Mon.Mar 17, 2025

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Unveiling the Future: 5 Key Trends Shaping Financial Services in 2025

Perficient

The financial services sector is experiencing transformative changes driven by technological advancements and innovative trends. We are witnessing the integration of AI, the rise of hyper-personalization, and the adoption of advanced digital platforms, all of which are revolutionizing operations and client interactions. Additionally, the emergence of embedded finance and an increased focus on regulatory compliance are compelling financial institutions to continuously adapt and innovate.

Trends 221
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Block takes on payday lenders with Cash App

Payments Dive

The company says new consumer loans to be made by its Square unit through the digital wallet are a less expensive alternative to predatory short-term financing.

Company 417
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Why Expected Average Loan Life Matters to Value

South State Correspondent

Expected average loan life measures the amount of time that principal is outstanding on a loan. This average life is driven by many factors, including amortization period, economic circumstances, nature of the loan and the expectations of the borrower, and most importantly, by contractual term and prepayment provisions. The biggest surprise for many lenders is how shorter average loan life affects the profitability of a loan portfolio.

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Scaling payments for global growth: Why payment orchestration is the future

Payments Dive

How global businesses are expanding their payment operations worldwide while optimizing for performance.

Payments 341
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Commercial Lenders, Playing It Safe Is the Real Risk

Why Legacy Lending Workflows Are Costing You More Than You Think Legacy systems and manual workflows might feel familiar, but they come with growing risks—compliance gaps, costly delays, and lost opportunities. This guide breaks down why clinging to traditional processes is no longer sustainable and how automation can help lenders regain control, improve efficiency, and reduce risk across the closing process.

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Ways In Which Your Credit Score Impacts Your Life

BankBazaar

Your Credit Score is a function of your credit repayment history. In this article, well discuss the importance of a good Credit Score. Your Credit Score is a three-digit summary of your credit history. It is a function of your credit repayment behaviour. The credit bureaus get your loan and Credit Card repayment history from banks and evaluate it to give you a Credit Score.

Cards 78

More Trending

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COCA enters the US market in collaboration with Ramp Network

The Paypers

COCA partners with Ramp Network to expand into the US crypto market and offer 3% cashback in tokens to new users.

US 67
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How to Choose the Best Construction Loan for Your Project

Commercial Lending USA

Navigate the best construction loans with ease! Expert tips, lender comparisons, and loan program insights for your investment property.

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HashKey Chain integrates Chainlink CCIP and Data Streams

The Paypers

HashKey Chain has integrated Chainlink Cross-Chain Interoperability Protocol (CCIP) as its official cross-chain infrastructure and adopted Chainlink Data Streams.

Data 64
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Wells Fargo clears another consent order, now down to three

American Banker

The San Francisco bank announced Monday that it has shed its fifth regulatory order this year this one related to loss mitigation practices in its home lending business.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Kuady and Deriv partner to expand trading payment solutions

The Paypers

Deriv , an online trading platform, has partnered with digital wallet provider Kuady to streamline deposit and withdrawal processes for traders in Latin America.

America 50
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Credit card delinquencies declined at faster pace in February

American Banker

Amid troubling news of tariffs and layoffs, dropping delinquencies offer a rare sign of consumer health.

Cards 36
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Atoa now operates as an Authorised Payment Institution in the UK

The Paypers

Atoa , an Open Banking-enabled payments provider, has secured regulatory approval from the UK Financial Conduct Authority (FCA) to operate as an Authorised Payment Institution (API).

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Despite few deals, appetite for fintech M&A remains: KPMG

American Banker

The firm's research found there is pent up demand, though political uncertainty complicates that outlook.

Fintech 36
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State of AI in Sales & Marketing 2025

AI adoption is reshaping sales and marketing. But is it delivering real results? We surveyed 1,000+ GTM professionals to find out. The data is clear: AI users report 47% higher productivity and an average of 12 hours saved per week. But leaders say mainstream AI tools still fall short on accuracy and business impact. Download the full report today to see how AI is being used — and where go-to-market professionals think there are gaps and opportunities.

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Klarna files registration statement for proposed IPO

The Paypers

Swedish fintech firm Klarna has publicly filed a registration statement on Form F-1 with the US Securities and Exchange Commission related to a proposed IPO.

Fintech 48
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UK's OakNorth to acquire Detroit-area community bank

American Banker

London-based OakNorth has amassed a sizable U.S. loan portfolio and had been seeking a U.S. charter to simplify its funding model.

Detroit 31
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Checkout.com and Tabby to offer BNPL solutions in the UAE and the KSA

The Paypers

Checkout.com has partnered with Tabby , a financial services and shopping app, to expand BNPL solutions in Saudi Arabia and the UAE.

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Inside Visa's battle to get a head start beating scams

American Banker

The card network said it saved would-be victims $350 million in the first year after it combined several crime-fighting units.

Cards 28
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Book of Secrets on the Month-End Close

Based off SkyStem's popular e-Book, the book of secrets to the month-end close will be revealed in this one-hour webinar. Learn leading practices when it comes to building a strong and sustainable month-end close that has room to grow and evolve. Learn about the power of precise estimates, why reconciliations are critical to closing the books, how and when to automate, and how the chart of accounts play into your close process.

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Mastercard partners with Paymentology to drive financial inclusion in South Africa

The Paypers

Mastercard has announced its partnership with Paymentology in order to drive financial inclusion for customers and businesses in South Africa.

41
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Perficient Recognized for Salesforce Expertise: Helping Businesses Thrive

Perficient

Keeping up with the ever-evolving Salesforce ecosystem can feel overwhelming. New features, best practices, and technologies emerge constantly, making it tough to know where to focus. Thats where independent research from trusted industry analysts comes inhelping businesses identify top-performing partners that drive real results. Were excited to share that Perficient was recently recognized by a leading global technology research and advisory firm as a standout Salesforce ecosystem partner in t

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FCA considers removing the GBP 100 contactless limit in the UK

The Paypers

The Financial Conduct Authority ( FCA ) has analysed whether removing or increasing the contactless limit could benefit consumers, businesses, and economic growth in the UK.

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A key payment standard keeps getting delayed. Here's why

American Banker

As FedWire becomes the latest ISO 20022 migration to get pushed back, Vantage Bank and Wings Credit Union discuss the difficult upgrade.

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The GTM Intelligence Era: ZoomInfo 2025 Customer Impact Report

ZoomInfo customers aren’t just selling — they’re winning. Revenue teams using our Go-To-Market Intelligence platform grew pipeline by 32%, increased deal sizes by 40%, and booked 55% more meetings. Download this report to see what 11,000+ customers say about our Go-To-Market Intelligence platform and how it impacts their bottom line. The data speaks for itself!

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Airwallex partners with Discover Global Network for payment acceptance expansion

The Paypers

Airwallex has announced its partnership with Discover Global Network in order to expand payment acceptance options for cardholders globally.

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Bank regulation reform is a necessary, but elusive, goal

American Banker

Past efforts to restructure bank supervision have been derailed by politics and agency turf wars. It remains to be seen whether the Trump administration is willing to spend the political capital necessary to push reform through.

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J.P. Morgan Payments expands in Europe with iDEAL integration

The Paypers

J.P. Morgan Payments has integrated Netherlands-based payments network iDEAL into its global Commerce platform, expanding its European ecommerce capabilities.

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Trump signs government funding bill to avert federal shutdown

American Banker

The stopgap funding bill paves the way for Republican lawmakers to pivot to signature border and tax bills they seek to pass in the coming months.

Taxes 36
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Demo SkyStem’s Award Winning Month-End Close Solution & Earn $100

Is your finance team bogged down by endless data requests and disorganized spreadsheets during the month-end close? It’s time to consider a better option – automate with ART! SkyStem’s solution works alongside your ERP to transform the close and account reconciliation process and speed up month-end work. Explore SkyStem’s ART - the award-winning account reconciliation automation platform - and receive a $100 Amazon gift card as a thank you for your time.