article thumbnail

Five phases of FinTech (2005-2027)

Chris Skinner

The five phases of FinTech are (dates are rough guide): Disruption (2005-2014) Discussion (2014-2017) Partnership (2017-2022) Integration (2022-2027) Renewal (2027+) Phase One: Disruption (2005-2014) … The post Five phases of FinTech (2005-2027) appeared first on Chris Skinner's blog.

Fintech 420
article thumbnail

US Consumers' FICO Score Hits Highest Since 2005

PYMNTS

WSJ states: "Early estimates suggest the average score has held steady through mid-October at the July level, which is the highest since FICO began keeping track in 2005.". The average U.S. score in July, according to the Journal, was 711 — up from 708 in April 2020 and 706 in July 2019.

US 258
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Holiday Retail Sales To Hit Highest Since 2005

PYMNTS

That’s according to the Wall Street Journal , which reported estimates from research firms focused on the retail market indicate sales growth during the holidays that may be the best since 2005. That would represent the largest growth since 2005 when sales increased 6.1 They are shopping at a rate not seen since the mid-2000s.”.

Retail 116
article thumbnail

The Finanser’s Week: 13th May – 19th May 2019

Chris Skinner

The main blog headlines are … Five phases of FinTech (2005-2027) Three years ago, I blogged about three phases of FinTech. The five phases of FinTech are (dates are rough guide): Disruption (2005-2014) Discussion … The post The Finanser’s Week: 13th May – 19th May 2019 appeared first on Chris Skinner's blog.

Maine 283
article thumbnail

Will a global platform connect all of our money?

Chris Skinner

It was on March 30, 2005, and a newly formed firm presented at the Financial Services Club an idea. When I talk about FinTech, I often reflect on the first time I encountered what I would, today, call a truly FinTech firm. The idea was to connect people with money … The post Will a global platform connect all of our money?

Fintech 414
article thumbnail

Raghuram Rajan: the banker who warned of meltdown in 2005

TheGuardian

The former governor of India’s central bank now steers a tricky course between supporting free markets and campaigning against unfettered risk-taking He was once talked about as a possible successor to Christine Lagarde as boss of the International Monetary Fund. Then there were hints he might become governor of the Bank of England.

Course 53
article thumbnail

Klarna creates global ‘Consumer Council’

Bank Innovation

The Sweden-based fintech, founded in 2005 and currently […]. Point-of-sale lender Klarna, which has a banking license in Europe and partners with banks in other markets, is creating a new mechanism to acquire feedback as it evolves its products.

Marketing 221