The Financial Brand

DECEMBER 13, 2021

Technology is behind many, but not all, of the trends. Some represent serious operational challenges, others big revenue opportunities. The post 9 Pivotal Trends that Will Shape Banking Strategies for 2022 appeared first on The Financial Brand - Banking Trends, Analysis & Insights.

Trends 40

Trends Strategy Banking Trends Analysis 40

PYMNTS

DECEMBER 12, 2018

Financial institutions are in the midst of becoming more mobile, with many of those legacy operations opting to — or at least considering — working more closely with FinTech providers to upgrade services, retain customers and acquire new ones. The debut of 5G promises to add another tool that can aid such efforts. Digital Demand.

Fintech 211

Fintech Mobile Analysis Technology 211

South State Correspondent

AUGUST 8, 2022

With 100+ public banks reporting, we have more than a representative sample to see 2Q 2022 bank earnings trends and derive some operational insights on bank performance. Fees at banks dropped, primarily driven by mortgage operations, and net interest margin increased by approximately 25 basis points to 3.12%.

Trends 195

Trends Community Bank Community Retail 195

PYMNTS

FEBRUARY 27, 2019

“On one hand, our banking system is over 100 years old, and was really developed during the apartheid years,” he said. “Most small businesses operating in South Africa today are relatively new, and emerged post-apartheid.” Challenge Breeds Opportunity.

Technology 190

Technology Industry Innovation Big Data 190

PYMNTS

JANUARY 25, 2019

With more on-premise and cloud-based solutions operating in the back office, enabling all these systems to communicate and share data with each other is not a given. It is, in part, why businesses are digitizing and adopting technology, as they look toward software solutions that can unlock information more quickly.

Data 173

Data Survey Analysis Software 173

PYMNTS

JUNE 24, 2019

Banks and credit unions are still wrestling with the best ways to deploy mobile technology, in ways that balance security, safe authentication and consumer convenience. For mobile banking to become ubiquitous, the development of 5G technology is paramount,” reads one analysis of the biggest FinTech and banking trends for 2019. “5G

Mobile 116

Mobile Fintech Technology Analysis 116

PYMNTS

DECEMBER 11, 2019

still failing within the first five years, open banking is a great opportunity to help more small businesses in the U.K. Although SMBs may not be aware of the technological business models behind it, the open banking trend is expanding in the U.K. “Cash flow remains the No.

Fintech 132

Fintech Groups Data Strategy 132

The Financial Brand

FEBRUARY 11, 2024

This article GenAI: Banking’s Best Offense in Challenging Times appeared first on The Financial Brand. IBM research explores the immense yet balanced potential of generative AI across innovating customer value, optimizing operations, and managing risks.

Branding 22

Branding Innovation Operations Management 22

Accenture

APRIL 6, 2021

This is the first in a series of in-depth thought leadership pieces on Open Banking in the Middle East. This one explains Open Banking and outlines key considerations for the Open Banking journey. Subsequent pieces will focus on the business case for banks in the region and lay out the actions they need to take….

Leadership 285

Leadership Regional Customer Experience Banking Trends 285

NCR

JUNE 12, 2017

Any bank embarking on a journey towards omni-channel service delivery will have many questions to answer and challenges to overcome along the way, as I explore in this whitepaper. One of the key stages of an omni-channel transformation is assessing your existing operating model and looking for ways it can be improved.

Operations 82

Operations ATM Customer Experience Examples 82

Gonzobanker

APRIL 5, 2018

Video Transcript: Alison Van Pelt : Hi everyone this is Alison Van Pelt with Cornerstone Advisors I’m here with my colleague Vincent Hui, we’re here to talk to you today about banking trends in 2018 for merger and acquisition work. Vincent what are your thoughts?

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Trends Banking Trends Video Marketing 60

NCR

JANUARY 16, 2017

We estimate that in five major retail banking businesses (consumer finance, mortgages, SME lending, retail payments and wealth management) from ten to 40 percent of revenues (depending on the business) will be at risk by 2025, and between 20 and 60 percent of profits, with consumer finance the most vulnerable.”

Trends 40

Trends Retail Customer Experience Resources 40

The Financial Brand

MARCH 26, 2024

This article How a Regulatory Nudge Pushed Payday Lending into the Mainstream, Benefiting Borrowers and Banks appeared first on The Financial Brand. The big banks have embraced small dollar lending, saving millions of consumers billions of dollars annually, according to a new report.

Lending 32

Lending Branding Report Banking Trends 32

PYMNTS

SEPTEMBER 29, 2020

Middle Eastern consumers’ jump to online channels during the pandemic follows global commerce and banking trends, but Macadam explained that the region’s shift has been more dramatic than in other areas. Online Payments Drive Privacy Concerns. This is also a significant departure from the pre-pandemic payment normal, he stated.

Payments 172

Payments Regulation Online Retail 172

CB Insights

AUGUST 23, 2018

Finn is JPM’s mobile-only bank, and represents JPM’s attempt to jump on the mobile-only banking trend before it becomes the norm. Finn is run out of a separate office from the rest of JPM and Chase, and Finn Head Melissa Feldsher described the unit by saying, “we think of ourselves as a startup in the bank”. .

Cards 76

Cards Mobile Strategy Branding 76

FICO

JANUARY 27, 2022

The most popular posts in our Customer Development category dealt with credit card payments, open banking, trends for financial services and small business lending — as well as FICO’s listing as a top risk management firm. Here are extracts from those posts. The Impact of Covid-19 on Credit Card Payments .

Analytics 52

Analytics US Trends Data 52

PYMNTS

NOVEMBER 14, 2017

.” FIs are beginning to look at the concept of open banking as a positive force that can help them become more flexible, agile and adaptive of FinTechs and the technologies they offer, bringing them to their own customers.

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Fintech Regulation Regional Data 164