Mon.Oct 18, 2021

US Needs Privacy Standard Like GDPR, Alphabet's Pichai Says

PYMNTS

Sundar Pichai, CEO of Google's parent company Alphabet, said in a recent interview that there would be a need for new regulations, specifically for privacy standards similar to what is in place in Europe, along with a need for the U.S. to stay competitive in various key areas, a Monday (Oct.

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15 Days To Fiscal Fitness

BankBazaar

Do you have what it takes to attain financial nirvana in just 15 days? Let’s find out. With the current pandemic scenario, it makes all the more sense to save up as much money as you can. And, trust us, you do not have to go all the way out to save extra bucks every month.

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Fraudsters Launching Fewer Attacks, But Aim At Bigger Targets

PYMNTS

The steady rise of the global eCommerce market has created a radically new fraud environment, where fraudsters now seek bigger targets, but strike less often.

Market Commentary: Week of October 18, 2021

SWBC's LenderHub

Last Week. Another wild week as we continue to live in “interesting times”. The Treasury yield curve steepening theme suddenly reversed course. Last week, 2s-30s flattened 20 basis points as the market began to price in inflationary pressures lasting for a period that is more than transitory.

Your Guide to Using Conversational Marketing to Drive Demand Generation

What is conversational marketing really about? This guide will examine the market forces at play, shifting buyer trends, how to leverage conversation marketing, and the tactics involved in adopting it for a B2B demand generation strategy.

Two-Hour Delivery Becoming ‘One of the Expectations’ for Consumers

PYMNTS

As Amazon, Walmart and other huge online marketplaces take more of consumers’ spending and offer faster delivery options, some consumers are increasingly coming to expect that their order will arrive within a day, if not the same afternoon.

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Proposed Bill Requires Ransomware Victims To Disclose Payments To Homeland Security

PYMNTS

Victims of cyberattacks involving ransomware payments would have to report payouts to the Department of Homeland Security (DHS) under the Ransomware Disclosure Act proposed by Sen. Elizabeth Warren (D-Massachusetts) and Rep. Deborah Ross (D-North Carolina).

Part 3 Competition to Ether from Bitcoin and “wannabees”.

Daily Fintech

Ethereum is perceived as better than Bitcoin because it can run smart contracts.

The Push for a More Digital Payment Experience

PYMNTS

“Self-service payment options give customers more control over their accounts while reducing the accounts receivable workload for the merchant,” says Brendan Tansill , president, the Americas for EVO.

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4 “Big Tech” Strategies Banks Need Today to Streamline Marketing Efforts

Banking Exchange

Major technical flaws were revealed because of the pandemic, and companies that couldn’t adapt became increasingly irrelevant to consumers The Economy Technology Lines of Business Financial Trends Tech Management Feature Feature3 Fintech. 1Technology

Digitally Transforming the Engagement Experience for Financial Institutions

Customer experience has become a key differentiator. Learn how to launch your digital transformation by incorporating two customer experience trends into your digital transformation strategy: self-service & personalization.

Nordstrom, Kohl's and Macy's Stock up on News of Saks' Potential IPO

PYMNTS

Macy’s stock jumped more than 17% Monday (Oct. 18) to $28.24 per share as reports swirled about Saks Fifth Avenue possibly taking its eCommerce arm public at some point, possibly in the first half of next year.

PNC cuts nearly 600 apps for BBVA conversion

BankInovation

PNC cut nearly 600 apps during its $11.5 billion acquisition of BBVA, which closed in June. That's roughly one app for each BBVA branch. Chief Executive Officer Bill Demchak said PNC retained only two BBVA apps when all was said and done. The $553.5 billion PNC converted approximately 2.6

Sprinter Health Aims to Solve Healthcare’s Last Mile With On-Demand Lab Tests

PYMNTS

Every service has a last mile – that final, physical meeting between consumer and provider. We tend to equate the “last-mile” concept with retail, with the delivery vans that move from distribution center to doorstep. But healthcare has its last mile – and its last-mile frictions, too.

New York orders crypto lenders to close operations in state

American Banker

Regulation and compliance Cryptocurrencies

The Importance of PCI Compliance and Data Ownership When Issuing Payment Cards

This eBook provides a practical explanation of the different PCI compliance approaches that payment card issuers can adopt, as well as the importance of both protecting user PII and gaining ownership and portability of their sensitive data.

The Connected Economy Takes Off

PYMNTS

December of 2019. It would be weeks before the first case of COVID-19 was diagnosed in China. And months before The World Health Organization declared a global pandemic. That month, I wrote a piece outlining the seven trendlines that would define the decade of the 2020s.

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ABA Joins Business Trade Groups to Reject Tax Reporting Proposal

Banking Exchange

Joint letter is part of regulatory body’s push to reject proposal Compliance People Fair Lending Compliance Management Compliance/Regulatory Feature3 Feature Duties. 1Compliance

Walmart+ Members to Get Early Access to Black Friday Deals

PYMNTS

Walmart said on Monday (Oct. 18) that it is bringing back its Black Friday Deals for Days promotion this year, spreading the discounts that are usually restricted to one day over a month of special deals and savings events.

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US Neo Bank Launches Second Wave of Crowdfunding

Banking Exchange

Envel, an AI powered bank, launches crowd funder after SEC increases regulation cap Retail Banking Technology Feature Financial Trends Mobile Online Tech Management Feature3 Fintech. 1Retail Banking

LinkedIn + ZoomInfo Recruiter: Better Data for Better Candidates

Check out our latest ebook for a guide to the in-depth, wide-ranging candidate and company data offered by ZoomInfo Recruiter — and make your next round of candidate searches faster, more efficient, and ultimately more successful.

Square Considering Bitcoin Mining System, Dorsey Says

PYMNTS

The payment processing company Square is considering developing a bitcoin mining system based on “custom silicon and open source” for people and businesses all over the world. That’s according to published reports and a series of tweets from Twitter/Square CEO Jack Dorsey over the weekend. "If

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Fifth Third Bank Co-Launches $180m Neighbourhood Investment Program

Banking Exchange

New program will focus on nine majority-Black communities across seven states Community Banking Feature3 Feature People Customers Inclusion Diversity SRI Exchange. 1Community Banking

Klarna Makes Preemptive Move, Overhauls BNPL Program

PYMNTS

Buy now pay later (BNPL) FinTech Klarna is modifying its services in the U.K. ahead of new regulations expected to be handed down by financial watchdogs in the country, according to a press release. Some of the changes have to do with how certain aspects of the service are worded.

States take lead on crypto bank charters and digital asset rules

American Banker

Cryptocurrencies

Make Payment Optimization a Part of Your Core Payment Strategy

Everything you need to know about payment optimization – an easy-to-integrate, PCI-compliant solution that enables companies to take control of their PSPs, minimize processing costs, maximize approval rates, and keep control over their payments data.

Avalara Buys CrowdReason, Boosts Property Tax Compliance Offering

PYMNTS

Avalara has bought CrowdReason, which works on developing Software-as-a-Service (SaaS) property tax compliance applications, to help businesses manage that kind of service, Seeking Alpha reported Monday (Oct.

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State Street sees CRD tech acquisition pay off with 22% YOY revenue growth

BankInovation

State Street saw 22% year-over-year growth in revenue from deployments of Charles River Development (CRD), a front-office software firm it acquired in 2018.

Inside Allegro: Five Things to Know About the Leading eCommerce Platform in Poland

PYMNTS

Amazon, eBay and Chinese platforms dominate the global eCommerce space, but Polish eCommerce firm Allegro has earned its stripes as one of the most popular such platforms in Poland and one of the top eCommerce brands in central Europe.

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Expensify files for IPO

BankInovation

Cloud-based expense management software provider Expensify last week filed an initial public offering (IPO) for its common stock with the U.S. Securities and Exchange Commission (SEC). The number of shares to be offered and the price range for the proposed offering are not yet determined.

A Recruiter’s Guide To Hiring In 2021

With vaccination rates rising, consumers spending more money, and people returning to offices, the job market is going through a period of unprecedented adjustment. As the New York Times observed, “It’s a weird moment for the American economy.” And recruiting professionals are caught in the middle. To make the most of this disruption, you need to understand the economic drivers, develop a strong strategy for unearthing valuable talent, and use the latest tech tools to get the job done. Read this guide to get your recruiting practice ready to thrive in the new normal.