Independent Banker

DECEMBER 31, 2022

Here’s how community banks can enhance their payments offerings. of banks’ revenues come from payments. Payments account for up to 30% of bank revenue, and that income stream is under attack. As 2023 kicks off, community banks can respond to today’s payments landscape by addressing five key trends.

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Banking Exchange

JULY 24, 2019

Maryland bank enables next-level communication at nine branches Technology Feature3 Feature Customers Branch Technology/ATMs Tech Management Community Banking.

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Independent Banker

NOVEMBER 30, 2022

As community banks grow, their vendor partnerships usually also do, which can lead to challenges with organization, data security and more. To address these issues, some community banks have turned to artificial intelligence. Greg Ohlendorf, First Community Bank and Trust. Photo by MirageC/Getty Images.

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Independent Banker

NOVEMBER 30, 2022

Across the world, people are using super apps to send messages, purchase tickets and, of course, bank online. What are they, and how can community banks stay on top of this trend? Community bank considerations. So, what does this intersection of regulation and technology competition mean for community banks?

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Independent Banker

NOVEMBER 30, 2021

Experts say community banks can use education, biometrics and solid cybersecurity practices to fight this growing area of crime. Say a scammer calls a community bank customer and gains their trust by using information obtained from a major data breach. By Elizabeth Judd. Examples of remote authentication fraud.

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American Banker

JULY 27, 2023

Like many of its peers, the bank is grappling with higher deposit costs and net interest margin pressure.

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American Banker

DECEMBER 12, 2022

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Independent Banker

AUGUST 31, 2022

So how do social payments fit in community banks’ long-term future? In fact, a 2020 NerdWallet survey found that 68% of consumers have maintained a balance in their mobile payment app, and on average, those who use them have allowed up to $287 to accrue before they transfer it to their bank. DJ Seeterlin, Chesapeake Bank.

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American Banker

JUNE 18, 2020

Delmarva Bancshares, which was on the brink of failure during the financial crisis, will be sold to BV Financial for $54 million.

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American Banker

AUGUST 4, 2016

said that its insurance unit bought The Advantage Group, which offers personal, business and life insurance to clients in Maryland, northern Virginia and Washington. Sandy Spring Bancorp in Olney, Md.,

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Independent Banker

APRIL 30, 2022

Independent Banker’s annual listing top-performing community banks of 2021 alongside interviews with some of the winners. In true community bank fashion, each has its own story to tell and its own path to success. In true community bank fashion, each has its own story to tell and its own path to success.

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Independent Banker

AUGUST 31, 2021

The payments space can be dizzying for even the most enterprising community bank. Banking-as-a-service (BaaS). Central bank digital currency (CBDC). The financial services industry is acting on this digital demand, incorporating fintech solutions, instant payments offerings and crypto banking products.

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Independent Banker

OCTOBER 1, 2022

An event at EMS in June brought together (L–R) Clear Mountain Bank president/CEO Dave Thomas, ICBA president Rebeca Romero Rainey, FHLBank Pittsburgh president/CEO Winthrop Watson, and Tim Critchfield, EMS owner/president. Name: Clear Mountain Bank. In 2021, the bank was named West Virginia Community Lender of the Year.

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Independent Banker

JANUARY 31, 2022

The FedNow Service is launching in early 2023, giving community banks about a year to plan. Here’s how community bankers, payments experts and fintech vendors suggest using the time to prepare. With less than a year until the scheduled launch of the FedNow Service, community banks are still awaiting updates on specifics.

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Independent Banker

DECEMBER 31, 2021

Here’s what community banks need to know about these products and how they can take advantage of this model. BNPL: The community bank play. Those drawbacks present opportunities for community banks to emphasize their roles as trusted financial partners. Colleen Morriso n is a writer in Maryland.

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American Banker

NOVEMBER 22, 2016

is planning to enter Maryland with its agreement to buy New Windsor Bancorp in Taneytown, Md. in Gettysburg, Pa.,

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American Banker

AUGUST 17, 2022

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American Banker

SEPTEMBER 9, 2020

Driver Management, a bank investor, alleges that First United in Maryland made false claims and improperly lobbied lawmakers to keep its nominees off the board. The bank asserts that it acted properly in response to an attempted hostile takeover.

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American Banker

DECEMBER 15, 2022

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American Banker

MARCH 3, 2021

The company would gain its first branches around Annapolis after it buys Severn in a deal valued at $146 million.

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American Banker

JULY 17, 2023

Scully, who founded and then eventually sold Howard Bank, will help the Rockville, Maryland-based Capital expand its footprint in the Washington, D.C., metro area.

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American Banker

JANUARY 9, 2023

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Independent Banker

MARCH 31, 2022

Faced with several transitional issues, here’s how these community banks gained support from their new providers to adapt to the change. Two years before changing core processors, Asian Bank began conducting weekly meetings to brainstorm attributes its dream core provider would possess. When Del Norte Bank in Del Norte, Colo.,

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American Banker

MARCH 6, 2020

The company will pay $25 million in cash for Carroll Bancorp in a deal between Baltimore-area banks.

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American Banker

AUGUST 5, 2020

Delmar Bancorp will lose its regionally associated brand when it becomes Partners Bank.

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American Banker

APRIL 19, 2021

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American Banker

DECEMBER 30, 2019

Susan Riel succeeded Ronald Paul as CEO of the Maryland bank shortly before questions surfaced about credit quality and lending practices.

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Maryland Lending Community Bank Community 41

American Banker

JUNE 3, 2022

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Maryland Community Bank Community 61

American Banker

JANUARY 16, 2020

While the Maryland company claimed it has margins and credit issues under control, it couldn't provide any clarity on rising legal expenses.

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Independent Banker

NOVEMBER 24, 2014

With vigor and a strong commitment to service, Ron Paul leads a rapidly growing community bank in Maryland. Bank assets: $5 billion. Ronald Paul first encountered community banking as a real estate developer in the early 1980s. He became an enthusiastic advocate of relationship-based banking.

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American Banker

JULY 11, 2022

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Independent Banker

FEBRUARY 24, 2016

By connecting to the Apple Watch in October, the $580 million-asset community bank became the first in Oklahoma to let customers carry their bank on their arm. Community banks must improve their customers’ mobile banking experience to remain competitive with national banks,” says Roberts, who directly helped develop the app.

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American Banker

JULY 1, 2016

and the $615 million-asset Talbot Bank in Easton, Md., to create Shore United Bank. billion-asset company said in a press release Friday that it had combined its $492 million-asset CNB in Centreville, Md.,

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American Banker

DECEMBER 9, 2020

Bill Knott succeeded Terrie Spiro as leader of the Maryland bank, which raised capital in 2017 by going through a complicated bankruptcy process.

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Baltimore Maryland Capital Community Bank 34

Independent Banker

JULY 1, 2015

The combination has helped make him the star lender at Farmers & Merchants Bank, a $120 million-asset community bank in Miamisburg, Ohio. With a flat local economy, “98 percent of our business comes from happy customers,” says Shon Myers, the bank’s president and CEO. Clinton Morton, Famers & Merchants Bank.

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Independent Banker

AUGUST 26, 2015

At some community banks, budgeting for technology has become a more important focus over the past several years. If the project is something that can make a bank more profitable in the short term or long term, the bank should make the purchase, whether it was budgeted for or not. State Bank and Trust Co.

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American Banker

SEPTEMBER 9, 2016

Severn Bancorp in Annapolis, Md., has redeemed the last shares tied to the Troubled Asset Relief Program.

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