launch of its new Go Get Paid service in partnership with if Agency.

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36

American Banker

FEBRUARY 17, 2023

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48

The Paypers

FEBRUARY 17, 2023

US-based Open Banking platform Plaid the launch of Plaid Identity Verification and Monitor, a global verification and KYC solution, in Canada.

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US 36

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

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