Tomorrow's Transactions

Ultra wide band – the 2nd coming?

Tomorrow's Transactions

Every year Consult Hyperion publishes our Live 5. We try to shine a lens on the year ahead and think about what will be impacting our clients.

The Disintermediation of Business Banking

Tomorrow's Transactions

I recently had the pleasure of “attending” the LendIt Fintech – Europe 2020 virtual event.

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Building SoftPOS – not as easy as you think.

Tomorrow's Transactions

For the third year running, my colleague Gary Munro facilitated a thought-provoking debate around the use of mobile phones and tablets as contactless payment terminals during last week’s virtual Merchant Payments Ecosystem (MPE) conference.

2020 | Challenging our Resilience

Tomorrow's Transactions

Twenty-Twenty. What could go wrong in such a perfectly numbered year? Sadly, we all know the answer to that: Everything.

Realizing the Benefits of Automated Machine Learning

How are organizations using machine learning and artificial intelligence (AI) to derive business value? Renowned author and professor Tom Davenport explains the rise of automated machine learning, its benefits, and success stories from businesses that are already using it.

#IWD2021 – Cybersecurity really is a great place to work

Tomorrow's Transactions

As an example of creative thinking in promoting inclusion, I would like to highlight John Patrick Crichton-Stuart, 3rd Marquess of Bute, a thoroughly modern Victorian, educated by his mother until the age of 12.

Contact-free public transport (Part 3)

Tomorrow's Transactions

This is the third of three blogs about technologies to support contact-free use of public transport. The radio again – I hear that the Transport Minister for England had just reported that there have been fewer than 400 fines for people failed to wear face covering on public transport.

Contact-free and App Clips in Apple’s iOS 14

Tomorrow's Transactions

The Use of Contact-free is Accelerating At Consult Hyperion, we have already seen the pandemic accelerate the adoption of contact-free payments in the face to face environment as customers have become wary of catching COVID by touching shared devices, such as self-service terminals and PIN pads.

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4+4 | Strategic thinking for post-pandemic payments

Tomorrow's Transactions

Early on in the pandemic my colleagues at Consult Hyperion and I did a lot of research to explore how it might impact our customers and our customers’ customers, just as I am sure every other organisation in the payments sector did.

Chip and PIN? Remember that?

Tomorrow's Transactions

This weekend marks an anniversary. Although Consult Hyperion’s romance with smart cards had started many years before that, it will be fifteen years on Sunday that chip and PIN went live in the UK. I remember St. Valentine’s Day 2006 as if it was yesterday!

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The Best Sales Forecasting Models for Weathering Your Goals

Every sales forecasting model has a different strength and predictability method. It’s recommended to test out which one is best for your team. This way, you’ll be able to further enhance – and optimize – your newly-developed pipeline. Your future sales forecast? Sunny skies (and success) are just ahead!

Internet Safety Day 2021 – are my children safe?

Tomorrow's Transactions

Today marks the 10th anniversary of Safer Internet Day in the UK. Each year Industry, Educators, Regulators, Health & Social Care workers and Parents rally to raise awareness and put into action, plans to tackle findings from significant research on the topic of trust and safety on the internet.

Malware Wolves in Developer Sheep’s Clothing

Tomorrow's Transactions

When consumers install software on their devices, they often perform some sort of risk evaluation, even if they don’t consciously realise it. They might consider who provides the software, whether it is from an app-store, what social media says, and whether they have seen any reviews.

Live 5 – Micro-Location

Tomorrow's Transactions

In our Live 5 for 2021 we raised micro-location as an area of technology where we expect to start seeing significant advances being made. UWB (Ultra Wideband) is just starting to get traction in consumer electronics and we believe that this will trigger innovation in micro-location technology.

A masterclass with Dave Birch – ‘Raising your profile online – when face to face can’t happen’

Tomorrow's Transactions

Mar 8, 2021 02:00 PM GMT As International Women’s Day fast approaches, we’re delighted to collaborate with Women in Identity as we jointly #ChooseToChallenge for 2021.

How to Choose an AI Vendor

This report explores why it is so challenging to choose an AI vendor and what you should consider as you seek a partner in AI.

Ruby reflections, 40 years of technology change at work

Tomorrow's Transactions

At this time of year my colleague, Dave Birch looks forward, his annual “Live Five” started as a bit of fun, but over the years has become a thought provoking look at what might impact our industry in the coming year, if you haven’t read it yet, please follow this link.

Contact-Free: the backdrop to Payments, Ticketing & Identity in 2021

Tomorrow's Transactions

It’s that time of year again: where’s it’s traditional to take stock and look to the future.

No Delay to SCA

Tomorrow's Transactions

Since the FCA announced a further 6 month delay in the UK’s deadline for Strong Customer Authentication there’s been a general expectation that the EBA would follow suit and relax the date for the EEA.

Is your mobile banking app exposed by someone else’s software?

Tomorrow's Transactions

This post was written in collaboration with Neal Michie, Product Manager at Verimatrix Banks are facing massive disruption and change from many directions. The rise of app-only banks has made the need for traditional banks to have compelling app services an imperative.

B2B Pocket Playbook: End-to-End Guide to Sales Enablement

Sales enablement is the strategic process of providing sales teams with the content, guidance, and mentorship needed to engage targeted buyers. It’s all about equipping sales professionals with the tools they need to put their best-selling foot forward. And if sales teams want to continuously sell better -- and faster -- their sales enablement process must have a game-winning strategy. It's time for you to start selling smarter - and hitting your sales number - with the best B2B database in the market. Get started today.

Fraudsters target loyalty schemes for easier gains

Tomorrow's Transactions

(more…) (more…). Money Payment systems Payments Privacy and security

Defining Digital Identity

Tomorrow's Transactions

Our friends at Smartex challenged its readership to define Digital Identity the other day, with a bottle of wine on offer for the best definition. I’m pleased to say that the bottle of wine was won by Consult Hyperion, with a couple of competition entries submitted.

Future Ready Payments Processing

Tomorrow's Transactions

Payment Processing Platforms At Consult Hyperion we spend a lot of our time looking into payments processing platforms for our clients.

NHS test and trace text messaging scams target vulnerable people

Tomorrow's Transactions

Here at Consult Hyperion we tend to go on about the lack of a joined up thinking around government policy on digital identity and source authentication but mostly it doesn’t really affect us personally. I mean, we get this stuff, we can spot a scam a mile off.

MLOps 101: The Foundation for Your AI Strategy

Machine Learning Operations (MLOps) allows organizations to alleviate many of the issues on the path to AI with ROI by providing a technological backbone for managing the machine learning lifecycle through automation and scalability.

Black Friday, Cyber Christmas, and a Contact-Free New Year

Tomorrow's Transactions

For most of us 2020 isn’t going to be a year to linger fondly in the memory. It’s been a monumental slog in the face of grim news and little cheer but from a payments perspective we’ve seen an unsurprising surge in interest in all things payment related.

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Identity ? Customer Centric Design

Tomorrow's Transactions

The team put on an excellent webinar this Thursday (May 21 st , 2020) in the Tomorrow’s Transactions series. The focus was on Trust over IP, although digital identity and privacy were covered in the round.

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Lockdown for transit

Tomorrow's Transactions

A couple of weeks ago I was delighted to host one of our weekly COVID-19 webinars. We discussed the impact of the global COVID-19 pandemic on public transport and how our technologies are likely to be used to help.

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5 things you need to know about Central Bank Digital Currencies (CBDC)

Tomorrow's Transactions

Guest blog post by Mirela Ciobanu, The Paypers The topic of Central Bank Digital Currency (CBDC) is gaining momentum. Across the globe, many CBDC initiatives aim to digitalise payments, support financial inclusion, make cross border payments faster and cheaper, support fiscal transfer, etc.

Pressure Points: How to Ensure Your B2B Pipeline Passes Inspection

This eBook highlights best practices for developing a pipeline management process that helps sales leaders and their team C.L.O.S.E (you’ll see what we mean in this eBook) more revenue through data-driven prospecting, stage analysis, and subsequent sales enablement.

Are 97% of mobile transactions in Asia fraudulent?

Tomorrow's Transactions

Recently I saw this article suggesting that 97% of mobile transactions in Asia are fraudulent? Can this really be true? I decided to investigate.

Transport Ticketing Global 2020

Tomorrow's Transactions

(more…) (more…). Money Payment Cards Payment systems Payments Retail and Transit Ticketing Transit and Travel

Internet voting – challenging but necessary

Tomorrow's Transactions

What did you think of the US election? I don’t mean the candidates and the outcome. What did you think of the election process? Should it be possible for national elections of this type to be done online?

The day that digital currency started

Tomorrow's Transactions

We’ve just had an important anniversary. I’m sure you are all thinking of July 4th and, of course, who can forget it! It’s a date that is very important to many people because it is the anniversary of the birth of The Clash, who played their first live gig on 4th July 1976.

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10 Keys to AI Success in 2021

Capitalizing on the incredible potential of AI means having a coherent AI strategy that you can operationalize within your existing processes. Learn how organizations are overcoming hurdles and realizing the enormous rewards that AI can bring to any organization.