FICO

FEBRUARY 14, 2023

Home Blog FICO The Composable Enterprise: Trends & Benefits from Composability Executives, digital innovators, DevOps leaders, and line of business leaders should embrace a composable business model to gain agility and other benefits Saxon Shirley Thu, 05/12/2022 - 07:46 by Bryan Howard Platform Solutions Partner expand_less Back To Top Tue, 02/14/2023 - 11:00 Today’s digital landscape is being driven by the growing need for “composable enterprises” – business capability models that can quickly

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Trends Tools Data Innovation 52

Payments Dive

FEBRUARY 14, 2023

The restaurant payments and software company is battling Toast and Square and taking on legacy payments companies such as NCR and Oracle.

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Software Payments Company 435

Perficient

FEBRUARY 14, 2023

In the last blog in this series, Blockchain: The Secret Sauce to Supply Chain Visibility , we covered why visibility is so important in the supply chain for all parties and gave several examples of firms using distributed ledgers to help improve customer service, reduce inventory costs, provide proactive status updates, and even help mitigate risk. In this blog, we thought we would answer one of the first questions clients and potential supply chain clients have asked: what is the process of pr

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Meeting blockchain Technology Strategy 275

Abrigo

FEBRUARY 14, 2023

What to know about the CFPB 1071 rule affecting small business loans This post provides answers to some frequently asked questions about data requirements and other changes likely from the new rule. You might also like this checklist for preparing for the CFPB 1071 rule DOWNLOAD Takeaway 1 Bank and credit union executives are worried about complying with the CFPB's upcoming final rule on small business loan application data.

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Data Lending Compliance Resources 195

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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

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Payments Dive

FEBRUARY 14, 2023

FIS CEO Stephanie Ferris and her Worldpay sidekick Charles Drucker, reclaiming a role at the business, will be under pressure to avoid “dis-synergies.

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TheGuardian

FEBRUARY 14, 2023

Australia’s biggest lender attributes stronger result to volume growth and a recovery in margins Follow our Australia news live blog for the latest updates Get our morning and afternoon news emails , free app or daily news podcast The Commonwealth Bank of Australia has delivered a jump in half-year profit as it benefited from rising interest rates and stronger business lending growth.

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Lending Report 89

CFPB Monitor

FEBRUARY 14, 2023

The CFPB recently issued a chart entitled Reportable HMDA Data: A Regulatory and Reporting Overview Reference Chart for HMDA Data Collected in 2023. The chart was updated from the 2022 version to reflect the 2022 court decision in NCRC v. CFPB [Link: [link] invalidating the part of an April 2020 final Home Mortgage Disclosure Act (HMDA) rule issued by the CFPB that increased the HMDA reporting threshold for closed-end mortgage loans from 25 covered loans originated in each of the prior two years

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Report Data 78

TheGuardian

FEBRUARY 14, 2023

Raids target machines hosted around Leeds believed to be offering to buy or convert traditional currencies Authorities have raided several sites around Leeds as part of what is believed to be the UK’s first crackdown on illegally operated crypto ATMs. Evidence was gathered from multiple sites around the city that were suspected to be hosting machines allowing customers to buy or convert traditional currencies into cryptoassets including bitcoin.

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ATM Operations Bitcoin cryptocurrency 84

The Paypers

FEBRUARY 14, 2023

Accenture has announced the acquisition of Brazil-based cybersecurity company Morphus looking to expand its practice capabilities in Brazil and Latin America.

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Company America 91

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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

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TheGuardian

FEBRUARY 14, 2023

FCA finds company put customers at high risk of harm by failing to assess whether they could repay loans The sub-prime lender Amigo has dodged a £73m fine despite having put consumers at a “high risk” of harm, amid fears that the financial penalty could have led to its collapse. The Financial Conduct Authority (FCA) investigation found Amigo put business interests ahead of its customers’, by failing to assess properly whether customers, or their guarantors, could afford to repay loans they appli

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Company Regulation 78

The Banker

FEBRUARY 14, 2023

Environmental, social and governance criteria are three separate goals that do not necessarily go hand-in-hand, says a Commerzbank white paper. Philippa Nuttall reports.

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Report 67

The Paypers

FEBRUARY 14, 2023

Shopify has fiddled with artificial intelligence (AI) by introducing a new product-description tool to capitalise on the buzz surrounding this growing technology.

Tools 69

Tools Technology 69

BankInovation

FEBRUARY 14, 2023

Payment solutions provider Sionic will launch a suite of trust-based services in April to assist with faster settlement times and help alleviate security challenges associated with peer-to-peer payments. Payments typically are made through an alias directory for platforms, such as Zelle, which allow demand deposit account credentials to remain hidden, according to Sionic.

Payments 52

Payments Security 52

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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

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American Banker

FEBRUARY 14, 2023

Technology 101

Technology Fintech 101

BankInovation

FEBRUARY 14, 2023

Digital wallet providers are creating customer-centric experiences as more clients desire open banking with control over their finances. In this episode of “The Buzz” podcast, Curve U.S. Chief Executive Amanda Orson discusses what consumers want at the center of their financial universe amid lacking U.S. open-banking regulations.

Regulation 52

Regulation Security 52

The Paypers

FEBRUARY 14, 2023

Singapore-based B2B fintech Aspire has secured a USD 100 million Series C funding led by Lightspeed and Sequoia Capital SEA to expand its product offering and regional presence.

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Security Regional Capital Fintech 36

American Banker

FEBRUARY 14, 2023

Industry 81

Industry 81

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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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The Paypers

FEBRUARY 14, 2023

Fintech Fime has announced that it was qualified by EMVCo to offer EMV 3DS compliance services following the testing of its solution alongside Switzerland-based Netcetera.

Compliance 36

Compliance Fintech 36

The Financial Brand

FEBRUARY 14, 2023

This article Great Customer Experience Requires a Great Decision Intelligence Platform appeared first on The Financial Brand. Decision management platforms combine the power of analytics and artificial intelligence to enable smarter banking decisions at scale. This article Great Customer Experience Requires a Great Decision Intelligence Platform appeared first on The Financial Brand.

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Customer Experience Analytics Branding Management 42

The Paypers

FEBRUARY 14, 2023

India-based fintech startup InsuranceDekho has raised USD 150 million from investors led by Goldman Sachs Asset Management , to target an under-served domestic market.

Fintech 36

Fintech Management Marketing 36

American Banker

FEBRUARY 14, 2023

Industry 78

Industry 78

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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.

Compliance

The Paypers

FEBRUARY 14, 2023

Provider of AI/ML learning platform, Eurora Solutions , has recently announced its official launch in Australia and New Zealand, aiming to boost cross-border trade.

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American Banker

FEBRUARY 14, 2023

Compliance 78

Compliance Lending Regulation 78

The Paypers

FEBRUARY 14, 2023

UK-based Open Banking provider and GoCardless company Nordigen has announced its partnership with NoCFO to increase efficiency through the use of Open Banking.

Company 36

Company 36

American Banker

FEBRUARY 14, 2023

Cards 74

Cards Strategy 74

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

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