Mon.May 13, 2019

Does your bank look like this?

Chris Skinner

Henry Ford famously stated: “If I had asked people what they wanted, they would have said faster horses.” Of course they would, as they had no idea what anything else was. In fact, I use this story often as a Victorian vision of the future was a steam-powered robot horse.

Course 423

FIs Have Big Plans for AI. Supporting Networks? Not so Much

Bank Innovation

Despite the investment that financial institutions already are making or planning to make in emerging technologies like artificial intelligence, 46% of IT leaders in the industry have yet to develop a clear strategy to modernize their network, a new AT&T survey found.

Survey 209

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Visa: US Starting To Close The Contactless Gap

PYMNTS

Globally, tapping to pay with contactless cards has taken off remarkably, and the U.S., after years of lagging behind, is starting to catch up, according to a new blog post from Visa. “We’re We’re excited to share that tapping to pay is becoming a reality across the U.S.,

US 284

InComm, Mastercard Partner for Wearable Devices

Bank Innovation

InComm, a payment technology company, and Mastercard are trying to make brick-and-mortar store payments seamless and secure. Last week, InComm announced that its prepaid MyVanilla Mastercard now works on certain FitBit and Garmin devices.

ABCs of Data Normalization for B2B Marketers

Data normalization. It’s not a far stretch to suggest that the topic isn’t exactly what gets marketers excited in their day-to-day workflow. However, if lead generation, reporting, and measuring ROI is important to your marketing team, then data normalization matters - a lot. In this eBook, we’ll break down the ins and outs of data normalization and review why it’s so critical for your marketing strategies and goals!

As P2P Payments Spreads Its Wings, Challenges Loom

PYMNTS

The spotlight burned brighter for peer-to-peer (P2P) payment services in the first quarter of 2019, with those payment methods finding popularity among more consumers.

More Trending

Why FIs Are Laser-Focused On Corporate Credit Innovation

PYMNTS

Innovation has been the name of the game for financial institutions (FIs) large and small in recent years.

Deloitte Report Identifies Unmet Cybersecurity Risks

Bank Innovation

In an age of technological advancement, banks are striving to keep up with the risks that are inherent to innovation. For consumers, it raises important questions of how financial institutions are fighting these risks.

Report 209

Why The Loan Shark Prevention Act Will Harm Consumers

PYMNTS

Let’s hop into the time travel machine this Monday morning and go back to the year 1973. Here’s why. The proposed credit card interest rate cap legislation , courtesy of Democratic presidential hopeful Senator Bernie Sanders and Rep.

Course 269

Telecom Fintech innovation is spreading

Daily Fintech

MPesa`s early success in Kenya, will remain the mobile money business case study of payment innovation in Emerging markets [1]. It was 12 years ago; in 2007 when Vodafone launched the service. Africa continues to be the continent where `Necessity is the mother of invention`.

The 2019 Technographic Data Report for B2B Sales Organizations

In this report, ZoomInfo substantiates the assertion that technographic data is a vital resource for sales teams. In fact, the majority of respondents agree—with 72.3% reporting that technographic data is either somewhat important or very important to their organization. The reason for this is simple—sales teams value technographic data because it makes essential selling activities easier and more efficient.

SMB Accountants Pull Data Integration To The Top Of Their Priority Lists

PYMNTS

The rise of small business (SMB) accountants as financial advisors to their clients has emerged in parallel with a surge of back-office software solutions.

Data 234

Strengthening Our Salesforce Capabilities with Sundog Interactive

Perficient Financial Servies

Today, Perficient announced it is planning to acquire Sundog Interactive, an award-winning marketing and technology consulting firm that delivers Salesforce solutions to the world’s leading manufacturers.

UX 158

How Retailers Could Turn Smart Vending Into A $15B Market By 2025

PYMNTS

As technology reshapes the way buyers access goods and services, consumer expectations are moving targets, and merchants that hope to survive can’t afford to fall behind.

Retail 229

Americans Don't Want A 'Digital' Bank

Ron Shevelin

Just 3% of Millennials have their primary checking account at a digital bank like Simple, Chime, or Moven, according to a new study from Cornerstone Advisors. And not surprisingly, that percentage drops to 1.5% of Gen Xers, and 0.8% of Baby Boomers

The Time-Saving Power of Intent Data for Sales

By using the power of intent data, capturing buyer interest has become more feasible for sales. Not only that, but using it will save immense time during your workflow; a win-win on all fronts.

Amazon Incentives Employees To Start Package Delivery Businesses

PYMNTS

Amazon is enticing its own employees to start package delivery businesses, announcing Monday (May 13) a new incentive that will provide them with up to $10,000 for startup costs.

Objections to 3-D Secure are shortsighted

Payments Source

The short-term disruption is worth the benefits of improved security and user experience, writes IIya Dubinsky, head of the CTO office at Credorax. ISO and agent Security risk Payment fraud Payment processing

Deep Dive: Tackling mPOS Solutions’ Security Challenges

PYMNTS

Small and micro merchants that would otherwise have been priced out of the market by traditional, fixed POS systems have seen success with mPOS solutions.

Perficient Attains OneStream Platinum Partner Status

Perficient Financial Servies

In early February, OneStream elevated Perficient to gold partner status within the OneStream partner network. We are excited to announce just three short months later, the momentum continues with Perficient having earned Platinum status.

How ZoomInfo Enhances Your Database Management Strategy

Forward-thinking marketing organizations have continuously invested in a database strategy for enabling marketing processes. Download this ebook to learn how to maintain a strategy that includes refreshed information, database cleanses, and an accurate analysis at the same time.

Boost Mobile Notifies Customers Of Hacking Attack

PYMNTS

Boost Mobile, a network owned by Sprint, has notified customers of a hacker attack that accessed an unknown number of accounts, according to a report. The company sent out a notification to its customers about the incident. “On

Mobile 212

The intel to thwart new cyberattacks already exists

Payments Source

There are almost no vulnerabilities that aren't covered by some sort of intelligence or data, says Steven Rogers, president and CEO of Centripetal. ISO and agent Payment fraud Security risk Artificial intelligence

Data 137

CFPB To Review Fed’s 2009 Overdraft Rule

PYMNTS

The Consumer Financial Protection Bureau (CFPB) announced that is reviewing the Federal Reserve ‘s overdraft protection rule to find out if it “should be amended or rescinded” to minimize “any significant economic impact” to small businesses (SMBs) and credit unions.

ATM 209

Visa tightens fraud caps as merchants face new digital scams

Payments Source

Restaurants, electronics sellers and digital-goods merchants are seeing sharp spikes in fraud as criminals find creative new ways to interfere in online and mobile commerce. Payment fraud Fraud prevention Network rules Visa

Fraud 121

How ZoomInfo Enhances Your ABM Strategy

For marketing teams to develop a successful account-based marketing strategy, they need to ensure good data is housed within its Customer Relationship Management (CRM) software. More specifically, updated data can help organizations outline key accounts for their campaigns. And to begin the targeting process, marketing teams must develop an Ideal Customer Profile (ICP) with appropriate firmographic and behavioral data to ensure they’re going after the correct audience.Download this eBook to learn how to start improving your marketing team's data!

Impossible Foods Notches $300M Investment

PYMNTS

Ahead of a potential initial public offering (IPO), meatless burger maker Impossible Foods said it has notched a $300 million investment in its newest funding round.

Apple’s SCOTUS setback jeopardizes Apple Pay's momentum

Payments Source

Apple’s aggressive posture when it makes moves in retail and payments has drawn a lot of pushback and controversy, but its setback in the Supreme Court could be the most dire threat yet to the growth of Apple Pay. Compliance Mobile payments Digital payments Payment fees Edit License Apple SCOTUS

Apple 103

The Fearlessly Weird Approach To QSR Dining

PYMNTS

Most businesses, particularly new businesses, advertise their intention to be “different,” unique” or to “stand out from the crowd.” That is more or less to be expected, and those phrases come pre-loaded into the new business starter kit.

6 times Apple's payment policies overstepped

Payments Source

Apple's App Store was a game changer for mobile payments. But Apple's ecosystem was also very much a digital Wild West, with app developers and Apple itself sometimes running afoul of regulators and legal authorities. Apple Pay Mobile wallets Mobile payments Compliance Apple

Data-Driven Marketing 101

This eBook highlights how data-driven strategies empower marketing campaigns through personalization tactics.