South State Correspondent

JANUARY 4, 2023

Charlotte, Houston, Phoenix, New York, Austin, Denver, Orlando, Miami, and Nashville, many banks have not adjusted pricing or their credit appetite. For 2023, banks need to prioritize interest rate risk management and credit accuracy as a top priority. Sectors like office, retail, and hospitality, are even worse.

Community Bank 195

Community Bank Capital Training Lending 195

FICO

JUNE 1, 2023

The National Association of Realtors reported that sales of previously owned homes declined 2.4% These figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution. Visa is predicting negative GDP in Q2 and Q3 with a return to growth in Q4 2023.

Trends 52

Trends Industry US Cards 52

FICO

FEBRUARY 21, 2023

Expectations from Visa are that the GDP will turn negative once again in Q1 and Q2 of 2023 leading The National Bureau of Economic Research to declare a recession. These figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution.

Trends 52

Trends Industry US Cards 52

CFPB Monitor

AUGUST 22, 2016

Chi Chi Wu, Staff Attorney, National Consumer Law Center, Boston, MA. Linda Feighery, Vice President and Community Reinvestment Act /Fair Lending Officer for Citywide Banks, Denver, CO. Dion Kidd Johnson, President, Chief Operating Officer and Chief Risk Officer, Western Bank, Alamogordo, NM. Academic Research Council Members.

San Antonio 60

San Antonio Kansas City Groups CA 60

Independent Banker

JUNE 30, 2022

But as they always do, they came through for individuals and businesses in their communities with a combination of personalized service and prudent risk management practices. American Bank, National Association. Classic Bank, National Association. The First National Bank In Sioux Falls. The National Iron Bank.

Community Bank 172

Community Bank Community National Philadelphia 172