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Morgan Stanley Supercharged Its Customer Journey. Learn How at Adobe Summit 2024!

Perficient

Adobe Summit 2024 is right around the corner, and we’re excited to sit down with the executive director of marketing applications at Morgan Stanley Dorothy Joseph on March 27 at 11:30 A.M PST at The Grand Lux Café in The Palazzo. You must register to attend. Secure your spot now!

Analytics 465
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Loan Hedging for Community Banks in 2024

South State Correspondent

The market expects the current inverted yield curve to remain through much of 2024 (based on long-term interest rates and the expected rate cuts in 2024). This article will discuss how national, regional, and community banks may use loan hedging programs in 2024 to face earnings challenges.

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How to Better Advise Commercial Clients About Rates in 2024

South State Correspondent

Many economists and analysts predict that the Federal Reserve and other central banks will start easing monetary policy in 2024. How should lenders discuss interest rates in 2024, and what advice should relationship managers provide their clients about banking products? Therefore, we can expect no more clarity in 2024 than in 2023.

How To 195
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1Q 2024 Commercial Relationship Credit and Pricing Trends

South State Correspondent

Since our last update on pricing and credit HERE , commercial loan pricing trends for the first quarter of 2024 continue to be driven by the perceived increase in credit risk, tighter credit supply and banks’ need for wider margins. In the C&I sector, lines of credit remain costly due to structure and usage.

Trends 195
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2024 Lending Outlook: Innovations and Evolutions in the Financial Sector

As we step into 2024, the lending landscape evolves rapidly with technology, regulations, and market dynamics driving change. This article delves into key predictions and trends shaping the 2024 lending industry.

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How QT will Impact Cost of Funding in 2024

South State Correspondent

Most market participants are focused on just one monetary policy tool available to the Fed – short-term, federal funds rates. Even if the Fed does not increase the Fed Funds rate or even decreases the rate in the future, continued QT is expected to put pressure on the cost of funding in 2024.

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10 Bank Technology Trends to Follow for 2024

South State Correspondent

Coming Up with Our Top 10 Bank Technology Trends List for 2024 To come up with our Top ten list, we fed the content from multiple conferences (Money 20/20, AFP, ABA, Natcha, BAI, American Banker, etc.), This dramatically shortens the time to market while creating scale.

Trends 195