Tue.May 20, 2025

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The Hidden Risks of Multi-Vendor Technology Stacks | Jack Henry

Jack Henry

A multi-vendor IT strategy increases risk, complexity, and cybersecurity threats. Discover how to simplify your infrastructure to improve efficiency.

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If the Fed is Uncertain, How Will Bankers Get it Right?

South State Correspondent

As of May 2025, the Federal Open Market Committee (FOMC) maintained the federal funds rate at a target range of 4.25% to 4.5%. This decision not to move reflects the Fed’s cautious approach amid rising risks of both inflation and unemployment, influenced by recent tariff policies. Fed Chair Jerome Powell emphasized the heightened uncertainty, stating, “It’s not at all clear what the appropriate response for monetary policy is at this time.” Essentially, the Fed stated tha

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Why Smart Lenders Prioritize Vehicle Maintenance to Protect Their Loan Portfolios

SWBC's LenderHub

Every vehicle you finance is an asset worth protecting. Encouraging regular vehicle maintenance is a strategic move that benefits both your borrowers and your financial institution.

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Gated vs. Ungated Content: Striking the Right Balance in Your Fintech Marketing Strategy

William Mills

Every fintech marketing team faces a critical decision: should your content be freely accessible, or should it be used to capture valuable lead information? Whether you're launching a new product, building brand recognition, or nurturing leads, deciding between gated and ungated content is a strategic one that impacts how you reach and convert your audience.

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Why Tech-Forward Tax and Accounting Firms Have the Inside Track to the Future

Speaker: Joe Wroblewski, Sales Engineer Manager

Automating time-consuming manual tasks can save your firm hundreds of hours–and thousands of dollars. But it can also have longer-lasting benefits, like helping you attract and retain the next generation of CPAs, and we don’t need to tell you how important that is amid the current generational staffing crisis in the tax and accounting profession. You'll want to save your seat for this new webinar with industry expert Joe Wroblewski, where we'll explore how to: Maximize ROI with Cost-Effective Te

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Evolve Bank wins motion to dismiss lawsuit; Yotta fights on

American Banker

A Northern California judge has ruled that Yotta must specify Synapse's role in alleged fraud, as well as details of the fraud.

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Five shocking things you didn’t know about credit union websites

Shared iDiz

We’ve built and managed a lot of credit union websites over the years, and we’ve found that there are a quite a few things that make credit union websites very different – sometimes in unexpected ways. 1) People are Googling your credit union, not your products. The Google Search Console stats are very clear and… The post Five shocking things you didn’t know about credit union websites appeared first on CUiDiz.

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StraitsX integrates XSGD stablecoin with XRP Ledger

The Paypers

StraitsX has introduced its Singapore dollar-backed stablecoin, XSGD, to the XRP Ledger (XRPL), a public decentralised blockchain infrastructure.

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The Capital One, Discover merger and lessons learned for banks

American Banker

Now that Capital One Financial's bid for Discover Financial Services is finalized, take a look back on the hurdles the deal faced across its 15 month marathon.

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Online criminals attacking HSBC ‘all the time’, says head of UK arm

TheGuardian

Ian Stuart tells MPs that cybersecurity is biggest expense as bank systems face scrutiny after M&S and Co-op attacks The boss of HSBCs UK arm has said the bank is being attacked all the time by online criminals, with cybersecurity now its biggest expense, costing the lender hundreds of millions of pounds. Ian Stuart sought to reassure MPs that cybersecurity was very much at the top of our agenda, amid growing concerns that other large businesses could fall victim to the kind of attacks that

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Case Study: Anchor Loans Cuts Doc Prep Time by 90% with GoDocs Automation

Anchor Loans, one of the nation’s top private lenders, turned to GoDocs to modernize its document preparation process and keep pace with growing loan volume. By automating doc generation and integrating seamlessly with internal systems, Anchor Loans drastically reduced prep time and minimized risk—without adding headcount. Learn how GoDocs helped Anchor Loans begin finalizing loan packages in just minutes, enabling faster, more scalable lending with real-time compliance across 48 states.

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House votes to rollback OCC bank merger rule

American Banker

The House of Representatives passed a joint resolution to nullify the rule finalized by the agency last and prohibiting it from implementing similar reforms in the future. It will now go to the president's desk for his signature.

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First National Bank in South Dakota to buy Wyoming Bank & Trust

ABA Community Banking

First National Bank in Fort Pierre, South Dakota, has agreed to buy Wyoming Bank & Trust in Cheyenne. The post First National Bank in South Dakota to buy Wyoming Bank & Trust appeared first on ABA Banking Journal.

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Fiserv beefs up restaurant tech as POS battle heats up

American Banker

The technology company is using its marketing and commerce platform BentoBox to improve diners' experience, even as analysts question the growth of its signature Clover system amid a crowded market for point of sale services.

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Circle considers IPO but reportedly engages in acquisition talks

The Paypers

Circle has reportedly engaged in informal discussions with both Ripple and Coinbase regarding a possible acquisition.

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Live Demo - Supercharge your Month End Close

Automation generally supercharges any process and brings its value to the forefront. See how infusing automation such as ART (our month-end close solution), into your close can get you to the next level of closing. We will share a live demo of SkyStem's solution, ART and share the key elements of month-end close automation. Through ART, we'll take a look at: What month-end close automation entails Which process steps can and should be automated Benefits of achieving process automation, and Why i

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Why Morgan Stanley lets bots do the boring compliance work

American Banker

The Wall Street bank turned an idea from its Eaton Vance acquisition into a time-saving automation for responding to regulators' requests.

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Bitstamp expands lending programme with 7 new tokens

The Paypers

Bitstamp has expanded its crypto lending service by introducing seven new digital assets into its Earn Lending programme.

Lending 67
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In a fractured regulatory arena, proactivity is fintech's best play

American Banker

Active collaboration, both among fintechs and between the industry and regulators, is the surest route to a future in which compliance obligations address real threats while allowing companies to thrive.

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Temenos launches Gen AI Copilot for banks to deliver optimised products faster

The Paypers

Temenos has announced the launch of Temenos Product Manager Copilot, allowing banks to design, launch, test, and optimise financial products faster using Generative AI.

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Commercial Lenders, Playing It Safe Is the Real Risk

Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.

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U.S. Bank's prepaid cards look for demand for digital tips

American Banker

Prepaid cards are finding new use cases in the hospitality industry, where tip disbursements have traditionally been cumbersome.

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payabl. teams up with ClearBank to optimise UK payments

The Paypers

UK-based paytech company payabl. has entered into a collaboration with ClearBank to scale its payment services and improve security for businesses across the region.

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Senate forges ahead with bipartisan stablecoin bill

American Banker

The Senate's version of a stablecoin regulation bill cleared a key procedural hurdle Monday as the Senate voted 66-32 to invoke cloture on the legislation. A final vote on the Senate floor is expected within weeks.

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Securely Group launches USD 6 million Series A funding

The Paypers

Australia-based fintech focusing on digital identity verification and secure payments, Securely Group , has recently announced the launch of its USD 6 million Series A capital raise.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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FDIC's Hill rethinks deposit insurance assessments

American Banker

As the Federal Deposit Insurance Corp.'s Deposit Insurance Fund inches toward replenishment, acting Chair Travis Hill suggested that banks should be assessed on a range of metrics rather than insured deposits alone.

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Bulgaria's CC Bank and MeaWallet partner to launch Click to Pay

The Paypers

Bulgaria’s Central Cooperative Bank has launched Click to Pay push provisioning functionality for its customers, supported by MeaWallet , a digital payments provider.

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Digital SMB Banks: Relay Continues to Build Out a Robust Offering

Fintech Labs Insights

Since we last profiled Relay Financial ( Sep 2023 ), the challenger bank has expanded its product line and services dramatically. Heres a summary of whats new: 1. New Tiered Plans: Starter, Grow, and Scale now offers three subscription plans: Starter Plan : Free Offers essential banking features and 1.03% APY. Grow Plan : $30/mo Designed for growing businesses, includes additional tools for cash flow management and 1.75% APY.

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Visa enables Click to Pay on UEFA's ticketing platforms

The Paypers

Payment card services corporation Visa has announced its partnership with UEFA in order to incorporate its Click to Pay solution into the latter’s ticketing platforms.

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State of AI in Sales & Marketing 2025

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.