Abrigo

APRIL 14, 2025

Sidestep some of the issues that most commonly hurt backtesting efforts Backtesting the estimate for credit losses can build confidence in the CECL model and ensure it reflects an institution's credit risk. However, be careful to avoid common backtesting mistakes. Key topics covered in this post: Why financial institutions conduct CECL backtesting Backtesting mistakes to avoid & how to avoid them Evaluating CECL estimates against actual credit losses Backtesting is one of the most practical

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Payments Dive

APRIL 14, 2025

Some House Financial Services Committee members are pressuring the Federal Reserve to reverse a proposal to lower the debit card fees that banks can charge.

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Cards 320

South State Correspondent

APRIL 14, 2025

Customer profitability is often talked about but rarely understood. We analyzed the commercial loan portfolio of a regional bank to determine what products, scale, cross-sell opportunities, and expected life translates to profitability. The results may be surprising to some readers. The granularity of this data reflects the state of the banking industry, and the lessons learned can be incorporated by most community bankers in their daily product pricing, marketing, and sales efforts.

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Data Management Regional Study 195

Payments Dive

APRIL 14, 2025

Patrick Collison will join the board of the public social media company as speculation persists about the possibility of his payments company filing for an initial public offering.

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social media Company Payments 259

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Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.

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Ublocal

APRIL 14, 2025

Fraud on the Rise in 2025 and How to Prevent It Scams and fraud are becoming rampant and much harder to spot. In the past, phishing emails and text messages often contained misspelled words and grammatical mistakes. These days, scammers are using artificial intelligence to create phishing emails and texts that are much harder to spot. They also use AI to create deep-fake voices and videos to impersonate people and improve their chance of success.

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Fraud New Hampshire Vermont How To 72

ABA Community Banking

APRIL 14, 2025

Where minority bank branches are located and how they fuel small business lending and growth in their markets. The post At the intersection of opportunity and need appeared first on ABA Banking Journal.

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Lending Marketing Community Bank Community 52

American Banker

APRIL 14, 2025

Federal Reserve Board member Christopher Waller said he would not be deterred from classifying inflation as "transitory" despite the board's recent experience underestimating inflationary pressures.

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Policies 65

The Paypers

APRIL 14, 2025

The Bank of Albania and the Albanian Association of Banks have submitted to the EPC the application pack of banks for Adherence to the SEPA Credit Transfer scheme.

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American Banker

APRIL 14, 2025

Just as two North Carolina universities have dominated college basketball in recent decades, two banks from the Tar Heel state have dominated much of U.S. banking since 1990, turning Florida, especially, into a "banking colony.

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North Carolina Florida Industry Community Bank 55

Advertiser: Trellis

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The Paypers

APRIL 14, 2025

AI-powered AML and fraud prevention firm Hawk has raised USD 56 million in a Series C funding round led by growth equity investor One Peak.

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Fraud 46

American Banker

APRIL 14, 2025

The Buffalo, New York bank's loans edged higher in the first quarter while deposits fell 1.7% from a year ago. The bank also lowered its full-year outlook for loans and deposits.

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New York 48

The Paypers

APRIL 14, 2025

South African fintech Stitch has obtained USD 55 million in funding, aiming to leverage the capital to optimise its payment solutions for businesses across the region.

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Regional Capital Fintech Payments 45

American Banker

APRIL 14, 2025

More than 1.4 million small businesses bank with U.S. Bank, according to the company, and it's now offering help with managing expenses and accepting payments.

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Advertiser: ZoomInfo

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

Marketing

The Paypers

APRIL 14, 2025

The FCA has published findings from its trading apps review, including links between the use of specific features and trading outcomes for retail clients, in a new research paper.

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Retail 41

American Banker

APRIL 14, 2025

At the Los Angeles Clippers' Intuit Dome, technology developers hope to forge transaction habits that can be replicated elsewhere.

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Los Angeles Payments Technology Mobile 44

The Paypers

APRIL 14, 2025

Amount has announced its partnership with ValidiFI , a predictive bank account and payment intelligence provider, in order to optimise its digital origination capabilities.

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Fraud Payments 41

American Banker

APRIL 14, 2025

Equity-trading revenue rose 27% from a year earlier to $4.19 billion for the first three months of the year.

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Marketing 41

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The Paypers

APRIL 14, 2025

Bank Negara Malaysia (BNM) and the National Bank of Cambodia (NBC) have officially launched phase two of their cross-border QR payment initiative.

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American Banker

APRIL 14, 2025

An industry consultant thinks Edward Jones' latest bid to start a bank is an attempt to add revenue sources as the traditional brokerage business becomes less lucrative.

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Industry Management 36

The Paypers

APRIL 14, 2025

Singapore fintech Aleta Planet has announced the launch of MPLUS Aleta, aiming to power cashless payments for Muslim consumers and businesses in Southeast Asia.

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Fintech Payments 36

American Banker

APRIL 14, 2025

Acting Consumer Financial Protection Bureau Director Russell Vought also directed that future guidance not use the words "shall," "must," "required" or "requirement" to direct parties outside the federal government, except when restating clear legal mandates.

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Policies Compliance Regulation 46

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The Paypers

APRIL 14, 2025

GXS Bank has announced that it obtained regulatory approval to move forward with the acquisition of Validus Capital , the Singapore subsidiary of Validus Group.

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Fintech Labs Insights

APRIL 14, 2025

Its looking like it will be quite a year in the alternative finance and crypto industry. This calendar outlines the biggest and most important DeFi, blockchain, and crypto conferences and events in 2025. Attending a conference or trade show is one of the best ways for business executives to stay informed and connected in a rapidly evolving industry.

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Conference blockchain Las Vegas Miami 15

The Paypers

APRIL 14, 2025

US-based financial institution Signature Bank has announced that it selected Q2 to offer an optimal digital banking experience for commercial and retail customers.

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Digital Banking Retail US 36

TheGuardian

APRIL 14, 2025

David Solomon warns that escalating trade war poses material risks for US and global growth The chief executive of Goldman Sachs, David Solomon, has warned that the chances of a US recession have increased in the wake of Donald Trumps tariffs and that an escalating trade war poses material risks for US and global growth. The Wall Street boss said the growing uncertainty over the fallout of US tariffs could spell trouble for companies and consumers and wreak havoc on the economy.

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