Sun.Aug 05, 2018

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The EU’s policy on FinTech competition is …

Chris Skinner

I cannot post a 222-page PDF from the US Government on FinTech and competition without also posting a 136-page PDF from the European Commission on FinTech and competition. Also released last week, the EU document has a different focus to the US one, which allowed national FinTech charter bank licenses to be … The post The EU’s policy on FinTech competition is … appeared first on Chris Skinner's blog.

Policies 208
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How electric vehicles will make or break U.S. Bank’s fleet card business

Payments Source

The fleet card industry is deep in the throes of change, with many truck drivers still switching from clunky paper-based payments to mobile technology with streamlined, data-laden payment apps. The next big challenge is the rise of electric vehicles (EVs), followed eventually by self-driving cars and trucks.

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Things worth reading: 6th August 2018

Chris Skinner

Things we’re reading today include … Zopa raises £44m to build ‘next generation’ bank Files ‘torn up’ during review into fall of Ukraine’s largest bank RBS sell-off may be slowed if share sale flops again, warn analysts In another financial crisis we would have far less wiggle room | Larry … The post Things worth reading: 6th August 2018 appeared first on Chris Skinner's blog.

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Legal pot sellers can't grow until banks get green light from Washington

Payments Source

Banks and marijuana dispensaries are getting closer to having a more cohesive relationship. But not close enough to bring cannabis sellers out of the high-risk category.

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Digital Transformation: Accelerating ROI and Growth in Commercial Lending

Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

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NEXT Biometrics to support India's Aadhaar program with fingerprint readers

The Paypers

(The Paypers) NEXT Biometrics , a global fingerprint sensor technology company, has received initial orders for its “Scallop” fingerprint readers for use in India’s Aadhaar government ID program.

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Technology and Real-Time Data Give Marketers the Personalization ‘Golden Ticket’

The Financial Brand

Companies that deliver timely, relevant, and personalized messages can build loyalty and strong revenue growth. The post Technology and Real-Time Data Give Marketers the Personalization ‘Golden Ticket’ appeared first on The Financial Brand.

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Consumers Crave More Mobile Banking Features Despite Security Concerns

The Financial Brand

Here's how consumers are using online and mobile banking channels, and what digital banking features they would most like to see next. The post Consumers Crave More Mobile Banking Features Despite Security Concerns appeared first on The Financial Brand.

Mobile 22
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Fixing Banking’s Pain Points Takes More Than Digital Bells & Whistles

The Financial Brand

Delivering a smooth omnichannel experience and making banking easier for consumers means just rolling out a bunch of new digital technologies. The post Fixing Banking’s Pain Points Takes More Than Digital Bells & Whistles appeared first on The Financial Brand.