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The rise of Monzo, Revolut, and Starling and a comparison of Facebook and Whatsapp

Lex Sokolin

Did their B2C customer acquisition catalyze banking-as-a-service and push the incumbents to do more with existing systems? And finally, how well does the marketplace banking idea really compare with the Eastern super apps? For all purposes, Monzo is competing with both Barclays for banking and Apple for the operating system of apps.