Payments Dive

SEPTEMBER 30, 2022

Marqeta's report, which showed U.S. buy now-pay later use has climbed since last year, also points to consumers acquiring more credit cards.

Cards 347

Cards Report 347

SWBC's LenderHub

SEPTEMBER 30, 2022

One of the most common ways your borrowers can suffer significant loss of income is through a disability. While many disabilities cause only temporary loss of income, the average long-term disability lasts 31.2 months.

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Payments Dive

SEPTEMBER 30, 2022

PayPal alum Robert Mitchell will take the remittance platform’s financial helm as it looks to foster further growth after reaching profitability during the first half of 2022.

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221

TheGuardian

SEPTEMBER 30, 2022

Three homebuyers on how they have been affected by the collapsing mortgage market Frances, 30, works in the healthcare sector and has been trying to sell her house in Cambridge in order to buy a bigger home in Bristol. In the past couple of weeks the chain for her house sale has collapsed twice, forcing her and her husband into a third attempt to upsize.

Marketing 99

Marketing 99

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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

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Payments Dive

SEPTEMBER 30, 2022

CEOs of payments-related companies shared their thoughts on what consumers and merchants want when it comes to checkout and payments this holiday season.

Trends 221

Trends Payments Company 221

TheGuardian

SEPTEMBER 30, 2022

Lenders began pulling products on Monday as they struggled to price products amid financial uncertainty Kwasi Kwarteng’s mini-budget: key points at a glance More than 40% of available mortgages have been withdrawn from the market since the UK government announced its mini-budget on Friday , figures show. Lenders began suspending products on Monday as they struggled to price them amid the uncertainty on financial markets – and the volatility and number of offers being removed have snowballed this

Marketing 91

Marketing Policies Lending 91

CFPB Monitor

SEPTEMBER 30, 2022

In a new blog post , “Buy now, pay later – and comply with the FTC Act immediately,” the FTC reminds nonbank participants in the buy-now-pay-later (BNPL) market, such as retailers, BNPL providers, marketers, and debt collectors, that they can be liable for violations of Section 5 of the FTC Act based on the information they communicate to consumers and how they communicate such information.

Compliance 78

Compliance Retail Report Marketing 78

TheGuardian

SEPTEMBER 30, 2022

Your one-stop shop for all the jargon you’ve been reading since Kwasi Kwarteng’s mini-budget Kwasi Kwarteng’s mini-budget has gone down badly in the financial markets. Mortgage rates have risen and the Bank of England has been forced to step in to halt a run on pension funds since the chancellor announced his policies on Friday. The picture is complex and fast-moving, and the jargon used to explain it leaves much of the public feeling more confused.

Marketing 88

Marketing Policies 88

CFPB Monitor

SEPTEMBER 30, 2022

The U.S. Chamber of Commerce, joined by six other trade groups, filed a lawsuit yesterday in a Texas federal district court against the CFPB challenging the CFPB’s recent update to the Unfair, Deceptive, or Abusive Acts or Practices (UDAAP) section of its examination manual to include discrimination. The other plaintiffs are American Bankers Association, Consumer Bankers Association, Independent Bankers Association of Texas, Longview Chamber of Commerce, Texas Association of Business, and Texas

Groups 78

Groups Texas Regulation Compliance 78

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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

Report

BankUnderground

SEPTEMBER 30, 2022

Benjamin King and Jamie Semark. Open-ended funds (OEFs) offer daily redemptions to investors, often while holding illiquid assets that take longer to sell. There is evidence that this mismatch creates an incentive for investors to redeem ahead of others, which could lead to large redemptions from OEFs and asset price falls. Some research has suggested that ‘ swing pricing ’ can help to moderate these redemptions, but until now, no-one has considered the impact of its use on the wider economy.

Analysis 76

Analysis Policies Marketing Examples 76

Bobsguide

SEPTEMBER 30, 2022

GFT helps French mutual insurer Macif migrate their largest business line to Guidewire InsuranceSuite on the cloud. Over 180,000 quotations, 70,000 contracts, and 300 claims submitted in the first three weeks. French mutual insurer Macif is now using Europe’s leading core insurance platform on the cloud. Macif has deployed Guidewire InsuranceSuite for their largest business line, Mobility, on Guidewire Cloud.

Regional 60

Regional Innovation Resources America 60

The Paypers

SEPTEMBER 30, 2022

Pay.UK and fifteen of the UK’s banks and building societies have decided to shut down the Paym payments system due to diminishing transaction volumes.

System 74

System Payments 74

BankInovation

SEPTEMBER 30, 2022

Open banking platform BankiFi has named Danny Piangerelli its chief technology officer. BankiFi launched in North America in June and is looking to digitize and automate processes for small businesses, Piangerelli told Bank Automation News. “Small businesses don't care about the minutiae of accounting, they care about getting paid and understanding where their money is, […].

America 52

America Technology 52

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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

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The Paypers

SEPTEMBER 30, 2022

Chainlink and SWIFT have announced a proof-of-concept that will allow the international bank cooperative to transfer cryptocurrencies across most blockchains.

cryptocurrency 69

cryptocurrency blockchain 69

BankInovation

SEPTEMBER 30, 2022

Teslar Software is preparing to launch a new indirect lending solution for community banks. The Springdale, Ark.-based software-as-a-solution (SaaS) platform showcased its new product, which automates and digitizes the underwriting process, during the recent FinovateFall 2022 in New York City. “The goal is under 30 minutes that banker underwrites, makes a decision, and it goes […].

Lending 52

Lending New York City New York Community Bank 52

The Paypers

SEPTEMBER 30, 2022

HSBC and Oracle NetSuite have unveiled a solution that embeds banking services into a cloud enterprise resource planning (ERP) system.

Resources 74

Resources System 74

BankInovation

SEPTEMBER 30, 2022

Investments in fintechs dropped in the first half of 2022 compared with high funding volume in 2021 as interest rates continue to rise. However, investors are setting their sights on financial technology firms that have strong proven business models. Fintech startups raised $50.7 billion in the first half of 2022, down 23% year over year, […].

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Fintech Financial Technology Technology Security 52

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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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FICO

SEPTEMBER 30, 2022

Home. Blog. FICO. Meet Our 2023 FICO Decisions Awards Judges. Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation. Saxon Shirley. Thu, 05/12/2022 - 10:29. by Nikhil Behl. expand_less Back To Top. Thu, 09/29/2022 - 15:15. FICO has announced its panel of independent judges for the 2023 FICO® Decisions Awards , which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, mana

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Meeting Analytics Management Strategy 52

The Paypers

SEPTEMBER 30, 2022

Spain-based BNPL fintech SeQura has gained up to EUR 150 million in financing from Citi in order to support its international expansion.

Fintech 64

Fintech 64

American Banker

SEPTEMBER 30, 2022

Payments 101

Payments 101

The Paypers

SEPTEMBER 30, 2022

UK-based secure payments provider PCI Pal has announced that its solution, PCI Pal Digital, has been chosen by Virgin Atlantic to secure its international omnichannel strategy.

Payments 36

Payments Strategy Security 36

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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.

Compliance

American Banker

SEPTEMBER 30, 2022

Compliance 100

Compliance Regulation 100

The Paypers

SEPTEMBER 30, 2022

UK-based fraud prevention company Ondato has announced that they are now accepting various types of cryptocurrency as payment for their services facilitated through CoinGate.

Payments 36

Payments cryptocurrency Fraud Company 36

American Banker

SEPTEMBER 30, 2022

Online 78

Online Technology 78

The Paypers

SEPTEMBER 30, 2022

Answer Pay , a UK-based Payments-as-a-Service platform, has partnered with Partner Hub , an online invoice service, to help banks offer e-invoicing services.

Online 36

Online Payments 36

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

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