Gonzobanker

NOVEMBER 2, 2023

Financial institutions standing in 2030 will have completed a significant and gut-wrenching transformation of their leadership talent. In an industry that collects 99.75% of the money it lends out, projects are most typically late, over budget, and do not achieve the original business outcomes targeted from the investment.

Leadership 158

Leadership Industry Management Resources 158

Gonzobanker

AUGUST 24, 2023

Holding these assets can impact profitability because banks can’t lend those funds out or invest them at higher rates. Overcoming the Crisis of the ’20s Two types of banks will be winners come 2030: The lucky and the smart. Rising interest rates depress the value of low-rate securities and loans. Commercial real estate loans.

Innovation 148

Innovation United States Industry Technology 148

FICO

JUNE 20, 2019

FICO’s survey found that 40 percent of respondents said digital-only banks and fintechs were the greatest competition to their business, with APAC Internet players (20%) and telcos diversifying into lending (20%) coming in equal second place.

Survey 40

Survey Digital Banking Regulation Regional 40

PYMNTS

APRIL 19, 2019

Grab, as most know, is a financial services ecosystem that serves the 630 million citizens in Southeast Asia — and has expanded from ridesharing and food delivery to lending and insurance for these micropreneurs. Not only that, but lessons about how and why to build one emerge from Grab’s experiences.

Regional 196

Regional Operations Mobile Examples 196

FICO

JUNE 20, 2019

FICO’s survey found that 40 percent of respondents said digital-only banks and fintechs were the greatest competition to their business, with APAC Internet players (20%) and telcos diversifying into lending (20%) coming in equal second place.

Survey 40

Survey Digital Banking Regulation Regional 40

Gonzobanker

AUGUST 15, 2017

may be through shared, self-driving vehicles by 2030.” The fallout from this easy lending has started inspiring lenders to pull back the reigns. Profitability assumptions made by senior lenders regarding both the return and embedded risk of auto lending may be materially flawed.

Industry 111

Industry Lending Policies United States 111

Jeff For Banks

OCTOBER 21, 2010

What is really needed is an approach to get banks back to lending, which is not helped by increased capital requirements and FASB’s proposal to subject loans to mark-to-market accounting, which could introduce frightening volatility into bank earnings and capital. When we needed action in the second quarter, the Fed did not act.

Taxes 60

Taxes Marketing Capital Policies 60

PYMNTS

APRIL 16, 2019

You wouldn’t need to go back more than two generations to spot the difference: A bank generally did business with people known by the financial institution’s employees and officers, lending to “people in good standing in the community,” said Stephen Maloney, EVP of business development and strategy at Acuant , during a recent PYMNTS interview.

Security 132

Security Trends Strategy Course 132

Gonzobanker

DECEMBER 20, 2019

As we close out the decade, the team at Cornerstone Advisors who bring you GonzoBanker believes the 2010-2020 decade that brought disruption to customer expectations will be followed by the 2020-2030 decade that will disrupt how bank shareholder value is created and maintained. It’s game on.

Idaho 148

Idaho Conference Data Marketing 148

PYMNTS

MARCH 14, 2019

Beijing even unveiled plans in 2017 to lead the world in AI by 2030, with plans to use the technology to predict crimes, lend money, track people in the country, help with traffic snarls and censor the internet, among other things. In fact, as China is funding more AI development, the U.S.

US 108

US Seattle America Policies 108