The Financial Brand

JANUARY 31, 2016

Financial institutions must radically innovate and transform themselves to ensure success in the next decade. Are you prepared?

Banking 2020 12

Banking 2020 Retail Innovation Report 12

Tech and Finance

APRIL 29, 2016

PWC Retail banking. In its report on Retail Banking 2020 — Evolution or Revolution, PWC optimistically ignores many of the details of its survey and concludes that banking has a great days ahead.

Retail 28

Retail Regional Innovation Survey 28

Tech and Finance

APRIL 29, 2016

PWC Retail banking. In its report on Retail Banking 2020 — Evolution or Revolution, PWC optimistically ignores many of the details of its survey and concludes that banking has a great days ahead.

Retail 28

Retail Regional Innovation Survey 28

Gonzobanker

FEBRUARY 19, 2020

Financial institutions are making fintech partnerships a key priority in 2020, according to a new study from Cornerstone Advisors. In What’s Going On In Banking 2020: Outlook for a New Decade , 65% of banks and 76% of credit unions say these partnerships will be an important part of their business strategies this year.

Strategy 143

Strategy Fintech Study Customer Experience 143

Banking 2020

SEPTEMBER 24, 2014

There’s no question that the very idea of retail banking has been in turmoil ever since this thing called the Internet came along. Over time it’s only gotten worse, what with attacks from a range of mobile banking applications and contactless payments, most recently the potential phenomenon named Apple Pay.

Apple 71

Apple Retail FDIC Course 71

Banking 2020

FEBRUARY 2, 2016

There are lessons to be learned from experiences in retail. Well, there’s no doubt about this one: retail. Yes, retail for sure—a quick search online turns up hundreds of stories about retail omni-channel. In fact, 38% of retailers say this is a top priority. Wearable technologies? Social channels?

Retail 40

Retail Strategy Boston Industry 40

Banking 2020

NOVEMBER 18, 2014

With four generations in the workforce for the first time ever and financial services seeing tech and retail taking their best performers, how can you make sure you’re hiring the right talent and keeping them there?

Retail 75

Retail 75

Banking 2020

FEBRUARY 5, 2016

January Retail Numbers Expected To Be Soft: Due to warm temperatures, many retailers took serious hits in their sales in the month of January. 10 Digital Trends Banks & Credit Unions Should Embrace: With a new year comes new innovation and trends. This article features 10 digital trends banking should embrace in 2016.

Trends 40

Trends Mobile Study Retail 40

Gonzobanker

MARCH 26, 2020

According to the Cornerstone Performance Report for Banks , the median bank’s active mobile banking users as a percentage of checking accounts was 36% in 2019, digital origination of consumer loans stood at 12% of volume, and deposit accounts originated online were an anemic 2%.

Mobile 188

Mobile Digital Banking Strategy Resources 188

Banking 2020

NOVEMBER 8, 2015

When Apple Pay launched in the UK earlier this year some forward-thinking retailers waived the £20 (now £30) contactless limit from the start as consumers can verify who they are with the TouchID fingerprint scanner on the latest iPhone devices. In July 2015, 43 per cent of new terminals installed were contactless-ready. Tap twice and go.

Payments 40

Payments Fraud Cards Retail 40

Banking 2020

JUNE 4, 2015

Even the best–performing sector, online retail, had 33% of consumers complaining about this issue. Agents not knowing the answer: Offline retail (47%) and technology sectors (47%) performed the worst. The system would have to be available across all omnichannel touchpoints, including retail stores and branch offices.

Retail 40

Retail Maine Online Study 40

Banking 2020

JANUARY 28, 2016

The internet retail giant is scrapping Local Register, the $10 app and dongle service that enables small businesses to accept card payments through a smartphone. Clearly cutting across the physical and online retail sectors is not as easy as it looks. The latest is Amazon, which is leaving the mPOS market after barely a year.

Industry 40

Industry Payments System Online 40

Banking 2020

FEBRUARY 12, 2015

Retail subletting has existed between big box stores and smaller retailers for years, but economics and a diversifying workforce are dictating the need for more flexible and mobile working conditions. Online banking guidance. He writes about retail evolution and futurist applications and services. Investment classes.

Community 40

Community Retail Mobile Community Bank 40

Banking 2020

JUNE 9, 2015

The progress in these areas is clearly making a difference as banks have rebounded from low, post-recession customer satisfaction to an all-time high score of 790 (on a 1,000-point scale) in the J.D. Retail Banking Satisfaction Study SM. . Can Midsize Banks Keep Pace? Power 2015 U.S. Mobile and Digital Technology.

Regional 40

Regional ATM Customer Experience Policies 40

Banking 2020

NOVEMBER 18, 2014

With four generations in the workforce for the first time ever and financial services seeing tech and retail taking their best performers, how can you make sure you’re hiring the right talent and keeping them there?

Retail 42

Retail 42

Banking 2020

NOVEMBER 17, 2015

The country’s central bank says it costs 1.65 From October 28th, retailers will round up or down to the nearest five cents. Ronnie O’Toole of the Central Bank of Ireland said: “As a country we are good at making changes like this. cents to produce a one-cent coin, and 1.94 cents to make a two-cent coin.

National 40

National Retail US Payments 40

Banking 2020

FEBRUARY 26, 2015

However, this doesn’t mean that we, as in consumers, retailers, issuers, haven’t learned anything from these incidents. With this reality in mind, a growing number of issuers and retailers have started acting on updating credit cards to EMV chip-enabled cards and upgrading their systems.

Payments 40

Payments Bitcoin Mobile System 40

Banking 2020

JANUARY 20, 2016

“The structure of commerce also differs, with spending in mature economies focused in large shopping centres, as opposed to developing economies’ small retail stores and local boutiques,” the WPR stated. “All of these factors have led to higher per-inhabitant non-cash transactions in mature economies.”

US 40

US Payments National Innovation 40

Banking 2020

DECEMBER 17, 2015

But it is not so and this Christmas – when retail spending reaches its peak for the year – consumers appear as wedded to cash as ever. on gifts, decorations, food and other Christmas purchases, according to a survey for the National Retail Federation, this is not a small amount of notes.

Cards 40

Cards Mobile Security Survey 40

Banking 2020

JANUARY 22, 2016

Globally, the top 10 merchants accounted for more than five per cent of all retail sales in 2014, according to data from Deloitte and eMarketer , highlighting just how crucial it is to get the big players on board. Meanwhile, Reuters has reported that some retailers are actively pushing banks to enable PIN authorization.

US 40

US Report Cards Security 40

Banking 2020

OCTOBER 7, 2015

The EMV (Europay, MasterCard, Visa) shift went into effect on October 1, 2015 and a majority of large retailers and merchants have upgraded POS terminals to accept EMV chip cards. If you don’t have a chip card, request one from your issuing bank. Despite this new mandate, many consumers are still waiting for new EMV cards.

Cards 40

Cards Security Retail Survey 40

Banking 2020

FEBRUARY 27, 2015

A new fee-free mobile bank: Is the U.S ready for a banking revolution? With no physical branches, and no fees, BankMobile wants to streamline retail banking into a simple mobile experience. Articles via Forbes, Business Insider, ZDNet, and American Banker. While deposits involving human tellers dropped.

Community Bank 40

Community Bank ATM Community Mobile 40

Banking 2020

NOVEMBER 11, 2015

MasterCard’s first Retail Social Listening Study , which analysed 1.6 The third key trend was that of retailer acceptance of new payment methods. However important or clever these changes are, the industry has to keep the consumer at the heart of its plans and a new survey shows exactly what customers want. Convenience. Acceptance.

Payments 40

Payments social media ATM Innovation 40

Banking 2020

NOVEMBER 17, 2015

David Lott, a payments risk expert in the Retail Payments Risk Forum at the Atlanta Fed, notes that first party fraud may rise as a result of EMV as criminals shift their attention to easier avenues. First-party fraud may rise. Merchants may be slow.

US 40

US Atlanta Fraud Cards 40

Banking 2020

JANUARY 29, 2015

His sentiment is that Bitcoin is ultimately doomed because it isn’t really a currency, but a form of payment that most retail chains and consumers will want to accept. Looking at Bitcoin’s performance the market, its integration into well-known retail systems, and the strong anti-Bitcoin sentiment, it seems that the results are mixed.

Bitcoin 40

Bitcoin Marketing California Analysis 40

Banking 2020

FEBRUARY 13, 2015

For financial institutions, it’s important to monitor what consumers are interested in and what they need before investing money in new retail POS solutions. To vet mobile pay options, follow the consumer: There are a lot of mobile payment options out there, for consumers and financial institutions as well.

Apple 40

Apple Mobile Payments Millennials 40

Banking 2020

OCTOBER 23, 2015

With all of these pressures on retail banking, the industry needs innovation more than ever before. To read more on omni-channel innovation and banking growth, head to the NCR Corporation blog here.

Innovation 40

Innovation ATM Strategy Industry 40

Banking 2020

NOVEMBER 27, 2015

That’s why digital capabilities have revolutionized every industry from retail and healthcare to banking—if the same services can be had from half a world away, and for a lower cost, why not avail of them? The whole point of the Internet is that it eliminates geographic boundaries. When we’re online, we can go anywhere, and surely do.

Millennials 40

Millennials Survey social media Online 40

Banking 2020

OCTOBER 30, 2015

22, German financial technology provider Number26 rolled out a new program to turn retail outlets into dual-purpose banking hubs. The plan is to have some 3,000 grocery stores and other familiar retailers throughout Germany offer services to customers who want to make deposits or withdrawals.

Community 40

Community United States Survey Millennials 40

Banking 2020

DECEMBER 15, 2014

Similarly, SAP recently launched a partnership with consumer electronics giant Samsung to build on wearable devices for retail and other markets. And the belief is still that Intel will have a presence in future versions of Google Glass. There are many smaller companies playing the game too.

Technology 89

Technology Apple social media Mobile 89

Banking 2020

DECEMBER 4, 2014

Sure, it’s easy to shrug at these escapades—in the past year there’s been a litany of massive data breaches at brand-name enterprises, from retailers and restaurants to financial services institutions. And from there on it became a joyride for the bad gays, who could steal information or even insert their own.

Course 69

Course United States Compliance Security 69

Banking 2020

APRIL 28, 2015

Tech savvy banking customers are not only comparing their digital experience with that of other banks, but also with their digital experiences in the non-banking world, like retail or telecom. This digital experience is vital, as it determines whether they should stay or move to different banks for better service.

Customer Experience 40

Customer Experience Digital Banking social media Millennials 40

Banking 2020

OCTOBER 22, 2014

From the retail point of sale to core banking systems, online security issues have dominated financial headlines in 2014. retailers reporting being targeted, and banks suffering an estimated $650 million in losses from deposit account fraud, according to separate reports by AFP and the American Bankers’ Association.

Technology 57

Technology Fraud Security Study 57

Banking 2020

DECEMBER 4, 2014

Sure, it’s easy to shrug at these escapades—in the past year there’s been a litany of massive data breaches at brand-name enterprises, from retailers and restaurants to financial services institutions. And from there on it became a joyride for the bad guys, who could steal information or even insert their own.

Course 58

Course United States Compliance Security 58

Banking 2020

DECEMBER 1, 2014

As the most recent report from Ovum Research reveals, mobile banking is comfortably perched at the top of retail banks’ investment priority list. The flip side of the picture, meanwhile, makes the madness even more evident. Yes, financial institutions do get it.

Mobile 61

Mobile Resources Apple Data 61

Banking 2020

JANUARY 29, 2016

These displays could even dispense items they advertise – so-called impulse buys – to create a highly immediate retail experience. In the case of the digital display ads, it’s making use of a pre-existing marketing channel to generate a transaction, targeting consumers in the physical world of shopping centres and transport hubs.

Payments 40

Payments social media Innovation Strategies ATM 40

Banking 2020

DECEMBER 1, 2014

As the most recent report from Ovum Research reveals, mobile banking is comfortably perched at the top of retail banks’ investment priority list. The flip side of the picture, meanwhile, makes the madness even more evident. Yes, financial institutions do get it.

Mobile 58

Mobile Resources Apple Data 58