The Financial Brand

AUGUST 18, 2020

Even before COVID socked the economy community banks and credit unions saw local loan demand falling. The post Can Nontraditional Credit Analysis Be Community Banks’ Path to Profit? Adapting a fintech technique may help. appeared first on The Financial Brand.

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Community Bank Analysis Community Branding 43

The Financial Brand

APRIL 21, 2021

With a niche focus, the bank concentrates on a few things it’s really good at that big banks can't touch and fintechs haven't pounced on. The post How One Community Bank Built its Strategy from an ROA/ROE Analysis appeared first on The Financial Brand.

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Community Bank Analysis Community Strategy 37

Bank Innovation

DECEMBER 20, 2019

The popular refrain in the industry is “innovate or die,” but community banks face added obstacles resulting from the costs and structural limitations of working with core tech providers.

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Community Bank Survey Community Innovation 243

The Financial Brand

AUGUST 23, 2020

Banking-as-a-service could be a huge win for financial institutions that seize the opportunity, and a growing threat to those that ignore it. The post How Today’s Community Bank Becomes a Digital Deposit & Loan Machine appeared first on The Financial Brand.

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Community Bank Community Branding Innovation Strategies 41

Bank Innovation

FEBRUARY 3, 2020

Smiley Technologies, a core banking provider focused on community banks, is trying to help its bank clients secure larger deposits by partnering with deposit technology company Reich & Tang.

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Community Bank Community Software Technology 221

The Financial Brand

FEBRUARY 24, 2021

The post How Community Banks Can Attract Generation Z With Financial Lessons appeared first on The Financial Brand. If financial institutions keep marketing to Gen Z like they did Millennials and Gen X, they'll keep coming up short.

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Community Bank Community Millennials Branding 28

PYMNTS

MARCH 20, 2019

In fact, they make the timing of their product rollouts a crucial part of their innovation strategies. Only after observing their competitors’ missteps do they fully commit to the rollout of their innovations. percent of the top innovators in the financial sector said they observe market trends first. As much as 53.3

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Innovation United States Innovation Strategies Cards 161

The Financial Brand

FEBRUARY 24, 2021

The post How Pineapples are Helping Community Banks Attract Younger Customers appeared first on The Financial Brand. If financial institutions keep marketing to Gen Z like they did Millennials and Gen X, they'll keep coming up short.

Community Bank 15

Community Bank Community Millennials Branding 15

Cisco

NOVEMBER 15, 2022

A new one has emerged which is partner, and it may include invest, which allows FIs to move and innovate faster without the internal challenges of buy/build. It provides scale-defying opportunities and even big banks can leverage if they are investors or maybe even acquirers, plus the learnings.

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Innovation Security Innovation Strategies Data 160

PYMNTS

MAY 31, 2018

But those who do use the approach, including commercial banks, community banks and other FIs, report being more satisfied with their most recent product launches than those that do not.

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Innovation Data Innovation Strategies Community Bank 116

ABA Community Banking

JUNE 17, 2019

A new way for banks to get their innovation strategies off the ground. The post Getting Ahead of the Innovation Game appeared first on ABA Banking Journal.

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Innovation Innovation Strategies Strategy Leadership 55

The Financial Brand

SEPTEMBER 20, 2016

Community bank and credit union planning processes need to adjust for fintech competitors.

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Community Bank Community Fintech How To 23

BankInovation

JULY 21, 2020

Radius Bank reaches a national customer base through its digital channels and powers banking services for fintechs like Brex and NorthOne. It’s a business plan the former community bank, which was founded in 1987, spent years developing and continues to improve today. “As

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Community Bank Community National Fintech 59

South State Correspondent

SEPTEMBER 20, 2022

There were two educational overviews to help bankers better understand the current state of crypto, blockchain, digital assets, and NFTs in banking. This effort looks like more multicultural events, targeted education, and tailored products for both banks. Bank Marketing Lesson 4: Empowering Marketers.

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Conference Marketing social media Data 195

The Financial Brand

NOVEMBER 30, 2021

As part of a sweeping tech upgrade, a community bank brings retailing savvy to retail banking. The post Traditional Bank Borrows from Amazon to Build an App to Rival Neobanks appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Being 100+ doesn't have to mean 'out of date.'

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Community Bank Banking Trends Analysis Community 31

The Financial Brand

SEPTEMBER 20, 2016

Community bank and credit union planning processes need to adjust for fintech competitors.

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Community Bank Community Fintech How To 12

American Banker

APRIL 25, 2016

Cutting-edge jobs — think chief innovation, strategy and data officers — are on the rise at banks and other lenders, and they are drawing free-thinking, tech-savvy candidates from inside and outside of financial services.

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Innovation Strategies How To Strategy Innovation 28

The Financial Brand

APRIL 22, 2019

A 117-year-old community bank serves as the back-end for fintechs like Square Cash and Acorns, fueling growth while keeping its roots intact. The post How a Small Iowa Institution Became The Bank Powering Big Fintech Apps appeared first on The Financial Brand.

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Iowa Fintech Community Bank Community 33

The Financial Brand

MAY 5, 2019

How one big community bank keeps its internal fintech think tank churning out usable products instead of blue sky. The post Bank OZK Self-Disrupts with Innovation Lab Stressing Practical Change appeared first on The Financial Brand.

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Innovation Community Bank Community Branding 27

BankInovation

OCTOBER 1, 2020

The Federal Deposit Insurance Corporation (FDIC) has taken steps to promote fintech partnerships and diversity and inclusion within the financial services industry, both internally at the FDIC and among the institutions it regulates, FDIC Chairwoman Jelena McWilliams said during the LendIt Fintech USA 2020 conference Wednesday.

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FDIC Fintech Innovation Conference 98

BankInovation

OCTOBER 1, 2020

The Federal Deposit Insurance Corporation (FDIC) has taken steps to promote fintech partnerships and diversity and inclusion within the financial services industry, both internally at the FDIC and among the institutions it regulates, FDIC Chairwoman Jelena McWilliams said during the LendIt Fintech USA 2020 conference Wednesday.

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FDIC Fintech Innovation Conference 52

The Financial Brand

JANUARY 16, 2022

The post The Secret to Bank Innovation Goes Way Beyond ‘Culture Change’ appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Willingness to act when the outcome is unknown and to look for options on 'the edge of money' are crucial for financial institution growth.

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Innovation Banking Trends Analysis Trends 41

The Financial Brand

SEPTEMBER 26, 2021

New Florida institution, built by two banking veterans on a modern tech platform, may be what the start-up of the future will look like. The post Neobank Alternative: Building a Hybrid Digital-First Bank from Scratch appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Florida Banking Trends Analysis Trends 43

The Financial Brand

NOVEMBER 1, 2021

The post Bank+Fintech Partnerships Grow More Urgent as Pressure Rises for Both appeared first on The Financial Brand - Banking Trends, Analysis & Insights. Combinations multiply as financial institutions face increased demand for digital services and fintechs need a more stable business model.

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Fintech Banking Trends Analysis Trends 43

The Financial Brand

JULY 26, 2021

187-year-old savings bank stakes its future on a scalable combination of a digital-only brand, well-trained people and data analytics. The post A Small Bank Believes Its Digital Brand Will Succeed Where Chase Failed appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

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Branding Training Analytics Banking Trends 43

The Financial Brand

JANUARY 24, 2022

The post New Competition Forcing Smaller Banks to Try (Almost) Anything appeared first on The Financial Brand - Banking Trends, Analysis & Insights. A big surprise is the willingness to offer crypto services. But the unwillingness to reconsider branch dependency could be a millstone.

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Banking Trends Analysis Trends Branding 29

The Financial Brand

DECEMBER 6, 2020

Fast-growing mega-fintech siphons small business loans and transactions from banks. The post Why Square’s Expanding Ecosystem Threatens Banking’s Future appeared first on The Financial Brand. ILC charter plus P2P could impact the consumer market.

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Branding Fintech Marketing Innovation Strategies 34

The Financial Brand

DECEMBER 6, 2020

Fast-growing mega-fintech siphons small business loans and transactions from banks. The post Why Square’s Expanding Ecosystem Threatens Banking’s Future appeared first on The Financial Brand. ILC charter plus P2P could impact the consumer market.

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Branding Fintech Marketing Innovation Strategies 36

The Financial Brand

MAY 4, 2021

The drumbeat of doom for smaller financial institutions has been slowed by the actions of a small but growing group of tech-savvy innovators. The post The Banking Model of the Future: ‘Neo+Traditional’ Hybrids appeared first on The Financial Brand.

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Innovation Branding Groups Innovation Strategies 22

CB Insights

MAY 15, 2019

It was rolled out in 2017 across The Netherlands, reducing mobile fraud in banks that use the service by roughly 30% since being launched. Associated funds: Rabo Frontier Ventures (RFV) is a €70M investment fund and a subsidiary of Rabobank, aimed to support the bank’s overall innovation strategy.

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Innovation blockchain Technology Groups 78