Perficient
JULY 31, 2020
Automating rigorous manual testing efforts is the best strategy to demonstrate the capabilities of any skilled testing team. Combining these efforts efficiently can save time, increase productivity with improved quality. What are the reasons, most Testing Teams fails to take advantage of automation or rather mixing their Manual Testing efforts with Automation?
Payments Dive
JULY 31, 2020
Shake Shack shares were down 10% after the chain reported sales and revenues both dropped nearly 40% during Q2. CEO Randy Garutti has a comeback plan with an emphasis on digital.
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Perficient
JULY 31, 2020
As organizations continue daily adjustments in response to pandemic-related market shifts and customer expectations existing internal alignment challenges compound. The compounded alignment challenges multiply when digital strategy transformation activities are layered on. This perfect storm results in clients asking how they can get their teams unstuck, aligned, and moving again.
Accenture
JULY 31, 2020
In my first post, I talked about how it was time for banks to start looking beyond compliance in Open Banking and to imagine their role in the new application programming interface (API) economy. Open Banking offers banks the opportunity for greater efficiencies and new revenue growth, not to mention competitive advantages in an increasingly…. The post Two business models for monetizing Open Banking appeared first on Accenture Banking Blog.
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Now is the time for lenders to prioritize their digital transformation initiatives in preparation for the lending rebound. Rising competition and ever-increasing customer demands for speed and efficiency are forcing financial institutions to embrace digital transformation. This shift can feel overwhelming—where do you begin? This infographic illustrates automation demands and shows you how loan document automation serves as an essential step to increase profits and provide the best lending exper
Perficient
JULY 31, 2020
Series Authors: Tom Kiesau , Dr. Sam Bhatia , Paul Griffiths. This series explores the uncomfortable reality that this adaptation will likely span a longer period of time than the authors believe has been widely expected. Three leading organizations — Salesforce , Perficient , and The Chartis Group — have come together to share bright spots within the healthcare community that can point the way to building the necessary capacity to adapt.
Community Banking Brief brings together the best content for Community Banking professionals from the widest variety of industry thought leaders.
Perficient
JULY 31, 2020
It should be no surprise to hear that Healthcare Organizations (HCO’s) of all kinds are moving to the cloud. I see most of our provider and payor clients, making significant investments. Some of the platforms they use were evaluated in The Forrester Wave : Enterprise Health Clouds, Q3 2019, a taste of which can be found in this Forrester blog post.
PYMNTS
JULY 31, 2020
Tests of truly autonomous self-driving vehicles have been uneven at best, but with each scraped test hubcap, the concept draws closer to reality. Major automakers are in, with Toyota backing autonomous driving startup Pony.ai and Fiat Chrysler striking a deal with AutoX , the Hong Kong-based firm that has developed an artificial intelligence (AI) platform for driverless vehicles.
Payments Dive
JULY 31, 2020
The ICX Association Elevate Awards honor the individuals and organizations that are pacesetters in using technology to elevate the customer experience.
PYMNTS
JULY 31, 2020
Corporate travel manager CWT paid $4.5 million worth of bitcoin in ransom this week to hackers who said they seized control of 30,000 company computers and two terabytes of data, Reuters reported on Friday (July 31). The news service said it learned details of the negotiations between Minnetonka, Minnesota-based CWT and the unidentified hackers because the talks played out in a publicly viewable chat room.
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In this report, you’ll find a comprehensive analysis of survey responses from executives at banks, credit unions, and insurance companies concerning their organization’s current and future use of automation. The report’s key insights include: Which types of automation are saving organizations the most time and money How to overcome the biggest barriers to automation implementation and adoption Why automation investments will continue to grow over the next few years How much you could save in 202
Jack Henry
JULY 31, 2020
Virtual conferences have been on the rise for quite some time now. (Think: Wistia’s 2018 CouchCon , USDLA’s 2017 National Conference , and The Learning Guild’s 2019 Emerging Tech & Learning Online Conference.) But in the wake of the COVID-19 pandemic, they’ve become an industry necessity. Rather than postpone a conference, or cancel it altogether, companies are reimagining how to best deliver the content that attendees have come to expect.
PYMNTS
JULY 31, 2020
Universities are all about giving students learning experiences, but having one themselves isn’t usually standard operating procedure. Ever since schools worldwide began shutting their campuses due to the pandemic, nothing in higher education has been normal, as Sharon Butler , executive vice president of global education at Flywire , told Karen Webster.
Payments Source
JULY 31, 2020
MoneyGram International's digital transformation came at just the right time, considering walk-in traffic at MoneyGram locations in certain regions of the world was stymied for months by the coronavirus pandemic. But for many people, digital is still no replacement for the human touch.
PYMNTS
JULY 31, 2020
The digital shift has been more seismic than subtle for companies such as logistics firm Shipt , which has seen a massive business spike even in the context of the pandemic. And in next-gen payments, companies and workers are seeking quicker and more flexible payroll solutions , particularly in a time of uncertainty. Companies may have to adjust the two-week payment cycle to a process that meets the changing needs of the workforce.
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Commercial lending is on the verge of a resurgence, but traditional processes are an obstacle. Explore the top 3 reasons for resistance to digital transformation and how overcoming them can pave the way for growth and efficiency. Discover why embracing automation and digital solutions is crucial for success in today's competitive landscape. Discover how GoDocs helps commercial lenders in the digital era with seamless integration and a borrower-focused approach.
Payments Source
JULY 31, 2020
Cash usage dropped much lower due to the coronavirus pandemic, and it appears that credit cards may be exhibiting some signs of abandonment as well.
PYMNTS
JULY 31, 2020
As the pandemic continues to disrupt everyday life the world over, consumers in many cases might want refunds on things they have already paid for but may not be able to use. Universities are offering reimbursements, credits, or donation options for season tickets. LSU will provide a rollover, reimbursement or contribution option for football season ticket holders who wish to opt-out of their tickets for this year, And The Valley Shook reported.
ATM Marketplace
JULY 31, 2020
With the onset of COVID-19, discussions on whether or not cash was safe to use appeared regularly in media outlets and on websites. Concerned, consumers and merchants used credit and debit cards for payment, but once they "did the math," it was discovered that cash was the the most cost effective payment method after all.
PYMNTS
JULY 31, 2020
Two days after Google and Facebook CEOs testified before Congress over alleged antitrust violations, Australia has proposed regulation that could force the tech giants to pay Australian news outlets to distribute their content. The landmark regulatory proposal announced Friday (July 31) by the Australian Competition & Consumer Commission ( ACCC ), the country’s competition regulator, would fix what it calls “acute bargaining power imbalances” between news groups and Google and Facebook.
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Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.
Payments Source
JULY 31, 2020
A public listing would improve Affirm’s competitive position against other point of sale credit providers, which have made recent deals to cement their scale among global merchants.
PYMNTS
JULY 31, 2020
Neiman Marcus could exit Chapter 11 in time for holiday shopping. According to the The Dallas Morning News , the luxury retailer is closer to exiting bankruptcy and is on schedule to have an approved business plan this fall and to emerge from Chapter 11 before Christmas. In the last 24 hours, disputes over executive retention pay and an asset transfer have been settled.
MerhantsBanks
JULY 31, 2020
Merchants Financial Group, Inc. (MFGI) has announced financial results for the second quarter and details about COVID-19 assistance provided to its customers, according to MFGI President & CEO Gregory M. Evans. Second quarter earnings of $8,442,992 were behind MFGI’s 2020 plan by $346,298 and behind 2019 mid-year results by $484,989. June earnings were profitable for […].
PYMNTS
JULY 31, 2020
China’s State Council’s Anti-Monopoly Commission is considering investigating Alipay and WeChat Pay , two of the county’s biggest online payment and money transfer platforms, Reuters reported. The People’s Bank of China, the nation’s central bank that regulates financial institutions, has alleged the digital payment companies have used their strong positions to crush competition, sources told the news service.
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Get ready for the wave of $1.2 trillion in commercial debt maturing in the next 24 months with GoDocs' ModDocs® platform. Traditional loan modifications are slow, expensive, and prone to errors, which put lenders at risk. But with ModDocs®, you can enjoy an innovative solution that eliminates attorney fees, allows on-the-fly loan modifications, and ensures compliance.
CFPB Monitor
JULY 31, 2020
The CFPB recently updated its Home Mortgage Disclosure Act (HMDA) FAQs to add two items regarding multiple data points. In one FAQ, the CFPB confirms that a lender must report the credit score, debt-to-income (DTI) ratio and combined loan-to-value (CLTV) ratio if they were a factor relied on in making a credit decision, even if the data was not the dispositive factor.
PYMNTS
JULY 31, 2020
Point-of-sale lender Affirm’ s initial public offering (IPO) could reach as much as $10 billion through work with Goldman Sachs , according to people familiar with the matter, The Wall Street Journal (WSJ) reported. The preparations are at an early stage, however, and the company might choose to sell itself or not go through with the Goldman Sachs deal.
CFPB Monitor
JULY 31, 2020
On July 29, 2020, the CFPB hosted a roundtable discussion, attended by Director Kathy Kraninger and moderated by the Bureau’s Principal Deputy Director of Fair Lending, Frank Vespa-Papaleo, to hear feedback from consumer advocates and industry representatives on how the Bureau can facilitate greater access to financial products and services for consumers with limited English proficiency (LEP).
PYMNTS
JULY 31, 2020
Colin Walsh got lots of laughs five years ago when he talked of his intention to launch a financial technology (FinTech) startup. Since then, the skepticism has evaporated and the CEO of Varo Money Inc. , the San Francisco-based online bank, had the last laugh. On Friday (July 31), the Office of the Comptroller of the Currency (OCC) announced Varo Bank has been granted its full-service national bank charter.
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As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. For banks and financial institutions to stay competitive and meet the evolving needs of their customers, these drivers must be understood and engaged with. Lenders can anticipate significant transformation fueled by technological advancements, regulatory shifts, and changing consumer behaviors.
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