South State Correspondent

MARCH 10, 2025

We are staunch advocates that banks should avoid risks that they do not get compensated for. One such risk that banks take without compensation (or revenue) is on-balance sheet, fixed-rate loans. With the current flat or slightly inverted yield curve, plus the current volatility of the market, borrowers have a pricing advantage to lock in long-term, fixed-rate loans, leaving lenders with the interest rate risk without appropriate compensation.

Community Bank 195

Community Bank Community Operations Report 195

Abrigo

MARCH 10, 2025

This article covers these key topics: Genuine oversight of the CECL model Q factor support Attention to disclosures and stress testing Preparing CECL models for a merger What CECL topics are auditors and examiners focusing on? Institutions must show robust governance,ongoing monitoring, and meaningful analysis of both quantitative and qualitative factors (Q factors).

Analysis 195

Analysis Data Management Examples 195

South State Correspondent

MARCH 10, 2025

The 5S Framework is a methodology for solving banking problems that banks can apply to determine the best strategic path forward. We outlined the background and the first couple of steps of the framework in Part 1 ( Here ). In this article, we cover the remaining three “Ss” of “Solve,” “Stress,” and “Sell” while looking at some timely applications.

Training 195

Training Maine Analytics Management 195

Payments Dive

MARCH 10, 2025

The deal will allow the banking and card network behemoth expand its expense management and accounting functions for business travel.

Management 248

Management Cards 248

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ABA Community Banking

MARCH 10, 2025

Most community bank executives and board members are positive about the U.S. economy and their local markets, and many say their banks plan to expand their digital channel offerings this year, according to the ABAs Community Bank CEO Priorities for 2025 report. The post ABA survey: Community bankers positive about economy, plan tech investments appeared first on ABA Banking Journal.

Community 52

Community Survey Community Bank Marketing 52

American Banker

MARCH 10, 2025

Call for submissions for women 40 years and younger who are rising leaders at their bank or financial institution.

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66

Payments Dive

MARCH 10, 2025

The payroll and payments services provider that has been working with JPMorgan Chase now calls Citibank a sponsor as well.

Payments 195

Payments 195

American Banker

MARCH 10, 2025

A joint venture between the military-focused Palantir and investment conglomerate TWG will sell cybersecurity protection to financial institutions that are wary about the safety of artificial intelligence.

Risk Management 66

Risk Management Technology Management 66

The Paypers

MARCH 10, 2025

European capital market infrastructure Euronext has announced the expansion of its clearing services in order to cover cryptocurrency exchange-traded products.

cryptocurrency 63

cryptocurrency Capital Marketing 63

Advertiser: ZoomInfo

Incorporating generative AI (gen AI) into your sales process can speed up your wins through improved efficiency, personalized customer interactions, and better informed decision- making. Gen AI is a game changer for busy salespeople and can reduce time-consuming tasks, such as customer research, note-taking, and writing emails, and provide insightful data analysis and recommendations.

Analysis

ABA Community Banking

MARCH 10, 2025

A new survey found that most U.S. consumers stick to the same checking and saving accounts through a significant portion of their lives if their institutions have physical locations. The post Survey finds most consumers stick with same checking, savings accounts appeared first on ABA Banking Journal.

Survey 52

Survey Community Bank Marketing Community 52

The Paypers

MARCH 10, 2025

Finastra , a provider of financial services software apps, has partnered with i2c Inc., a payment and banking solutions provider, to offer debit card issuance and digital wallet solutions to North American financial institutions.

Cards 53

Cards Software Payments 53

American Banker

MARCH 10, 2025

New research on the failures of Silicon Valley Bank and other regional banks in 2023 points to cyclicality of venture capital and the volatility of crypto as bigger factors than uninsured deposits or unrealized losses.

Regional 51

Regional Capital cryptocurrency Compliance 51

The Paypers

MARCH 10, 2025

Sift , an AI-powered fraud detection platform, has rolled out its Identity Trust XD solution, providing fraud and risk teams with visibility into digital identity behaviour across multiple dimensions.

Fraud 46

Fraud 46

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Software

American Banker

MARCH 10, 2025

Five Star Bank's parent company denied wrongdoing but said the agreement spares it the uncertainty and expense that might have resulted from a trial.

New York 36

New York Company Community Bank Community 36

The Paypers

MARCH 10, 2025

Marqeta has become the issuer processor of Spendesk Financial Services in Europe, aiming to provide optimised expense management for SMBs in the region.

Regional 45

Regional Management 45

American Banker

MARCH 10, 2025

The 10-year-old lender, which reported a double-digit jump in profits, is benefiting from what its CEO called "animal spirits" at work on this side of the Atlantic.

Report 36

Report Community Bank Community 36

The Paypers

MARCH 10, 2025

Smartpay Corporation, provider of the Smartpay BNPL service, has launched its embedded insurance service in Japan, following a one-year partnership with Chubb , an insurance company in the region.

Regional 41

Regional Company 41

Advertiser: ZoomInfo

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Capital

American Banker

MARCH 10, 2025

CEO George Gresham has left the struggling fintech, which will now explore potential strategic alternatives.

Company 36

Company Fintech 36

The Paypers

MARCH 10, 2025

Visa has launched the Tap-to-Add Card in Egypt, promoting digital wallets for a secure, simplified payment experience.

Cards 41

Cards Security Payments 41

American Banker

MARCH 10, 2025

In a letter to Federal Reserve Chair Jerome Powell, Sen. Elizabeth Warren called on the Fed to impose penalties and sanctions on leaders of the failed bank.

Policies 31

Policies Compliance Regulation 31

The Paypers

MARCH 10, 2025

Fintech Galaxy and ProgressSoft have joined forces to promote the adoption of Open Banking and ensure regulatory compliance across the MENA region.

Fintech 41

Fintech Regional Compliance 41

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Groups

American Banker

MARCH 10, 2025

Utah is the latest state to push a pro-industry EWA bill. If signed, it would mark the sixth state with legislation specific to the budding cash-flow product.

Utah 28

Utah Industry Regulation Payments 28

The Paypers

MARCH 10, 2025

Apex Fintech has reportedly considered the acquisition of Bakkt , a cryptocurrency platform originally established by Intercontinental Exchange (ICE).

Report 41

Report Fintech cryptocurrency 41

TheGuardian

MARCH 10, 2025

Ex-Barclays CEO says FCA made no attempt to understand his relationship with child sex offender Jeffrey Epstein The former Barclays chief executive Jes Staley has accused the UKs financial regulator of seeking to destroy his reputation built up over a 43-year career in banking and making no attempt to understand his relationship with child sex offender Jeffrey Epstein.

Regulation 50

Regulation 50

The Paypers

MARCH 10, 2025

Digital financial services platform Nubank has announced its partnership with OpenAI in order to optimise both customer experiences and internal efficiency.

Customer Experience 41

Customer Experience 41

Advertiser: ZoomInfo

As prospects define their problem, search for solutions, and even change jobs, they are generating high-value signals that the best go-to-market teams can leverage to close more deals. This is where signal-based selling comes into play. ZoomInfo CEO Henry Schuck recently broke down specific ways to put four key buying signals into action with the experts from 30 Minutes to President’s Club.

How To