PYMNTS

APRIL 4, 2019

Payments experts are working with SWIFT to create global market practice and implementation guidelines for the common roll-out and implementation of ISO 20022 for cross-border payments. Embracing a standardized approach, SWIFT said in the press release, will reduce implementation costs for the entire payments industry.

Groups 146

Groups Guidelines Community United States 146

PYMNTS

APRIL 5, 2019

GrubHub Chief Executive Matt Maloney plans to continue investing money in the company in an effort to stand out from the crowded food delivery market. The market now is 10 times what I thought it was 5 years ago” when GrubHub went public, Maloney said. In return, they get access to customer data.

Maine 108

Maine Capital Marketing Company 108

PYMNTS

APRIL 4, 2019

“Combining OYO’s most advanced business model with SoftBank’s knowledge of the Japanese market, we will provide a brand new hotel experience to travellers in Japan,” Miyauchi said in a statement. Moreover, OYO Hotels Japan offers various values ??for

Maine 116

Maine Branding Regional Marketing 116

PYMNTS

APRIL 3, 2019

Kozlowski, who will also be a member of the board, most recently served as chief operating officer of Etsy. As COO at Etsy, she was responsible for product, marketing, and customer engagement and acquisition. He will serve as an advisor to the company as its new president and CEO Linda Findley Kozlowski transitions into her role.

Operations 124

Operations Strategy Company Technology 124

PYMNTS

APRIL 4, 2019

The main thing holding back Amazon’s product growth is its lack of a mobile phone or operating system. Apple’s offering commands 60 percent of the market, according to Counterpoint Research. Echo speakers , however, became a huge hit for the company and brought Alexa into millions of homes around the world.

Apple 162

Apple Google Maine Company 162

Insights on Business

APRIL 2, 2019

The costs of running payments operations, complying with a myriad of regulations and enforcing payments standards are increasing. Exposure to operational risks, data breaches and fraud losses can rise as a consequence of adopting new payment types and channels.

Payments 125

Payments New York City Fraud New York 125

PYMNTS

APRIL 4, 2019

Operational costs and wages are on the rise — pulling down margins — locations are closing and the costs of building out new inventory to replace the shops that are closing down is at all all-time high. Well the picture is, as usual, a bit more complicated as not all of the indicator lights are glowing a positive green.

Operations 102

Operations Trends Marketing Strategies Retail 102

PYMNTS

APRIL 2, 2019

Mortgage origination is part of the company’s efforts to expand further in the real estate market to create better experiences for consumers who are searching for and buying homes. It will work with Zillow Offers, which is the company’s direct home sales operation that was created to streamline the real estate process.

America 139

America Report Company Operations 139

PYMNTS

APRIL 1, 2019

As part of the collaboration between the two companies, Mastercard agreed that it will help Jumia expand its operations. Mastercard “has been rapidly expanding its presence and partnerships in Africa, bringing new technologies,” said Elcin Yanik, a marketing executive with Mastercard.

New York 152

New York Retail Online Payments 152

PYMNTS

APRIL 4, 2019

Amazon just entered a whole new market now that Alexa , its voice-activated digital assistant, is HIPAA -compliant, which it means it can handle patients’ sensitive information. In a blog post , Amazon announced an invitation-only program that will enable developers to create healthcare skills for Alexa that are HIPAA-compliant.

Boston 151

Boston Management Innovation Technology 151

PYMNTS

APRIL 3, 2019

In the wake of the crash in bitcoin last year, institutional players that had big plans for the cryptocurrency market are reigning in those efforts. A person familiar with its bitcoin trading operations told The New York Times that a year after launching the business, interest on the part of customers is weak.

Bitcoin 100

Bitcoin New York Chicago cryptocurrency 100

PYMNTS

APRIL 2, 2019

Marcus , the consumer bank operated by Goldman Sachs , has seen its head of product Michael Cerda quit his job. It has zero fees and vows to provide lower interest rates than what is available in the market. Cerda was previously head of media products for Facebook.

Los Angeles 132

Los Angeles New York Apple Conference 132

PYMNTS

APRIL 3, 2019

The funding, which is a combination of equity to fund operations and debt to fund home purchases, was led by FirstMark Capital , with participation from Accomplice and Juxtapose. After launching in San Antonio in early 2018, Perch has expanded to Dallas-Fort Worth, with more markets planned.

San Antonio 122

San Antonio Fort Worth Dallas Capital 122

PYMNTS

APRIL 5, 2019

Powered by an Android-based operating system called SirinOS, the ‘blockchain phone’ features a built-in cold storage wallet, dApps support and a token conversion service, among other functions.”. “One of the first attempts to create a handset designed around the blockchain actually came from a startup called Sirin Labs,” it said.

cryptocurrency 137

cryptocurrency Samsung Bitcoin blockchain 137

PYMNTS

APRIL 2, 2019

The company also operates Mi Pay, a UPI-based payment platform, and its Mi Drop file transfer application has around 100 million downloads. The company has Mi Video and Mi Music, which are both free and each have more than 40 million users a month. The company also recently started a paid subscription plan for Mi Music.

Samsung 108

Samsung Retail Video Regional 108

PYMNTS

APRIL 5, 2019

One of the legal operations that are springing up in the states that have approved the above-board sale of marijuana products? First, a quick review of the situation: Even though legal pot keeps gaining traction – according to one official state estimate, the market in California alone will reach at least $5.1 Among the first lessons?

Payments 185

Payments Retail Industry Software 185

PYMNTS

APRIL 2, 2019

Innovation is one of the keys to advancement — and that increasingly means opening tech hubs, incubators and other such operations. They are often derided as expensive PR and marketing pushes, or criticized for lack of a mission focused enough to produce real results.

Innovation 170

Innovation Retail Examples Branding 170

PYMNTS

APRIL 3, 2019

After all, Dollar General is not only a retailer on the rise (it continues to expand aggressively, selling and focusing on new products, and holding its own in a retail world dominated by Amazon and Walmart ), but operates 15,400 stores, which means a 30 percent increase in the Western Union footprint in the U.S.

Retail 153

Retail Mobile Compliance Payments 153

CB Insights

APRIL 2, 2019

One reason highly-valued fintech startups — such as Affirm , Oscar , and Gusto — are able to avoid going public despite significant operating costs could be the increase in mega-rounds of $100M or more. Across industries, mega-rounds have emerged as a legitimate alternative to going public to raise money.

Fintech 73

Fintech Company Trends Operations 73

PYMNTS

APRIL 2, 2019

According to a report on Tuesday (April 2) in the Financial Times , Daimler CEO Dieter Zetsche views the crashes as a warning of rushing self-driving technology too quickly to market. In fact, PYMNTS research has documented a significant reluctance among consumers to embrace autonomous vehicles.

Technology 139

Technology Maine Course Industry 139

PYMNTS

APRIL 5, 2019

With a customer-centric and conscious approach to innovation and new solutions, and a network that covers all of Norway, it gives us a good platform to distribute innovative payment solutions in the market.”. The company has brought its operations to 11 cities such as Delhi, Mumbai, and Bengaluru, among others.

Groups 109

Groups Innovation Fintech Payments 109

PYMNTS

APRIL 5, 2019

Data breaches, marketing so targeted and specific that it can feel creepy, lack of privacy and regrets over wasted time – people complain constantly about how social media causes or enables all of that. It’s the love-hate relationship that defines the digital age in the early 21st century: U.S. consumers and social media.

social media 143

social media Regulation Data Apple 143

PYMNTS

APRIL 5, 2019

The executive also issued a call for more regulation across mortgages , as lawmakers should address “onerous and unnecessary origination and servicing requirements” and open securitization markets. “By By taking this step, our economists believe that homeownership and economic growth would increase by up to 0.2 percent a year,” he wrote.

Lending 108

Lending ATM Regulation Capital 108

PYMNTS

APRIL 5, 2019

Boutros continued, “We are here to serve these communities and this is part of our strategy to maintain a presence in markets where we have right-sized our footprint.”. The company has 205 Kmart locations and 220 Sears stores still in operation.

Retail 101

Retail Louisiana Kansas Alaska 101

PYMNTS

APRIL 3, 2019

With food preparation, one might take many different ingredients and complete an operation: Ingredients might be blended, grilled, poured or steamed, for instance. The Robotics Market. When it comes to visualizing smoothie making, Jain sees the process as breaking down a recipe into a series of steps.

San Francisco 111

San Francisco Virginia Apple Innovation 111

PYMNTS

APRIL 4, 2019

Part of the growth in digital came from online marketing, Niccol told investors when discussing the latest Chipotle financials. This was all accomplished without increasing our overall marketing budget,” he said, without offering more detail.

Innovation 136

Innovation National Mobile Trends 136

PYMNTS

APRIL 5, 2019

Data breaches, marketing so targeted and specific that it can feel creepy, lack of privacy and regrets over wasted time — people complain constantly about how social media causes or enables all that. It’s the love-hate relationship that defines the digital age in the early 21st century: U.S. consumers and social media.

social media 128

social media Regulation Data Apple 128

PYMNTS

APRIL 2, 2019

But what has gotten less attention – largely because the practice is less common – is how microlending operations play out in developed nations like the U.S. Their effects have been mostly viewed as positive, though how impactful those programs have been in developing world borrowers has been the subject of some recent debate.

Tools 126

Tools Study Los Angeles New Jersey 126

Bank Innovation

APRIL 5, 2019

The 47-year-old chief executive officer of Banco BTG Pactual SA, a fixed-income trading veteran, said he spent the past four years digging into subjects such as cloud computing, performance marketing and data-analytics metrics. His schooling was to help with the bank’s push into […].

Digital Strategies 186

Digital Strategies Strategy Analytics Data 186

Bank Innovation

APRIL 2, 2019

Ignite Ideas talks at the Bank Innovation Ignite 2019 conference in Seattle last month tackled issues of financial inclusion, designing products that enhance the customer experience, revamping payments, and rebuilding trust in banking.

Innovation 186

Innovation Video Seattle Payments 186

PYMNTS

APRIL 4, 2019

“You have to find a population or an application that is not well-served by the traditional big four or five issuers,” Wain said, with an eye on gaining scale and pushing into adjacent markets. He mentioned, by way of example, the attractiveness of offering lines of credit to small and medium-size businesses (SMBs). The Competitive Landscape.

Innovation 119

Innovation Fintech Survey Customer Experience 119

PYMNTS

APRIL 2, 2019

That knowledge serves as the foundation for ezCater , an online marketplace through which businesses can order large catered meals from some 60,000 restaurants nationwide — a market worth more than $60 billion per year in the U.S. The growth of ezCater has brought some lessons that can apply to other digital commerce operations as well.

Software 145

Software Online National Groups 145

Bank Innovation

APRIL 5, 2019

With more bank-fintech partnerships, the acceptance of technological change within the C-suite, and an increasing number of entry points connecting banks to new businesses, it's no surprise that these topics resonated with readers in March. Below are Bank Innovation's top 3 posts for the month, based on website traffic and editorial judgment.

Fintech 170

Fintech Innovation Technology Operations 170

Bank Innovation

APRIL 1, 2019

A German banking app backed by billionaires Peter Thiel and Li Ka-shing is trying to woo young consumers with free current accounts as it expands outside Europe. In a change of strategy, N26 has decided not to offer its clients a wide range of other banking products for now, preferring to build up its international […].

Strategy 150

Strategy Operations Marketing Capital 150