American Banker

SEPTEMBER 19, 2023

Denver-based InBank will expand into Georgia and Arizona, part of a wider plan to seize market share and build what one executive called a top-tier SBA lender.

Colorado 69

Colorado Denver Arizona Georgia 69

Abrigo

JANUARY 15, 2015

In the spirit of the go local movement, new data from Sageworks Bank Information peeked in on 10 cities to see which community banks were making an impact on local mortgage lending. • Phoenix, Arizona – Arizona Bank & Trust ($102 million). • Hartford, Connecticut – United Bank ($1.19

Cleveland 150

Cleveland Detroit Michigan Community Bank 150

CFPB Monitor

AUGUST 7, 2018

On August 3, 2018, Arizona began accepting applications for its regulatory sandbox that “enables a participant to obtain limited access to Arizona’s market to test innovative financial products or services without first obtaining full state licensure or other authorization that otherwise may be required.”

Arizona 68

Arizona Innovation Lending Fintech 68

CFPB Monitor

OCTOBER 11, 2018

At the Online Lending Policy Institute’s (OLPI) annual summit in Washington, D.C. earlier this week, the OCC’s recent decision to accept applications from non-depository financial technology firms for a special purpose national bank (SPNB) charter was the focus of considerable discussion.

Policies 60

Policies Lending Data Online 60

American Banker

NOVEMBER 10, 2022

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Arizona 69

Arizona Policies Lending 69

CFPB Monitor

MAY 7, 2015

In addition to Arizona Congressman David Schweikert and representatives of USHCC and CFSA, other guest speakers include Professors Ronald Mann and Jennifer Priestley, the authors of two recent studies examining the effect of short-term lending on consumers’ financial health. The event is open to media and requires an RSVP.

Lending 60

Lending Arizona United States Washington 60

PYMNTS

MARCH 21, 2019

who simply don’t have access to safe lending and are susceptible to predatory lenders. Aura uses a cloud-based lending technology that lets local businesses submit applications for credit for review and approval through scoring algorithms. It’s available in 1,200 locations throughout California, Texas, Illinois and Arizona.

Arizona 107

Arizona Illinois Community Capital 107

Independent Banker

JANUARY 31, 2023

Scottsdale Community Bank is the first new community bank in Arizona in 14 years, and it already has the capacity to make more than $100 million in loans. We are changing the face of business banking in Arizona by combining cutting-edge fintech technology with true relationship banking.”

Community Bank 172

Community Bank Community Phoenix Arizona 172

Independent Banker

AUGUST 25, 2016

Arizona bank extensively uses third-party service providers. Higher-volume lending has become more important to profitability. Calculated Lending. Budgeting for expanded lending starts with a strategic plan. Minnesota bank makes high-volume SBA lending a profitable specialty. Outsized Outsourcing. Rolling Along.

Missouri 70

Missouri Connecticut Minnesota Arizona 70

PYMNTS

NOVEMBER 4, 2019

Online lending marketplace Prosper has teamed up with BBVA USA to offer a new way for consumers to apply for a home equity line of credit (HELOC), which involves significantly less paperwork and waiting than traditional means, according to a release.

Alabama 100

Alabama New Mexico Arizona Colorado 100

PYMNTS

NOVEMBER 4, 2019

Online lending marketplace Prosper has teamed up with BBVA USA to offer a new way for consumers to apply for a home equity line of credit (HELOC), which involves significantly less paperwork and waiting than traditional means, according to a release.

Alabama 100

Alabama New Mexico Arizona Colorado 100

PYMNTS

SEPTEMBER 17, 2019

While short-term lending in general has a pretty rough reputation, the pawn loan is the most ill-regarded arena in an already unloved category of consumer lending. The loan amount a borrower can get from a pawnbroker is determined solely by the value of the item itself; as in most forms of short-term lending, there is no credit check.

Ohio 151

Ohio Lending Iowa South Dakota 151

CFPB Monitor

NOVEMBER 8, 2018

As described on the Colorado Secretary of State’s website , Proposition 111 “would restrict the charges on payday loans to a yearly rate of 36 percent and would eliminate all other finance charges and fees associated with payday lending.”. The other states to have done so are South Dakota, Ohio, Arizona, and Montana.

Colorado 94

Colorado South Dakota Montana Arizona 94

Gonzobanker

FEBRUARY 1, 2023

Scottdale, Arizona was chillier than normal this week, but that didn’t prevent bankers from having heated discussions about 2023 at this year’s Acquired or Be Acquired conference, hosted by Bank Director. Like the Phoenix Open and Super Bowl week coming soon to Arizona, it’s clear things are going to be hopping in banking this year.

Arizona 148

Arizona Kansas City Industry Phoenix 148

American Banker

NOVEMBER 9, 2021

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Arizona 56

Arizona Marketing Lending 56

Bobsguide

FEBRUARY 22, 2022

The core transformation program, titled “FutureCore,” is divided into phases and Consumer Lending for the 7 affiliate banks is the first phase to go live, with other phases to follow. The completion of this consumer lending installation represents our first step toward having a fully integrated core loan and deposit system.

Software 78

Software Wyoming Idaho Nevada 78

Independent Banker

JUNE 30, 2022

is a full-service commercial bank with 80 branch locations in Arizona, Colorado, Kansas and Missouri. One of the very quick things we turned to were HOAs … and we quickly learned we could earn more of their business if we had a lending solution. By William Atkinson. Name: Academy Bank. Assets: $2.3 Location: Kansas City, Mo.

Kansas City 91

Kansas City Kansas FDIC Community Bank 91

PopularBank

APRIL 3, 2024

And as soon-to-be retirees explore housing options in Florida, Arizona, the Carolinas and other popular retirement states, a higher cost of living and a shortage of middle-market senior housing are raising concerns for those ready to embark on a fixed income lifestyle. We’re here to help. appeared first on Blog Popular Bank.

Community 52

Community Operations Arizona United States 52

CFPB Monitor

SEPTEMBER 22, 2016

The CFPB announced that it has filed administrative enforcement actions against five Arizona auto title lenders for alleged violations of Truth in Lending Act advertising requirements. Comments on the proposal are due by October 7, 2016.

Arizona 60

Arizona Lending Examples Company 60

Gonzobanker

FEBRUARY 8, 2022

It’s been a long two years since bankers and investment bankers nationwide made their annual pilgrimage to the Arizona desert for the Acquire or Be Acquired conference – and ohhh man, a completely different world has emerged since the January 2020 get-together! Let’s put COVID aside for a minute. A new frontier of efficiency will arrive.

Fintech 167

Fintech Customer Experience Conference Technology 167

PYMNTS

AUGUST 25, 2016

The company takes a more narrow focus to small business lending than some other FIs by targeting the western U.S. But Clearinghouse CDFI can also offer interesting insight into the state of regulation of small business lending and how greater oversight may impact the SMEs that prop up their local communities. A Regional Reach.

Regulation 100

Regulation Lending Community California 100

CFPB Monitor

SEPTEMBER 21, 2020

Nikitra Bailey, EVP, Center for Responsible Lending (Durham, NC). Bruce Ocko, Senior VP Director of Mortgage & Consumer Lending, Bangor Savings Bank (Bangor, ME). Michael Staten, Professor and Associate Dean, University of Arizona (Tucson, AZ). Nadine Cohen, Managing Attorney, Greater Boston Legal Services (Boston, MA).

DC 78

DC Mississippi Washington Oklahoma City 78

Banking 2020

OCTOBER 16, 2014

Jill discussed VWCU’s ongoing partnership with University of Arizona’s football organization and how their recent online video campaign has increased engagement with the local community. billion financial institution in Arizona, which serves a growing membership of 130,000 members. Vantage West Credit Union is a $1.3

Arizona 68

Arizona social media Tucson Video 68

CFPB Monitor

FEBRUARY 6, 2020

The relevant states are Arizona, Arkansas, Colorado, Connecticut, Illinois, Indiana, Kentucky, Massachusetts, Minnesota, Montana, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, and South Dakota (“Subject States”). The loans in question were made by companies owned by Native American tribes.

South Dakota 78

South Dakota North Carolina New Hampshire Company 78

CB Insights

NOVEMBER 6, 2019

Collectively, these startups have raised over $9.5B, with leading companies including lending startup Avant (Illinois, $655M in total disclosed equity funding), next-gen auto insurer Root Insurance (Ohio, $509M), restaurant finances management system Toast (Massachusetts, $503M), and small business lending startup Kabbage (Georgia, $490M).

United States 72

United States Fintech North Carolina Rhode Island 72

CFPB Monitor

JANUARY 5, 2016

The original complaint identified eight states with laws of this kind—Arkansas, Arizona, Colorado, Indiana, Massachusetts, New Hampshire, New York and North Carolina—and alleged that the effort to collect amounts in excess of the amounts lawfully due under state law was “unfair,” “deceptive” and “abusive” as a matter of federal law.

CA 60

CA North Carolina Company Massachusetts 60

Fintech Labs Insights

AUGUST 6, 2015

Lending Club provided investors with plenty to think about in its Q2 2015 earnings conference call this week. Here are a few of the highlights from a second quarter that saw Lending Club reach $11.2 Opened to investors in Texas, Arizona, Arkansas, Iowa, and Oklahoma. billion in total originations. Renaud Laplanche is CEO.

Lending 12

Lending North Dakota Report Nebraska 12

Jeff For Banks

DECEMBER 18, 2014

through its subsidiary BNC National Bank, offers community banking and wealth management services in Arizona, Minnesota, and North Dakota from 14 locations. It also conducts mortgage banking from 12 offices in Illinois, Kansas, Nebraska, Missouri, Minnesota, Arizona, and North Dakota. (OTCQX: BNCC) BNCCORP, Inc.,

North Dakota 93

North Dakota Arizona Minnesota Los Angeles 93

CB Insights

MARCH 13, 2019

valuation), Nuro ($2.7B), alternative lending startup Avant ($1.9B), AI-powered predictive sales acceleration platform InsideSales.com ($1.7B), salestech startup Afiniti ($1.6B), healthcare startup Butterfly Network ($1.3B), and data analytics company Dataminr ($1.2B). Total Equity Funding ($M). Info Assembly. California.

United States 78

United States Rhode Island Massachusetts Connecticut 78

FICO

APRIL 3, 2020

They’re scrambling to stay afloat – but with no end in sight, what will this mean for the economy and the credit and lending industry? Congress is currently considering a proposal that would increase a Treasury Department fund, giving the Federal Reserve access to $350+ billion that could be used for emergency lending programs.

Community Bank 52

Community Bank Community Lending social media 52

Independent Banker

JULY 1, 2015

Residential mortgages make up about 90 percent of his portfolio with other retail lending and a few small commercial loans making up the rest. For Harms, mortgage lending isn’t just about regulations or underwriting—it’s about people and their financial dreams. There is no typical client, Harms adds.

Cleveland 70

Cleveland Wisconsin Arizona Virginia 70

PYMNTS

JUNE 12, 2017

Gobble currently serves seven western states: California, Nevada, Washington, Oregon, Arizona, Idaho and Utah. Gobble’s use of data science enables precision, not just in customer satisfaction, but in forecasting, ordering and stocking food, which lends to the company’s efficiency and success. “In

Idaho 118

Idaho Leadership Operations Nevada 118

PYMNTS

MARCH 10, 2018

The so-called “ Sunshine Protection Act ” still has to get approved by Governor Rick Scott and by Congress, so it’s not a done deal yet, but if it passes, then Florida will join only two other states in the country in doing so — Hawaii and parts of Arizona. The institute found similar results in San Diego and Denver. percent drop.

Retail 113

Retail Massachusetts San Diego Los Angeles 113

CB Insights

OCTOBER 26, 2017

California-based lending unicorn SoFi is the most well funded fintech company with just over $2B raised since 2011. Unicorns on the map include SoFi in California, Oscar in New York, Avant in Illinois, Kabbage in Georgia, and AvidXchange in North Carolina. Click on the image below to enlarge. The company was last valued at $4.5B California.

United States 78

United States Fintech North Carolina Rhode Island 78

Jeff For Banks

DECEMBER 19, 2015

through its subsidiary BNC National Bank, offers community banking and wealth management services in Arizona, Minnesota, and North Dakota from 16 locations. It also conducts mortgage banking from 12 offices in Illinois, Kansas, Nebraska, Missouri, Minnesota, Arizona, and North Dakota. (OTCQX: BNCC) BNCCORP, Inc., But I digress.

North Dakota 60

North Dakota Arizona Michigan Florida 60

Independent Banker

FEBRUARY 25, 2015

Community banks, which will continue to face a growing number of senior customers with everyday cash needs and built-up home equity, should explore this niche lending opportunity, two community bankers providing these specialty loans suggest. Yet Ardesson says he is the only banker based in Arizona that he knows of making reverse mortgages.

Trends 70

Trends Community Lending Community Bank 70

MyBankTracker

MAY 22, 2020

APRs are lower than predatory lending options. While the loans are very expensive, they offer a middle ground between traditional loans and potentially predatory payday lending. Unlike Oportun, traditional lenders usually look at your credit score when making a lending decision. Designed for borrowers with no credit.

Idaho 52

Idaho Lending Alabama Wisconsin 52