Credit swipe-fee relief needed
Payments Dive
NOVEMBER 18, 2022
“Congress has a responsibility to bring much-needed transparency and competition” to credit card swipe fees, writes the chairman of the trade association for 7-Eleven franchisees.
Fri.Nov 18, 2022
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Why banks should include ATMs in the 2023 budget
ATM Marketplace
NOVEMBER 18, 2022
Some banks are moving exclusively towards mobile banking for 2023, but research reveals customers, including Gen Z still want ATMs.
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Card debt mounts for younger, less affluent borrowers
Payments Dive
NOVEMBER 18, 2022
Debt burdens and delinquencies are rising more rapidly for younger and less wealthy borrowers, the New York Federal Reserve Bank researchers said.
‘How did my £2,765 VAT rebate go into an account I closed 16 years ago?’
TheGuardian
NOVEMBER 18, 2022
HMRC payment went into account number recycled by Barclays and new holder did not return cash A freelance film producer whose £2,765 VAT rebate was paid into a bank account he closed 16 years ago has described his battle to get hold of his money after the account number was recycled by Barclays and the new holder did not return the cash. Chris McBride, who lives in Penzance, has been trying to get his hands on his money since May but HMRC and Barclays insist it is the other side’s problem to sor
Digital Transformation: Accelerating ROI and Growth in Commercial Lending
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
Visa names new CEO for next year
Payments Dive
NOVEMBER 18, 2022
Visa President Ryan McInerney will become the card network company’s next CEO next February as Al Kelly exits that role to become executive chairman.
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Construction payments firm Billd lands $100M credit line
Payments Dive
NOVEMBER 18, 2022
The debt facility will feed two of the company’s app-based cash flow products.
Centralising Cryptocurrencies – An Introduction to CBDC for India!
BankBazaar
NOVEMBER 18, 2022
As Indians prepare to adopt the next generation of legal tender, here’s an introduction to Central Bank Digital Currency. Over the past few years, the sharp rise of cryptocurrencies has attracted investors from all over the world who want to diversify their portfolios and earn high returns. However, the impact of higher interest rates in the past year has impacted the cryptocurrency market, leading to a significant sell-off.
Can the American Law Institute Cure the Collection Claim Crisis for Courts, Creditors, and Consumers?
CFPB Monitor
NOVEMBER 18, 2022
Every year, state courts process millions of low-dollar but highly consequential cases that shape the lives of Americans. Debt collection, eviction, foreclosure, and child support actions have long dominated civil court dockets and case volume is on the rise. Debt collection claims have more than doubled over the past twenty years as unsecured consumer credit became more widely available.
Prioritizing 10 technologies accelerating customer engagement for insurance
CB Insights
NOVEMBER 18, 2022
For a time, the rise of insurtech companies selling directly to consumers and businesses threatened to make agents and brokers obsolete. But not anymore. Now, they’re fighting back by investing in technologies to improve the efficiency of their businesses and help digitize the customer experience to better compete with D2C insurtechs. download the State of Fintech Q3 ’22 Report.
The State of Automation in Financial Services 2024 Report
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
Europe Fintech Funding: WeGift raises $30.9M in series B
BankInovation
NOVEMBER 18, 2022
Digital payouts firm WeGift on Tuesday closed a $30.9 million series B funding round led by Element Ventures. The London-based platform automates the manual ordering and fulfillment process to allow businesses including Amazon and Apple to offer rewards with access via APIs to more than 1,300 digital gift cards, according to the WeGift website. “Innovations […].
CFTC commissioner dangles multimillion-dollar payments for crypto informants
American Banker
NOVEMBER 18, 2022
Why Is CRE Lending Stuck in the Past? Top 3 Reasons for Digital Resistance
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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
First Community in Virginia buying small-business lender in North Carolina
American Banker
NOVEMBER 18, 2022
Register Now: Sneak Peek Into Close Automation SkyStem Web Demo
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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.
FTX gives Congress a reason to rein in crypto. The question is how.
American Banker
NOVEMBER 18, 2022
Top 10 Benefits of Automating Loan Modifications for Commercial Lenders
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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.
Former Citi trader says bank distorted chats to get him indicted for price fixing
American Banker
NOVEMBER 18, 2022
Revolut passes 25 million customers, plans growth in new countries
American Banker
NOVEMBER 18, 2022
2024 Lending Outlook: Innovations and Evolutions in the Financial Sector
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
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