Abrigo

FEBRUARY 25, 2022

Personalized Touch with Efficient Service Can Boost Lending Banks and credit unions can boost business lending by combining a relationship focus with transaction-oriented processing. . This competition can only increase as the lending landscape continues to shift.

Lending 195

Lending St. Louis Community Survey 195

Chris Skinner

AUGUST 8, 2018

Activist investor Ed Bramson steps up Barclays battle with push to influence next chairman choice Lending Club: … The post Things worth reading: 9th August 2018 appeared first on Chris Skinner's blog.

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Lending 164

Chris Skinner

MAY 31, 2018

Things we’re reading today include … Lawsuit Reveals Deutsche Bank Probe of Ties to Russian Ministers ANZ, Deutsche Bank and Citigroup face ‘criminal cartel’ charges Credit cards are not dead – consumer debt slump was just a blip Crackdown on high-interest lending announced by FCA ‘I bought my mum a … The post Things (..)

Lending 171

Lending Cards 171

Chris Skinner

JULY 30, 2018

Things we’re reading today include … Credit card lending continues to rise as Bank of England gears up for interest rate hike Economists split as monetary policymakers set out into the unknown Summer Camp for the Ultra-Wealthy Teaches Kids How to Stay Rich Tycoon’s Sputtering Italian Bank Investment Draws Angst … The post Things (..)

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Lending Cards How To 164

Bank Innovation

MARCH 27, 2018

More startups should launch in the “niche” areas of banking that incumbent institutions have started avoiding, Ohad Samet, co-founder and chief executive officer for TrueAccord, told attendees of the 2018 Bank Innovation conference.

Lending 239

Lending Video Conference Innovation 239

PYMNTS

AUGUST 28, 2018

It was supposed to be a strong year for lending across the board, after a stumpy 2017, which saw numbers in both consumer and commercial lending tending toward a slump. As of early 2018, U.S. BB&T is expecting to see loan growth between 2 to 4 percent in 2018. 19 interview with Bloomberg Television. Bancorp said.

Lending 100

Lending Taxes Rhode Island Regional 100

Bank Innovation

DECEMBER 4, 2017

EXCLUSIVE— Marketplace lender Prosper will make liquidity a top priority as the company moves into 2018, company CEO David Kimball said during a lending conference that took place last week. Our main concern… it’s always liquidity, and I think most people in this room understand that the best way to get to liquidity is to […].

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Conference Maine Lending Company 170

PYMNTS

MARCH 26, 2019

The industry indeed proved to be lucrative for FinTechs, with alternative lending often landing at the top of venture capital investment reports with giants like Kabbage , OnDeck and LendingClub securing an early lead in the industry. Further, GLI Finance revealed a $25.93 Further, GLI Finance revealed a $25.93

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Lending Capital Fintech Security 190

Bank Innovation

MAY 9, 2018

New takes on lending and underwriting dominated the opening day of demos at FinovateSpring 2018 here yesterday. SANTA CLARA, Calif. - But this being fintech's leading demo showcase, the featured startups offered up these basic, fundamental aspects of banking in a new way, often with "artificial intelligence" under the hood.

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Lending Fintech cryptocurrency Cards 186

Bank Innovation

JANUARY 25, 2018

EXCLUSIVE — It’s not even a month into 2018 and already so much has changed. The cryptocurrency bitcoin, which shocked everyone by surpassing $17K, further shocked everyone by dropping below $10K. Then of course there are various other events sweeping the financial services space, from new tax laws in the U.S., to the rise of […].

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Trends Bitcoin cryptocurrency Taxes 299

PYMNTS

JULY 10, 2018

Coming up on the half mark in 2018, total fundraising on the continent has hit $168.6 The two biggest players in the FinTech startup have been Cellulant — a digital payments operation currently up and online in 11 African countries — and the online micro-lending startup Branch. So why the boom? Cellulant raised $47.5

Lending 100

Lending ATM Online Course 100

PYMNTS

JULY 29, 2019

Proposed regulations would give small businesses in California the nation’s most extensive set of truth-in-lending protections for small business borrowers. . In 2018, California began the journey of establishing lending transparency for small businesses in the state.

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Lending California Comparison Regulation 182

Bank Innovation

NOVEMBER 15, 2017

In addition to fireside chats, startup demos, and general sessions, Bank Innovation’s 2018 conference has added a pre-conference workshop on how to build an innovation team, added even more time […].

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Conference Innovation Fintech How To 225

PYMNTS

DECEMBER 11, 2020

We did more loans in a two-month period than we did in 10 years of SBA lending combined," he said. "We Historically, traditional business lending is based on historical financial performance," he said. Right now, we've been taking a look at 2018 and 2019 tax returns. Reading The Tea Leaves.

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Lending Capital Resources Taxes 233

PYMNTS

JANUARY 6, 2020

Australia challenger bank Judo Bank has announced a collaboration with credit management Software-as-a-Service (SaaS) provider InfraRisk to bolster its small business lending operations. Together, we will apply cutting-edge technologies to provide superior lending services for SMEs.” A press release issued on Sunday (Jan.

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Lending Analytics Compliance Fintech 131

Gonzobanker

APRIL 2, 2018

Video Transcript: Daryl Jones : Cornerstone Advisors here to talk to you about the two top most important topics in lending for 2018 Daryl Jones joined here by Joel Pruis wanted to ask you Joel I guess what are some of the things that you’re seeing in lending that lenders out there should be looking forward to in 2018.

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Lending Community Bank Community Video 60

Bank Innovation

APRIL 24, 2018

EXCLUSIVE - Known as one of the first technology companies in Europe to procure a German banking license, solarisBank has lofty ambitions for 2018. That plan, according to Timo Weber, VP of strategy and internationalization, is to add 50 more partners over the course of the year. “A A big part of our effort this year […].

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Fintech Course Strategy Technology 268

PYMNTS

MARCH 6, 2019

As has been reported, the company’s capital lending program lets companies receive cash advances against future revenues. The company said in a statement that the total amount of funding advanced to firms was up 60 percent, reaching that £1 billion tally in 2018.

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Lending Capital Online Company 168

Abrigo

JUNE 13, 2019

And few credit unions are involved in lending programs backed by the U.S. Only 178 credit unions, or 3%, were active lenders in the most popular SBA program, the 7(a) loan program, in federal fiscal 2018. This is the case, despite the fact that SBA lending has gained momentum among small businesses in the past five years.

Lending 150

Lending Resources Survey Risk Management 150

CFPB Monitor

AUGUST 9, 2018

On August 1, 2018, Sen. 3334 captioned “ The Military Lending Improvement Act of 2018” in the United States Senate to “expand and improve” credit protections afforded to service members by the Military Lending Act (MLA) and the Fair Debt Collection Practices Act (FDCPA). Bill Nelson (D-Florida) introduced S.

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Lending United States Florida Data 84

BankUnderground

JUNE 9, 2021

‘Zombie lending’ occurs when a lender supports an otherwise insolvent borrower through forbearance measures such as repayment holidays and temporary interest-only loans. In a recent paper , I examine whether these lending practices contributed to the subsequent low output experienced by the euro area. Belinda Tracey.

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Lending Capital Policies Exercises 111

Bank Innovation

DECEMBER 31, 2018

Indeed, as far as innovation is concerned, 2018 was the year of the fintechs and nonbanks -- some friendlier to the traditional players than others. […]. Bank Innovation’s five picks for companies that made noise in fintech this year may not include any banks, but it does include a company owned by a collection of them.

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Company Fintech Innovation FDIC 199

PYMNTS

JANUARY 2, 2020

Founded in 2018 by former Santander and Atom Bank executives, the FinTech has applied for its banking license. The funding will be used to introduce B-North’s regional “Lending Pods” across Manchester in the second quarter of 2020. This latest funding adds to the €4.9 million B-North raised in previous rounds.

Lending 131

Lending Regional Study Fintech 131

PYMNTS

OCTOBER 8, 2018

Goldman Sachs might be reining in its online lending platform due to concerns about the stage of the credit cycle and changes in market data. Initially, Marcus will start by providing easy access, online-only savings accounts, with lending products slated to be available at the earliest in 2019.

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Lending Online Report Marketing 151

Bank Innovation

DECEMBER 11, 2017

Despite the abysmal stock fall of LendingClub, arguably the pioneer in the online lending space, digital lenders in […]. The year 2017 has been the year for bitcoin, but it has also been the time for digital lenders, who seem to be experiencing significant growth across personal, SME, and student-focused verticals.

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Bitcoin Lending Online Fintech 231

PYMNTS

APRIL 5, 2019

SoLo Funds announced it has added a Mastercard integration so users can link their debit accounts to the peer-to-peer (P2P) lending platform. This integration brings us a step closer to our goal of transforming the lending sector by providing timely access to small loans through everyday mobile users.”.

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Lending Survey Course Community 167

PYMNTS

OCTOBER 16, 2018

Goldman Sachs booked a 4 percent year-over-year revenue increase for the third quarter of 2018, with that growth powered in part by increased lending through its Marcus by Goldman Sachs online consumer savings and lending platform. For the first nine months of 2018, net revenue for Goldman Sachs stands at $28.08

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Lending Digital Banking Retail Branding 147

Bank Innovation

DECEMBER 3, 2018

Bitcoin is no longer enjoying the limelight, non-bank giants like Amazon, Walmart and Google have shaken up the banking landscape and automation has become the norm in various aspects of banking with banks like using it in the backend of credit decision-making and lending. But which Bank Innovation stories caught […].

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Google Bitcoin Lending Innovation 170

PYMNTS

MARCH 11, 2020

“A few banks are making [state consumer] protections moot…[and] regulators haven’t stopped them,” said Alex Horowitz, a senior research officer at the Pew Charitable Trusts, a nonprofit organization that has studied subprime lending. ” An uprush in predatory lending has prompted more states to institute interest rate caps.

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Lending Regulation South Dakota Utah 145

Bank Innovation

DECEMBER 11, 2017

EXCLUSIVE- Blockchain technology and digital loans will continue to grow in 2018 as banks continue to work on their cybersecurity in the coming year, software provider Mitek predicts. It’s just logical that given the extent of recent data breaches, that we’re going to see more of the same.

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blockchain Fraud Software Fintech 314

BankUnderground

JULY 20, 2022

In a recent paper we explore the effect on bank lending by combining data on exposure to negative rates with banks’ balance sheets, the Spanish credit register and firms’ balance sheets. This effect was especially strong for undercapitalised banks and lending to risky firms. Why might negative rates work differently?

Policies 88

Policies Lending Capital Study 88

PYMNTS

JUNE 6, 2019

When it comes to small business (SMB) lending, the top two contenders for business owners are banks and alternative financiers or online marketplaces. In Fiscal Year 2018, not one of the 100 top lenders participating in the SBA’s 7(a) loan program were credit unions, reports in American Banker said last month.

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Lending Analytics Data Security 129

PYMNTS

FEBRUARY 7, 2019

6) said an examination of the largest banks’ tax savings found that most met or exceeded their expectations, saving a combined $21 billion from their tax bills in 2018. Overall, the top banks saw lending grow by 2.3 percent in 2018, compared to a 3.6 Reports in Bloomberg on Wednesday (Feb. Bank of America paid an 18.6

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Taxes Lending National New York 122

PYMNTS

MARCH 7, 2019

How PSD2 is Changing Lending in the U.K. Since its official launch in January 2018, merchants and consumers in the EU have been slowly coming to terms with the effects of PSD2. For more on the security and privacy issues surrounding these regulations, visit the Tracker’s News & Trends section.

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Lending Regulation Regional Data 198

PYMNTS

JANUARY 2, 2019

The P2P lending market in China has been rife with scams and controversy for some time now. Bloomberg, citing people with knowledge of the matter, noted that Chinese authorities are gearing up to shut down small and medium-sized P2P lending platforms across the country. trillion yuan by the end of 2017, reported Bloomberg.

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Lending Marketing Regulation Groups 153

PYMNTS

APRIL 19, 2019

Small business lending technology company Lenderfit has rolled out its services in beta, connecting financial institutions to solutions to facilitate small business lending. He told the publication that Lenderfit began as a way to address the small business lending challenges of nonprofit investment firm Access Ventures.

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Lending Louisville Kentucky Survey 128

Bank Innovation

DECEMBER 27, 2017

EXCLUSIVE—Marketplace lender Best Egg will move towards financing consumer purchases, including home improvements, as it looks to expand in 2018, the company told Bank Innovation.

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Strategy Innovation Company Online 186