Sun.Mar 19, 2023

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Bank Credit Risk: A Risk-Return Analysis

South State Correspondent

Most bankers are familiar with the concept of risk-return tradeoff, which states that potential return rises with an increase in risk. Low-risk assets pay lower potential returns, whereas high-risk assets pay higher potential returns. Further, some bankers are taught early in their careers that they are in the business of taking risks, and banks would not earn profits without it.

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US banks want socialism for themselves - and capitalism for everyone else | Robert Reich

TheGuardian

When banks like Silicon Valley Bank collapse, money floods to bigger ones like JPMorgan. Clients know they’re ‘too big to fail’ Greg Becker, the former CEO of Silicon Valley Bank, sold $3.6m of SBV shares on 27 February, just days before the bank disclosed a large loss that triggered its stock slide and collapse. Over the previous two years, Becker sold nearly $30m of stock.

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New York Community deal for Signature excludes digital-assets unit

American Banker

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Silicon Valley Bank’s collapse will not be a one-off – a banking crisis was long overdue | Larry Elliott

TheGuardian

We now know what happens when central banks raise rates and reverse QE Slash rates and stop bond sales, ex-policymaker tells BoE Rate rises in doubt as fear of global crisis rattles central banks It has been a year since the Federal Reserve started to raise interest rates and banks are starting to fall over in the US. Anybody who thinks Silicon Valley Bank was a one-off is deluding themselves.

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Digital Transformation: Accelerating ROI and Growth in Commercial Lending

Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper

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Other ‘Signature’ and ‘Republic’ Banks Tackle Marketing Crisis

The Financial Brand

This article Other ‘Signature’ and ‘Republic’ Banks Tackle Marketing Crisis appeared first on The Financial Brand. Just over a dozen financial institutions share an unexpected connection with two banks generating grim headlines. Here’s how they reacted. Making Sense of the Silicon Valley and Signature Bank Failures Get the latest on the crisis in our day-by-day timeline This article Other ‘Signature’ and ‘Republic’ Banks Tackle Marketing Crisis app

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SVB Post-Mortem: Communications Lessons Amid the Collapse

The Financial Brand

This article SVB Post-Mortem: Communications Lessons Amid the Collapse appeared first on The Financial Brand. Silicon Valley Bank's eleventh hour efforts to rescue itself suffered from poor execution, an expert says. What can other institutions learn? This article SVB Post-Mortem: Communications Lessons Amid the Collapse appeared first on The Financial Brand.

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Credit Suisse: Bank of England won’t object to takeover as UBS considers $1bn bid

TheGuardian

Banks race to finish takeover to calm fears of new global financial crisis Millions paid in bonuses to UK SVB staff days after £1 rescue Bank runs, bailouts, rescues: are the ghosts of 2008 rising again? The Bank of England will not object to UBS taking over fellow Swiss lender Credit Suisse as soon as this weekend, according to reports, amid a frantic race to stave off a crisis with echoes of the 2008 global banking crash.

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When ‘Signature’ or ‘Republic’ in Your Name Creates a Marketing Emergency

The Financial Brand

This article When ‘Signature’ or ‘Republic’ in Your Name Creates a Marketing Emergency appeared first on The Financial Brand. Just over a dozen financial institutions share an unexpected connection with two banks generating grim headlines. Here’s how they reacted. This article When ‘Signature’ or ‘Republic’ in Your Name Creates a Marketing Emergency appeared first on The Financial Brand.

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Central banks around world move to boost flow of cash amid confidence concerns

TheGuardian

Coordinated action echoes steps taken to offset the impact of the Covid-19 pandemic in 2020 and to shore up the system after the GFC Explainer: are we in a banking crisis? UBS agrees to takeover of stricken Credit Suisse for $3.25bn Top central banks, faced with the risk of a fast-moving loss of confidence in the stability of the financial system, have moved to bolster the flow of cash around the world.

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The State of Automation in Financial Services 2024 Report

In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202

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How far the Fed's facility is likely to go in stopping bank MBS woes

American Banker

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Elizabeth Warren says Fed chair ‘failed’ and calls for inquiry into bank collapse

TheGuardian

Progressive Democrat launches offensive on politicians on the left and the right who supported Trump-era deregulation of US banks Political fall-out in the US from the collapse of Silicon Valley Bank continued on Sunday when leftwing Senator Elizabeth Warren hit the morning talk shows and repeatedly called for an independent investigation into US bank failures and strongly criticised Federal Reserve finance officials.

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Fed and global central banks move to boost dollar funding

American Banker

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UBS buys Credit Suisse in all-share transaction

American Banker

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Why Is CRE Lending Stuck in the Past? Top 3 Reasons for Digital Resistance

Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.

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First Republic to face second S&P downgrade in less than a week

American Banker

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