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CRE risk management: Identify and manage concentration risk

Abrigo

Find commercial real estate risks in the loan portfolio Sound risk management practices in commercial real estate lending help lenders manage CRE credit losses and protect the portfolio's profitability. LISTEN Takeaway 1 Effective CRE risk management involves adapting to changing market fundamentals to avoid excessive loan losses.

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Silicon Valley Bank Failure – Lessons in Interest Rate Risk Management

South State Correspondent

While we will cover the general lessons HERE , in this article, we wanted to focus on the root cause – how and why interest rate risk caused the second-largest bank failure in US history (Washington Mutual was the largest in 2008). More importantly, the bank’s held-to-maturity (HTM) securities portfolio was $91.3B

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UK Credit Card Trends: From 2008 Crash to Cost-of-Living Crisis

FICO

UK Credit Card Trends: From 2008 Crash to Cost-of-Living Crisis. Changes in card management, customer behaviour and regulations make card delinquencies and other trends very different from the crash of 2008. In 2008, it reached a peak of 4.5%. In 2008 it was 5.25% with 4.62% in 2009. Darcy Sullivan. by Liz Ruddick.

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Best Practices for Managing Credit Risk in Recession

Abrigo

Key Takeaways This recession is significantly different than the 2008 financial crisis, creating a unique credit environment for financial institutions. Now, banks and credit unions must determine how to safely and effectively manage risk in the portfolio while also driving growth at their institution.

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SVB, Fed guilty of poor management

BankInovation

Silicon Valley Bank and federal regulators alike let poor management slide for several years — leading to the largest banking failure since 2008. SVB lacked board effectiveness, risk management and internal audits within its operations, and had 31 outstanding supervisory warnings when the bank collapsed in March.

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Morgan Stanley Looks To Add To Asset Management Unit, CFO Says

PYMNTS

The bank plans to keep its eyes open for smaller mergers that could help build its asset management unit, said CFO Jon Pruzan at an investor conference on Thursday (Feb. Wealth management deals are off the table for now, though, he noted, while Morgan Stanley finishes the $13 billion acquisition of E-Trade. financial industry.

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Fraud & COVID-19: Lessons Learned from the 2008 Recession

FICO

When it comes to fraud and COVID-19, the Great Recession of 2008 provides some important lessons that can help banks and consumers protect themselves against the increased risk. Here’s what different about fraud during COVID than 2008. There’s one fraud pattern that’s highly predictable: when the economy goes down, fraud goes up.

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