PYMNTS

NOVEMBER 23, 2018

Keeping yourself protected from criminals can often seem a daunting task. Even the most eagled-eyed person — for instance, a veteran tourist in a crowded plaza thick with professional pickpocket artists — probably lacks the laser focus, determination and experience of those bent on theft and other illegal activities. That holds true in the digital world, where software, computer and fraud experts operate globally, and part of global networks, using their expertise not only to steal from consumer

Fraud 184

Fraud Cards Data Maine 184

Bobsguide

NOVEMBER 23, 2018

A new Barclaycard survey of 100 UK chief information officers (CIOs) goes some way to clarifying how the role is changing in the face of fast technological progress. Among the findings, 42% of companies are scaling up their R&D spending to leverage emerging technologies, and 77% are executing.

blockchain 95

blockchain Survey Technology Company 95

PYMNTS

NOVEMBER 23, 2018

Location , location, location. Even people without a mind for business remember that motto as one of the guiding principles of retail and other forms of commerce — absorbed, perhaps, in a high school class or via any number of articles, TV shows, commercials or bits of pop culture that have riffed on that theme. (Location, in fact, is one of the major themes of those enduring if not-quite-honest HGTV home-buying and property-renovation shows, is it not?).

social media 163

social media Mobile Branding Retail 163

Bobsguide

NOVEMBER 23, 2018

Small businesses are still struggling to figure out the implications of Brexit and will have a “desperate need for support”, says Pamela Novoa Ralli Sage’s vice president, product. “We fundamentally believe that Brexit will have an impact on our customers, probably much.

Software 68

Software 68

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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

Lending

PYMNTS

NOVEMBER 23, 2018

A flaw on the website of the U.S. Postal Service (USPS) reportedly exposed account data for an estimated 60 million users, KrebsOnSecurity reported Wednesday (November 21). An anonymous researcher warned the publication of the security flaw on the USPS website. Anyone with an account on USPS.com could gain access to the user data of about 60 million people and, reports said, could in some cases modify that data.

Security 157

Security Data California Report 157

PYMNTS

NOVEMBER 23, 2018

To counter fraud as the holiday season approaches, Best Buy , Target and Walmart made changes to their gift card programs. The moves were announced by the attorneys general of Pennsylvania and New York, Reuters reported. They also come amid an initiative to take on fraudsters that has run for a year. “By working collaboratively with these retailers, we’ve created a way for businesses to take proactive steps to prevent scams,” New York State Attorney General Barbara Underwood said in a statement.

Fraud 156

Fraud Cards Retail New York 156

Bobsguide

NOVEMBER 23, 2018

There has been a significant increase in credit risk in the EU this year, while US banks face increased regulatory risk in the months ahead. That’s according to research and credit specialists at S&P Global Market Intelligence, speaking at an event this week in London. “Across.

US 60

US Marketing 60

PYMNTS

NOVEMBER 23, 2018

Amazon has opened its first pop-up store in Spain, selling everything from electronic goods to video games to clothing. According to Reuters , the location is in an old building in one of Madrid’s prime shopping districts. Similar stores will open in Italy, Germany and Britain, an Amazon spokeswoman said. In September, the eCommerce giant opened Amazon 4-star in New York City where every product is rated 4 stars and above, is a top seller or is new and trending on Amazon’s website.

New York City 148

New York City New York Washington Trends 148

ATM Marketplace

NOVEMBER 23, 2018

As mobile payments expand, credit card issuers find themselves challenged to develop technical protocols that ensure a seamless experience for consumers. A conversation with issuers offers a behind-the-scenes look at efforts to keep up with the rising use of apps and digital wallets.

Mobile 59

Mobile Cards Payments 59

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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

Report

PYMNTS

NOVEMBER 23, 2018

Danske Bank’s whistleblower is lashing out at British company structures, calling it “a disgrace.”. “The role of the United Kingdom is an absolute disgrace. Limited liability partnerships and Scottish liability partnerships have been abused for absolutely years,” Howard Wilkinson told European Union lawmakers, according to Reuters. Danske Bank, Denmark’s largest bank, is being investigated over what has been termed “massive money laundering flows” from Russia and several former Soviet states.

Security 143

Security Marketing Report Payments 143

The Paypers

NOVEMBER 23, 2018

(The Paypers) The Colorado Division of Securities has filed cessation orders against four Initial Coin Offerings (ICOs) allegedly involved in fraudulent practices.

Colorado 44

Colorado Security 44

PYMNTS

NOVEMBER 23, 2018

Amazon remains the reigning champion in online holiday sales, but Walmart and Target are vying for greater pieces of the U.S. eCommerce market during the busiest season of the year. Reports in CNBC said this week that eMarketer analysis expects Amazon to capture 48 percent of U.S. eCommerce sales for 2018, worth an aggregate $252 billion. It’s up from the 43.1 percent market share Amazon captured last year.

Comparison 142

Comparison Online Retail Analysis 142

The Banker Technology

NOVEMBER 23, 2018

Leaders in banking join The Banker ’s virtual roundtable to discuss the drivers for change in the industry and how both incumbent and challenger banks need to innovate and think differently in order to deliver the type of financial services their customers are demanding.

Innovation 41

Innovation Industry 41

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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

Lending

PYMNTS

NOVEMBER 23, 2018

Digital is certainly the bee’s knees, the rad kid of commerce, the hippest person in the place. But don’t get too carried away — during the 2018 holiday season, most U.S. consumers will still do their shopping inside physical stores. Drawing on figures from eMarketer , a new report said that “only one in eight Americans will do their holiday shopping online this year.

United States 140

United States Millennials Retail Online 140

The Paypers

NOVEMBER 23, 2018

(The Paypers) Amazon has allegedly shared plans to roll out its new digital wallet to compete with Apple Pay in the mobile payments race.

Apple 46

Apple Mobile Payments 46

PYMNTS

NOVEMBER 23, 2018

Layaway — the system where a merchant holds an item aside for a consumer, usually for a small fee and a deposit, until the consumer finishes making installment payments on the item — was an invention of the 1930s, created by retailers to ensure that even during a massive economic downturn, consumers could still find a way to shop. The concept was a massive hit, and for nearly 50 years it was a shopping way of life for American consumers.

Cards 139

Cards Retail Groups Report 139

The Paypers

NOVEMBER 23, 2018

(The Paypers) UOB Mighty Secure has announced its plan to provide customers with security and convenience for online and mobile banking transactions.

Security 39

Security Mobile Online 39

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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

US

PYMNTS

NOVEMBER 23, 2018

In architecture, a guiding principle is “form follows function.” In banking and payments architecture, especially in the digital realm, a corollary might be “form and function co-exist, and should be flexible enough to change rather quickly.”. In Australia, digital banking done down under, as envisioned by payments solution provider Cuscal , seeks to offer an alternative to some of the more established players in the space (traditional banks).

Digital Banking 134

Digital Banking Mobile Data Marketing 134

The Paypers

NOVEMBER 23, 2018

(The Paypers) UK-based law firm TLT has published a report called Opportunity Knocks: the future of Open Banking , indicating a rise in investments in open banking.

Study 34

Study Company Report 34

PYMNTS

NOVEMBER 23, 2018

Wells Fargo is trying to avoid compensating all of the 600,000 drivers affected by its auto loan scandal. In June, Wells Fargo submitted a plan to regulators as part of a $1 billion settlement it reached with the Consumer Financial Protection Bureau (CFPB) and the Office of the Comptroller of the Currency (OCC). Regulators deemed that the plan needed to include more assurances that the bank will find them all and pay them back.

Regulation 122

Regulation Maine Policies Report 122

The Paypers

NOVEMBER 23, 2018

(The Paypers) China Post and Lufthansa Cargo have entered into a Joint Freight Operation agreement to streamline ecommerce-driven airmail transportation between China and Europe.

Operations 28

Operations 28

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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.

Compliance

PYMNTS

NOVEMBER 23, 2018

Not even Santa can escape the limits of the privacy laws in Europe. But don’t worry — there is a happy ending (we don’t want to ruin your festive spirit on today of all days, after all). Okay, that’s an exaggeration (the Santa part), but it’s the holiday season, so please forgive us and help yourself to another turkey sandwich. Anyway, CNN reported this week that a Christmas tradition in the German town of Roth, Bavaria had children placing their wishes to Father Christmas on a Christmas tree in

Regulation 116

Regulation Data Report Marketing 116

Bankelele

NOVEMBER 23, 2018

Kenya’s Capital Markets Authority (CMA), has published a digest of legal cases that Authority has been involved in, and some of which were later appealed. The 27 cases cover ten years, and most the largest share involve dealings at Uchumi and others revolve around executives and directors of CMC, commercial banks, and a handful on rogue stockbrokers who […].

Capital 28

Capital Marketing 28

The Paypers

NOVEMBER 23, 2018

(The Paypers) SoftBank ’s Vision Fund has announced an investment of USD 2 billion in Coupang , to accelerate the latter’s development of new shopping and delivery services.

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28

Tomorrow's Transactions

NOVEMBER 23, 2018

(more…) (more…).

Cards 48

Cards Mobile Payments 48

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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.

Lending