Perficient
SEPTEMBER 29, 2022
This blog marks Part 1 of our Embedded Finance Blog Series and will introduce the overarching concept of embedded finance, setting us up to discuss embedded payments, embedded lending, and embedded insurance (all of which fall under the embedded finance umbrella) in future blogs. Embedded finance is the “embedding” of payment or banking software into non-financial services companies’ operations.
Payments Dive
SEPTEMBER 29, 2022
As buy now-pay later providers face a shifting economic environment and regulatory scrutiny, they’re likely pursuing transformation, a Guidehouse consultant said.
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Abrigo
SEPTEMBER 29, 2022
Construction loan softwares are a windfall of efficiency for financial institutions. Essential technology for modern lending and credit departments. Learn more about what they are and how they help banks and credit unions gain needed efficiency in the loan administration process. You might also like this webinar, "How to manage a high-performing construction loan portfolio.
Payments Dive
SEPTEMBER 29, 2022
Credit card fraud tops the list of growing threats, but P2P and newer payment vehicles are quickly catching up, according to a recent poll of industry executives.
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
Abrigo
SEPTEMBER 29, 2022
Construction loan management software Construction loan management softwares are a windfall of efficiency for financial institutions. Learn more about what they are and how they help banks and credit unions gain needed efficiency in the loan administration process. You might also like this webinar, "How to manage a high-performing construction loan portfolio.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
ABA Community Banking
SEPTEMBER 29, 2022
Insights from the 2022 Federal Reserve/CSBS survey of community banks. The post One in 10 community banks planning to launch crypto services appeared first on ABA Banking Journal.
South State Correspondent
SEPTEMBER 29, 2022
Last week the Federal Reserve again raised the Fed Funds rate by another 75 basis points – and again, that was in line with the market’s expectation. The question is when will the Fed stop, and what will be the terminal Fed Funds rate? We do not believe that the Fed’s “dot plot” fully reflects the amount of additional tightening that is required to bring inflation to the central bank’s desired 2.00% level.
CFPB Monitor
SEPTEMBER 29, 2022
In Integrity Advance LLC v. Consumer Financial Protection Bureau , a panel of the U.S. Court of Appeals for the Tenth Circuit affirmed a CFPB Order requiring Integrity, a lender making short-term loans, and its CEO, James Carnes, to pay $38.4 million in legal and equitable restitution and imposing civil penalties against Integrity ($7.5 million) and Carnes ($5 million), for alleged violations of the Consumer Financial Protection Act, the Truth in Lending Act, and the Electronic Fund Transfer Act
TheGuardian
SEPTEMBER 29, 2022
Economic downturn could increase number of companies unable to repay loans including ‘bounceback loan scheme’ The UK government-backed British Business Bank has warned that the worsening economy could increase the number of companies unable to repay its loans, including coronavirus pandemic support. The BBB said in its annual report on Wednesday that “should an economic downturn occur, there would likely be an increase in defaults on loans” given under Covid crisis loan schemes.
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
The Paypers
SEPTEMBER 29, 2022
Italy-based Satispay has raised EUR 320 million in a new investment round and is now valued at more than EUR 1 billion or USD 960 million.
BankInovation
SEPTEMBER 29, 2022
The $727 million Security State Bank in Winters, Texas, recently chose FI-Mobile banking platform, according to an FI Navigator report provided to Bank Automation News. The following credit unions also switched mobile banking providers: $114 million New Castle Bellco Federal Credit Union in New Castle, Pa., selected CU Mobile apps; $114 million CBW Schools Federal […].
ABA Community Banking
SEPTEMBER 29, 2022
Federal Reserve Gov. Michelle Bowman discussed the “new and evolving competitive landscape” for U.S. banking services, with particular emphasis on community banks. The post Fed Gov. Bowman: ‘Imperative’ to modernize evaluation of bank competition appeared first on ABA Banking Journal.
BankInovation
SEPTEMBER 29, 2022
JPMorgan Chase & Co.’s UK digital lender has attracted 1 million customers in its first year of operation, making it one of the UK’s most popular neobanks. Chase UK clients hold an average of £27,000 ($29,084) in their Chase Saver account, according to a statement Wednesday. The lender said it has processed about 92 million […].
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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
FICO
SEPTEMBER 29, 2022
Home. Blog. FICO. Delivering Trust for Risk-Aware Telcos - Using Data and Analytics. Pre-screened, right-sized offers and the efficient use of ‘just-in-time’ data are helping telcos win, retain and safeguard more customers – regardless of age or credit profile. FICO Admin. Tue, 07/02/2019 - 05:23. by Tim Young. expand_less Back To Top. Wed, 09/28/2022 - 15:25.
BankInovation
SEPTEMBER 29, 2022
Core provider Finastra is partnering with Visa on a banking-as-a-service (BaaS) solution that will give its clients access to cross-border payments around the globe beginning in 2023. The solution will integrate into the Visa network through Finastra’s FusionFabric.Cloud using the open development platform’s APIs, Barry Rodrigues, executive vice president and head of payments at Finastra, […].
The Paypers
SEPTEMBER 29, 2022
ACH Colombia has gone live with a new banking portal featuring digital payments aligned with social media platforms customers use daily.
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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.
The Paypers
SEPTEMBER 29, 2022
Revolut has received permanent approval from the Financial Conduct Authority (FCA) to run its cryptocurrency business in the UK, after months in limbo on the watchdog’s temporary register.
The Paypers
SEPTEMBER 29, 2022
US-based fraud prevention platform Sift has released its Q3 2022 Digital Trust & Safety Index , detailing the increase of account takeover attacks.
CB Insights
SEPTEMBER 29, 2022
We mined Yardstiq ’s interviews with software buyers to understand their views on spend management & corporate cards solutions. Download our 1-pager to quickly compare the below vendors. To read the interview transcripts for each solution, reserve your Yardstiq subscription here. Airbase. Brex. Payhawk. Ramp. Spendesk. Other spend management vendors mentioned by buyers include: Bill.com.
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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.
The Paypers
SEPTEMBER 29, 2022
US-based fintech Pomelo has announced the expansion of its Payment Platform as a Service (PPaaS) offering with a brand uplift and a wider regional presence in Asia and Europe.
American Banker
SEPTEMBER 29, 2022
The Paypers
SEPTEMBER 29, 2022
Co-brand card issuer Chase has partnered with Mastercard and US-based local commerce platform DoorDash in order to launch the DoorDash Rewards Mastercard.
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
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