Mon.Jan 10, 2022

The next big payments disruptors may surprise you

Accenture

At the recent Money 2020 conference, I spoke with The Fintech Times about which potential disruptors banks and payments players are most concerned about.

40 Under 40: Emerging Community Bank Leaders awards

Independent Banker

Nominations for 40 Under 40: Emerging Community Bank Leaders 2022 are now open! Click here to nominate. 40 Under 40 seeks to recognize community banking’s brightest, most promising young professionals. Winners are featured in Independent Banker’s June issue.

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Trending Sources

BSA/AML Reform in the 2021 NDAA: What You Need to Know

Strategically Speaking

One thing all BSA compliance professionals can agree on is that the requirements to identify money laundering and terrorist financing will continue to get more complex globally as time goes on.

Banks Need to Expand Hybrid Banking Options to Survive

Banking Exchange

COVID-19 has caused significant numbers of people to want to limit social contact in public places for the time being Retail Banking Feature Financial Trends Duties Technology Feature3 Customers Consumer Compliance Covid19 Performance People Branch Technology/ATMs Mobile Online. 1Retail Banking

ATM 124

100 Pipeline Plays: The Modern Sales Playbook

For the first time, we’re sharing the winning plays that took us from scrappy startup to a publicly traded company. Use our proven data-driven plays to grow your pipeline and crush your revenue targets.

Part 2: Most of what is sold as Democratization of Wall Street is one of these 3 lies

Daily Fintech

Before looking at what real democratization of Wall Street could look like, today’s Part 2 looks at how purely profit oriented ventures that dress up the pitch in one of 3 democratization of Wall Street lies. Lie 1 = smaller units access.

More Trending

Andrew Guzzo Promoted to Chief Banking Officer at Merchants Bank

MerhantsBanks

Andrew Guzzo has been promoted to Chief Banking Officer & President (Winona), according to Greg Evans, President & CEO.

Gouverneur Bank to Acquire Citizens Bank of Cape Vincent

Banking Exchange

Plus German American has completed its merger with Citizens Union Bank of Shelbyville Management Feature M&A Feature3 Community Banking. 1Management

Market Commentary: Week of January 10, 2022

SWBC's LenderHub

Last Week. The markets rang in 2022 with what could be the real beginning of a bond market rout that has been predicted incorrectly for at least a decade—up until now.

New partnership allows CSI-partner banks to offer Bitcoin buying, selling

BankInovation

Computer Service Inc. CSI) is joining FIS and Fiserv as the third core provider to partner with Bitcoin fintech NYDIG in a move that will allow community banks to offer the cryptocurrency to customers. The partnership will allow customers to buy, hold and sell — but not spend — Bitcoin.

Digitally Transforming the Engagement Experience for Financial Institutions

Customer experience has become a key differentiator. Learn how to launch your digital transformation by incorporating two customer experience trends into your digital transformation strategy: self-service & personalization.

Despite big influx of capital, Black banks say more is needed

American Banker

Diversity and equality Industry News ESG

DAOs and Democracy. A real world example.

Jessica Ellerm

Over the past two years, during the course of this never-ending pandemic, I, along with roughly 1 million other New Zealanders living offshore have faced something we never, ever thought would happen. We’ve been locked out of our own country.

3 best practices for automated small business lenders

BankInovation

With an estimated market value of $10.7 billion, the automated lending wave is not expected to crest anytime soon. Market value is expected to increase nearly 100% to $20.5

Study 68

What card issuers can learn from CFPB's buy now/pay later inquiry

American Banker

Payments Regulation and compliance

Cards 67

The Importance of PCI Compliance and Data Ownership When Issuing Payment Cards

This eBook provides a practical explanation of the different PCI compliance approaches that payment card issuers can adopt, as well as the importance of both protecting user PII and gaining ownership and portability of their sensitive data.

3 California fintechs funded by Citi Ventures

BankInovation

To find out what's new on the horizon for fintech, Bank Automation News spoke with Matt Carbonara, managing director for the enterprise practice at fintech incubator and investor Citi Ventures. A division of $2.4

NCUA heeding credit unions’ complaints, fostering innovation: Vice chair

American Banker

Credit unions Politics and policy

3 best practices for automated small business lenders

BankInovation

With an estimated market value of $10.7 billion, the automated lending wave is not expected to crest anytime soon. Market value is expected to increase nearly 100% to $20.5

Study 66

Sugarman’s fintech moves past failed deal with Colin Kaepernick SPAC

American Banker

Fintech

Your Guide to Using Conversational Marketing to Drive Demand Generation

What is conversational marketing really about? This guide will examine the market forces at play, shifting buyer trends, how to leverage conversation marketing, and the tactics involved in adopting it for a B2B demand generation strategy.

US Regional Bank M&A Activity Continues Amid Increased Regulatory Scrutiny

Banking Exchange

2021 saw several US banks announce new transactions despite simmering regulatory pressure Compliance Management Feature M&A Feature3 Compliance/Regulatory Compliance Management Community Banking. 1Compliance

Goldman Sachs, GM launch credit card with digital focus

American Banker

Payments Credit cards

Cards 66

Michigan State Univ Federal Credit Union Jumbo 5-Yr CD Is Rate Leader

BankDeals

Michigan State University Federal Credit Union (easy membership) has raised the rate on its 5-year Jumbo CD ($100k min) to a very competitive level

JPMorgan’s vaccine requirements will vary by location, Dimon says

American Banker

Industry News Workforce management

Make Payment Optimization a Part of Your Core Payment Strategy

Everything you need to know about payment optimization – an easy-to-integrate, PCI-compliant solution that enables companies to take control of their PSPs, minimize processing costs, maximize approval rates, and keep control over their payments data.

Equifax/TransUnion to include buy-now-pay-later transactions in credit reports

CFPB Monitor

American Banker has reported that beginning in the next few weeks, Equifax will add a business industry code for buy-now-pay-later (BNPL) transactions to allow such transactions to appear on credit reports. It also reported that TransUnion is working on its own BNPL credit reporting service.

Perlmutter, driving force behind cannabis banking bill, to retire

American Banker

Marijuana banking Politics and policy

Use This Flexibility While You Have the Chance

New York's State of Mind

Yours truly has been under the weather, but now that I’m back in the saddle, there’s a lot to talk about. My sleeper pick for the most important regulatory amendment that no one is talking about is the NCUA’s decision to extend for another year the increased flexibility given to credit unions during the pandemic […]. General

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Small lenders struggle to maintain local identities amid hiring crunch

American Banker

Credit unions Community banking Employee retention Recruiting

LinkedIn + ZoomInfo Recruiter: Better Data for Better Candidates

Check out our latest ebook for a guide to the in-depth, wide-ranging candidate and company data offered by ZoomInfo Recruiter — and make your next round of candidate searches faster, more efficient, and ultimately more successful.