Tue.Nov 05, 2019

Seven Fin and Tech truisms we wish were myths (with thanks to Anne Boden)

Chris Skinner

I attended the New Stateman’s FinTech Summit yesterday. I gave the opening speech and was followed by the indomitable Anne Boden, CEO and Founder of Starling Bank, who talked about the path to profitability.

TD tests new AI-based app capabilities

Bank Innovation

TD Bank is testing new AI-based personalization capabilities within its mobile app, thanks to technology from Layer 6, an AI company it acquired in 2018.

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CIBC's Martinez-Moreno sees bank user experience as key to digital transformation

Mobile Payments Today

Leslie Martinez-Moreno, senior manager of user experience and design at CIBC, sat down with Tim Tang of Hughes, to discuss the role of design and user experience in the transformation to digital banking

Deloitte: Credit card companies should go beyond cash back perks

Bank Innovation

According to a Deloitte survey, discounts and cash back aren’t enough to maintain credit card customer loyalty, and providers need to look to more holistic personal financial management tools as differentiators.

ABCs of Data Normalization for B2B Marketers

Data normalization. It’s not a far stretch to suggest that the topic isn’t exactly what gets marketers excited in their day-to-day workflow. However, if lead generation, reporting, and measuring ROI is important to your marketing team, then data normalization matters - a lot. In this eBook, we’ll break down the ins and outs of data normalization and review why it’s so critical for your marketing strategies and goals!

Things worth reading: 6th November 2019

Chris Skinner

More Trending

Why Friendly Fraud Is Anything But Friendly

PYMNTS

While there is little good to be said about criminal fraudsters who plague merchants by stealing credentials to snag goods with absolutely no intention of ever paying for them, they at least have the merit of being a fairly homogeneous group in terms of intention.

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After taking a body blow from Sapphire, Amex is reaping the benefits

Payments Source

While American Express initially lost customers after JPMorgan Chase introduced the popular Sapphire Reserve premium card in 2016, the firm said it's seen a 60% increase in growth in Platinum accounts. Loyalty and rewards American Express JPMorgan Chase

Cards 124

Visa Teams With Tencent To Support Mobile Payments In China

PYMNTS

Visa has released a statement saying Tencent’s announcement that it will support international card schemes in its mobile wallet is “a great step forward” for the payments industry. Visa believes this is a great step forward, both for consumers travelling to China and the overall payments industry.

Mobile 211

Voice-directed payments tech is a revolution, if the security's right

Payments Source

A cloud of biometric authentication is what will transport us to our own, even better version of the real-time payment-enabled future, says Enacomm's Michael Boukadakis. ISO and agent Digital payments Voice Recognition Internet of things Biometrics Retailers

The 2019 Technographic Data Report for B2B Sales Organizations

In this report, ZoomInfo substantiates the assertion that technographic data is a vital resource for sales teams. In fact, the majority of respondents agree—with 72.3% reporting that technographic data is either somewhat important or very important to their organization. The reason for this is simple—sales teams value technographic data because it makes essential selling activities easier and more efficient.

Flywire Taps Former Apple Pay Exec As President, COO

PYMNTS

A relentless focus on customer experience and simplifying complexity are the defining characteristics of the most valuable companies in the world today.

Apple 207

Morning Brief 11.5.19: Curve hooks up with Samsung Pay

Payments Source

Citi boosts air rewards; U.S. makes slow faster pay progress; and other information you need to start your day, from PaymentsSource and around the web. Briefing

Coca-Cola Supply Co. To Expand Blockchain Efforts After Successful Trial

PYMNTS

Coca-Cola’s supply chain operations are run by an IT firm called Coke One North America (CONA), and the company recently had such a successful run with blockchain software provider SAP that it’s going to expand the program from two to 70 manufacturers, according to reports. .

As fraudsters come back to banks, ATM attacks rise

Payments Source

With so many data breaches targeting merchants, banks should not assume they are in the clear. Banks are, after all, where the money is. Payment fraud Fraud detection Card fraud ATMs pso cardline lead 2 pso intraday lead Visa

ATM 110

The Time-Saving Power of Intent Data for Sales

By using the power of intent data, capturing buyer interest has become more feasible for sales. Not only that, but using it will save immense time during your workflow; a win-win on all fronts.

Walmart Rolls Out Paid Membership Program For Unlimited Delivery

PYMNTS

Walmart has introduced a new program called Delivery Unlimited in 1,400 of its stores. Customers who want to order groceries from Walmart without having to pay a per-delivery fee every time have the option of paying $98 a year or $12.95 a month, according to the company.

As banks transition to digital, ATMs become crucial customer touch points

ATM Marketplace

Experts believe that banks of tomorrow will be "phygital," a merger of the physical and digital worlds. Taking a central role in this transformation will be an app-based ATM

ATM 100

When Restaurant Tech Sees Your Face And Identifies Your Taste

PYMNTS

“Service with a smile” has been a foundation of the consumer-facing restaurant industry , implying that warmly welcomed customers keep coming back. A new technological advancement could flip that model on its head, however, and enable customers to start the service process with their own smiles. .

Alipay opens app to foreigners visiting China

Payments Source

Ant Financial’s Alipay now allows international visitors to China to pay using its popular mobile app, following up from its aggressive campaign to expand Alipay’s acceptance around the world for Chinese visitors. Mobile wallets Mobile payments Ant Financial China

How ZoomInfo Enhances Your Database Management Strategy

Forward-thinking marketing organizations have continuously invested in a database strategy for enabling marketing processes. Download this ebook to learn how to maintain a strategy that includes refreshed information, database cleanses, and an accurate analysis at the same time.

Visa Invests In LISNR To Boost Mobile Payments Growth

PYMNTS

Ultrasonic data firm LISNR is getting a strategic investment from Visa to speed up expansion of its mobile payments, LISNR announced in a press release on Tuesday (Nov.

Mobile 202

Wirecard buys stake in Chinese firm, obtains cross-border payments licenses

Payments Source

Germany’s Wirecard has taken a controlling stake in AllScore Payment Services, a Chinese company with a set of cross-border payments licenses Wirecard hopes will extend its reach to merchants with ties to China. Cross border payments Compliance M&A Wirecard

Priority Technology Moves Beyond SMB Payments With Company.com Partnership

PYMNTS

Merchant acquiring and payments firm Priority Technology has teamed with Company.com to provide access to its full stack of technology, services and payments solutions to Priority Technology’s clients.

Goldman backs firm following in Apple Card's footsteps

Payments Source

Fresh off its support of the Apple Card — deemed "the most successful credit card launch ever" by Goldman Sachs CEO David Solomon — the investment bank is fueling another card-as-a-service platform. Credit cards Digital payments Venture funding Goldman Sachs Apple

Apple 96

How ZoomInfo Enhances Your ABM Strategy

For marketing teams to develop a successful account-based marketing strategy, they need to ensure good data is housed within its Customer Relationship Management (CRM) software. More specifically, updated data can help organizations outline key accounts for their campaigns. And to begin the targeting process, marketing teams must develop an Ideal Customer Profile (ICP) with appropriate firmographic and behavioral data to ensure they’re going after the correct audience.Download this eBook to learn how to start improving your marketing team's data!

EU Draft Floats Digital Currency Proposal To Counteract Libra

PYMNTS

A European Union draft document says the European Central Bank (ECB) should contemplate issuing its own digital currency, Reuters reported on Tuesday (Nov. The draft, which was seen by Reuters, also encourages the bloc to create a common cryptocurrency framework and ban high-risk projects.

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Bye Bye Banking Integrations, Hello Bud

Daily Fintech

Jessica Ellerm is a thought leader specializing in Small Business and the Gig Economy and is the CEO and Co-Founder of Zuper, a neowealth disruptor in Australia.

DataVisor, Experian Partner On Fraud Protection, Detection

PYMNTS

Fraud detection company DataVisor has teamed up with Experian to integrate the company’s “unsupervised machine learning powered transactional risk assessment capabilities” into the Experian CrossCore platform. The move will help detect fraud patterns, the companies said in a press release. “We

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Unconscious bias is making the payments gender gap hard to bridge

Payments Source

By understanding how bias becomes embedded in how we lead, recruit and advance others, we can change patterns and create inclusive organizations, says Wnet's Lisl Dutterer. ISO and agent Gender discrimination Payments

Data-Driven Marketing 101

This eBook highlights how data-driven strategies empower marketing campaigns through personalization tactics.