PYMNTS
OCTOBER 25, 2016
Credit card companies have not been shy when it comes to lending to subprime customers , but according to new data from TransUnion, that strategy is starting to backfire for the credit card issuers. percent for credit cards issued in 2014 and 1.5 percent for credit cards issued in 2013.
PYMNTS
SEPTEMBER 17, 2019
While short-term lending in general has a pretty rough reputation, the pawn loan is the most ill-regarded arena in an already unloved category of consumer lending. The loan amount a borrower can get from a pawnbroker is determined solely by the value of the item itself; as in most forms of short-term lending, there is no credit check.
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Jack Henry
FEBRUARY 25, 2015
CEOs and Chief Lending Officers, have you ever met a young lender that seemed to see his/her shadow while out on a business development call? Then, just like the groundhog, that lender will retreat back to the burrow with nothing more than a prospect’s business card. lenders loan growth commercial lending'
Independent Banker
OCTOBER 14, 2014
Robust online mortgage websites embrace today’s lending challenges as well as consumer needs. I still do a lot of lending myself,” Michelotti says. a third party in Oklahoma City that accepted 425 mortgage applications for D.L. Now such mortgage lending preliminaries are handled online. By Elizabeth Judd.
PYMNTS
JUNE 27, 2019
For businesses with between 20 and 99 employees, credit cards remain their top financing source, while bank loans are more commonly reserved for firms with between 100 and 500 employees. One of the biggest challenges today, he noted, is raising awareness among small businesses that this is even an option for them.
MyBankTracker
MAY 23, 2020
APRs are lower than predatory lending options. In the short-term, you can give your score a small boost by reducing your credit card debt and avoiding applying for credit cards in the months before you submit an important application. The best way to reduce this ratio is to pay off existing debts, like credit card debt.
Fintech Labs Insights
SEPTEMBER 21, 2015
HQ: Oklahoma City, Oklahoma. Risk management for P2P lending. Automatic bill payment for prepaid cards. Tags: Consumer, lead gen, lending, mortgage. Small business loan marketplace. HQ: New York City. Latest round: $11.5 million Series B. Total raised: $14.9 Source: Crunchbase. Alkami Technology. Latest round: $11.5
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