Fri.Sep 20, 2019

Cross River CEO: ‘High-profile fintech folks’ interested in its real-time payments rollout

Bank Innovation

Cross River Bank, the partner bank for large fintech startups like Stripe and Affirm, is using The Clearing House’s real-time payments (RTP) network to enhance service to clients and boost its value proposition to future ones.

Banks struggling to maintain profits amid payments transformation: Study

Mobile Payments Today

A report by Aite Group shows that banks are struggling to turn a profit on their existing payments business, amid an industrywide transition to a real-time payments environment. Banks will be forced to make significant changes in how those businesses continue to operate moving forward

Study 269

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Visa B2B Connect Live In 62 Countries, Adds Infosys As Integration Partner

PYMNTS

Visa announced today that Visa B2B Connect is live in 62 countries, and has added Infosys as a new integration partner.

Aligning with ‘leaders’: OakNorth’s Nooriala on its partnership strategy

Bank Innovation

In a bid to grow its customer base, OakNorth Bank is partnering with Smarterly, a workplace savings and investment platform, the company announced this week.

ABCs of Data Normalization for B2B Marketers

Data normalization. It’s not a far stretch to suggest that the topic isn’t exactly what gets marketers excited in their day-to-day workflow. However, if lead generation, reporting, and measuring ROI is important to your marketing team, then data normalization matters - a lot. In this eBook, we’ll break down the ins and outs of data normalization and review why it’s so critical for your marketing strategies and goals!

Amazon To Build Logistics Capabilities With Carbon-Neutral Electric Trucks

PYMNTS

With the formation of an in-house armada of carbon-neutral delivery trucks, Amazon will soon integrate another step of the online shopping pipeline.

Report 225

More Trending

Tapping Tech To Take The Misery Out Of Moving

PYMNTS

In the annals of digital age start-ups, stories of a business founded in dorm rooms are a dime a dozen. Some stories are more dramatic than others — but they tend to have some common elements: an Ivy League student, a laptop and late-night hours soaked in Red Bull are all common and recurring themes.

Goldman shows bright future for banks, if not for bankers

Bank Innovation

(Bloomberg Opinion) — The continuing debate about the future of banking since the 2008 financial crisis has intensified recently on reports that banks are cutting jobs and slashing pay. While the outlook for bankers is precarious, the same can’t be said for the banks. Goldman Sachs Group Inc.

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Ripple Asks Court To Dismiss XRP Securities Lawsuit

PYMNTS

Cryptocurrency exchange and remittance company Ripple has asked a federal judge to dismiss a lawsuit against it on procedural grounds, according to a report by Fortune.

Amazon expands two-hour Whole Foods delivery to catch Walmart

Payments Source

Ever since Amazon.com Inc. bought Whole Foods in 2017 for $13.7 billion, shoppers and investors alike have wondered how the e-commerce giant would integrate the upscale grocer into its sprawling online operation.

The 2019 Technographic Data Report for B2B Sales Organizations

In this report, ZoomInfo substantiates the assertion that technographic data is a vital resource for sales teams. In fact, the majority of respondents agree—with 72.3% reporting that technographic data is either somewhat important or very important to their organization. The reason for this is simple—sales teams value technographic data because it makes essential selling activities easier and more efficient.

Is There Anywhere Connected Consumers Won’t Shop?

PYMNTS

It was recently reported that one in 15 purchases are now made between the hours of midnight and 6 a.m. (at at least in the U.K.). According to PYMNTS’ new How Will We Pay 2019 report, this is not surprising. Going shopping has taken on new meaning.

Study 208

Contactless pay's only halfway to PSD2 compliance

Payments Source

Contactless payments need added security to adhere to PSD2's strict new identity guidelines, says Fingerprints' Lina Andolf-Orup. ISO and agent Authentication Risk Payment fraud Contactless payments

IBM Has Sued Zillow Over Patent Infringement 

PYMNTS

IBM has filed a patent infringement lawsuit against Zillow, claiming that the real estate company used key parts of IBM technology on its website, according to reports. .

Privacy coins face existential threat amid regulatory pinch

Payments Source

The subset of digital assets dubbed privacy coins, which have long delighted libertarians and frustrated law enforcement, are feeling the pinch of a step up in regulation. Cryptocurrencies Digital payments Financial regulations

The Time-Saving Power of Intent Data for Sales

By using the power of intent data, capturing buyer interest has become more feasible for sales. Not only that, but using it will save immense time during your workflow; a win-win on all fronts.

How Dogs And Cats Are Pushing More Retail Innovation

PYMNTS

Whether you are a dog or cat person – or prefer another animal – pets are big business, and they are helping to drive innovation in various areas of commerce. That includes ridesharing , believe it or not. SpotOn Founder Aparna Srinivasan was inspired to start her company because of her dogs.

Retail 202

Cross River makes jump to real-time payments. Will other small banks follow?

Payments Source

Increased adoption of The Clearing House’s faster payments system could put pressure on community banks and credit unions awaiting the launch of the Fed’s competing service, FedNow.

System 115

Oversight Broadens Spend Analytics To Fleet Cards

PYMNTS

Spend management firm Oversight Systems is rolling out a new module designed to analyze spend on fleet cards. The company said in an announcement on Thursday (Sept.

Visa's corporate payments network adds new markets

Payments Source

Infosys has joined Visa B2B Connect, a four-month old Visa hub that cuts indirect processes and intermediaries out of global business transactions. B-to-B payments Payment processing Visa Infosys India

How ZoomInfo Enhances Your Database Management Strategy

Forward-thinking marketing organizations have continuously invested in a database strategy for enabling marketing processes. Download this ebook to learn how to maintain a strategy that includes refreshed information, database cleanses, and an accurate analysis at the same time.

Keeping Online Counterfeits Off Luxury Marketplaces

PYMNTS

Sales of counterfeit goods, particularly on third-party sites that facilitate transactions between individual buyers and sellers, have skyrocketed with the advent of online shopping.

Morning Brief 9.20.19: Google Pay makes a series of releases in India

Payments Source

The information you need to start your day, from PaymentsSource and around the web. Today: Google Pay adds more services in India; Banco Santander expands digital subsidiary; A tablet that measures shoppers' moods; A new security threat for cryptocurrency. Briefing

Bitcoin Daily: SEC’s Clayton: Bitcoin Needs Stronger Regulation Before Trading; Philippines 7-Elevens To Exchange Cash For Crypto Via Abra

PYMNTS

China’s cryptocurrency czar said that while no country is ready to welcome Facebook’s Libra, they might not have a choice. “No

Participation Lending: The Hidden Benefits of Changing With the Times

Strategically Speaking

“Participation lending” used to be a phrase uttered only by big-city commercial lenders at the mega banks. They had whole departments, strategies, and products that revolved around it.

How ZoomInfo Enhances Your ABM Strategy

For marketing teams to develop a successful account-based marketing strategy, they need to ensure good data is housed within its Customer Relationship Management (CRM) software. More specifically, updated data can help organizations outline key accounts for their campaigns. And to begin the targeting process, marketing teams must develop an Ideal Customer Profile (ICP) with appropriate firmographic and behavioral data to ensure they’re going after the correct audience.Download this eBook to learn how to start improving your marketing team's data!

Retail Pulse: Walgreens To Test Drone Deliveries; Walmart To Relaunch Scoop

PYMNTS

Retailers are testing drone delivery to grow their omnichannel offerings and provide “store to door” on-demand service to their customers.

This week in Fintech

Daily Fintech

Daily Fintech brings fresh daily fintech insights from people just like you – senior executives, entrepreneurs & investors working in the fintech revolution. Our weekly summaries give you a look at what you will get by reading the whole article.

Stripe’s Valuation And The Value Of Real Disruption

PYMNTS

You’d be forgiven for thinking that the WeWork IPO – rather, the shelving of that IPO , at least for now – heralds the end of rich valuations for firms viewed as entrenched in the early stages of disruption.

Course 185

Invoice formats- Oracle Projects Considerations Part 7

Perficient Financial Servies

What is a Project Billing Invoice Format? The Oracle projects billing invoice formats determine how invoice lines can be displayed on invoices. Implementers define the width of columns and different data types to appear. Invoice formats also allow free-form text.

Data 86

Data-Driven Marketing 101

This eBook highlights how data-driven strategies empower marketing campaigns through personalization tactics.